feat(m6): 额度流水、套餐开通、数据删除、运营后台（M6 剩下的 P0）

决策 M6-1–M6-10（docs/architecture/m6-plan.md、docs/decisions.md）。

用户端：
- 额度与套餐页：本期额度、按功能分布、扣点规则、流水（逐条余额、关联项目和任务、导出 CSV）
- 开通 / 续费申请（对公转账，运营确认到账后开通），80% / 100% 提醒
- 专业版到期：整个账号只读、额度清零，到期前 30 / 7 / 0 天提醒（worker 每小时 billing_tick）
- 删除项目（彻底删除、销毁数据密钥），注销账号（企业名称 + 短信验证码）
- 通知铃铛、账号页

运营后台：
- 独立进程 bid-doctor ops（/ops/v1）和 apps/admin；用户名 + 密码 + TOTP + IP 白名单
- 开通申请（到账 / 开通 / 退回 / 发票）、企业查询和调额度、误报 / 漏报、失败任务、审计；不看业务内容
- 左侧菜单（标准 logo、可展开收起的分组、图标、待办数、环境标签）
- 运营人员角色只留结构：ops_admin.role、权限点、每个接口的检查点、菜单按权限过滤

数据库：迁移 0010（排队的订阅、申请单号、通知类型、billing_due）、0011（bd_ops 权限）、0012（运营角色）。
另修：取消解析 / 检查接口报 500；uuid7 进程内单调；data_key 销毁后不再新建；审计 None 存 SQL NULL。

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

.env.example

@@ -20,3 +20,12 @@
 # BD_AI_MODEL=deepseek-chat
 # 按能力选模型（选填，JSON）：没配的能力用 BD_AI_MODEL
 # BD_AI_MODELS={"reasoning": "deepseek-reasoner"}
+
+# 专业版对公转账的收款信息（决策 M6-6）：开通申请里给用户看；没配时显示「（待定）」，prod 下必须配
+# BD_PAYEE_NAME=
+# BD_PAYEE_BANK=
+# BD_PAYEE_ACCOUNT=
+
+# 运营后台（决策 M6-2、M6-4）：bid-doctor ops 进程用 bd_ops 做跨企业只读；只放行白名单地址（CIDR，JSON 数组）
+# BD_OPS_DATABASE_URL=postgresql+psycopg://bd_ops:dev-ops@127.0.0.1:54329/bid_doctor
+# BD_OPS_ALLOWED_IPS=["127.0.0.1/32", "10.0.0.0/8"]

.github/workflows/ci.yml

@@ -45,6 +45,7 @@ jobs:
           POSTGRES_USER: bd_owner
           POSTGRES_DB: bid_doctor
           BD_APP_PASSWORD: dev-app
+          BD_OPS_PASSWORD: dev-ops
         run: sh deploy/compose/postgres/init-roles.sh
       - working-directory: server
         run: |

AGENTS.md

@@ -81,7 +81,7 @@
 骨架见技术架构 §13。后端 Python 3.12+（uv workspace），前端 Vue 3 + Vite（pnpm workspace）。
 
 ```
-server/                 后端：api 和 worker 是同一个包、两种进程（bid-doctor api | worker | migrate）
+server/                 后端：api、worker、ops 是同一个包、三种进程（bid-doctor api | worker | ops | migrate | ops-admin）
   src/bid_doctor/
     core/               配置、数据库与租户事务、错误码、加密、对象存储、队列、事件流、权限点
     identity/ billing/ project/ document/ checklist/ ai/ audit/ notification/   业务模块（架构 §3.2）
@@ -89,6 +89,7 @@ server/                 后端：api 和 worker 是同一个包、两种进程
   migrations/           Alembic；sql/0001_baseline/ 是 data-model 的建表脚本，按模块拆分
   tests/                集成测试（真实 PostgreSQL + 行级安全策略）和单元测试；fixtures/ 是虚构的小样例
 apps/web/               用户端单页应用
+apps/admin/             运营后台（单独构建、单独部署，私有化不交付；接口见 docs/architecture/ops-api.md）
 packages/api-client/    由 docs/architecture/openapi.yaml 生成的类型 + 客户端（不手写接口类型）
 prompts/                带版本号的提示词（已发布的版本不再修改）
 deploy/compose/         Docker Compose；deploy/docker/ 镜像
@@ -103,6 +104,7 @@ deploy/compose/         Docker Compose；deploy/docker/ 镜像
 | 建表 / 升级数据库 | `cd server && ../.venv/bin/bid-doctor migrate` |
 | 起后端 | `cd server && ../.venv/bin/bid-doctor api`（:8009），另开一个终端 `../.venv/bin/bid-doctor worker` |
 | 起前端 | `pnpm dev`（:5173，`/api` 代理到 :8009）。dev 环境短信验证码固定是 `000000` |
+| 起运营后台 | `cd server && ../.venv/bin/bid-doctor ops`（:8019，只放行白名单地址），`pnpm dev:admin`（:5174）；运营账号 `../.venv/bin/bid-doctor ops-admin create --username <名> --display-name <姓名>`，打印的 otpauth 地址用身份验证器 App 添加 |
 | 后端检查 | `cd server && ../.venv/bin/ruff check src tests migrations && ../.venv/bin/ruff format --check src tests migrations && ../.venv/bin/pyright && ../.venv/bin/lint-imports && ../.venv/bin/pytest -q` |
 | 前端检查 | `pnpm typecheck && pnpm build` |
 | 改了 openapi.yaml 之后 | `pnpm gen:api`，重新生成的 `schema.d.ts` 一起提交（CI 会比对） |
@@ -232,4 +234,10 @@ samples/
   - 概览：加了检查记录卡和文件卡。
   - 工作台：加了「致命」列、统计可点筛选、待处理的致命问题卡（「去处理」定位到那条问题）。
   - 日期输入加了日历弹层；查标页加了 ? 键。
-- 下一步：M6 剩下的 P0（额度流水、套餐开通、数据删除、运营后台）。
+- 2026-11-05：M6 剩下的 P0（`docs/architecture/m6-plan.md`，M6-1–M6-8 全部按建议确认）。
+  - 用户端：额度与套餐页（流水逐条可核、按功能分布、扣点规则、导出 CSV）、开通 / 续费申请、80% / 100% 提醒、通知铃铛、账号页和注销、删除项目（彻底删除）。
+  - 到期：专业版到期后整个账号只读、额度清零，到期前 30 / 7 / 0 天提醒；worker 每小时跑一次定时任务。
+  - 运营后台：独立进程 `bid-doctor ops` 和 `apps/admin`，用户名 + 密码 + TOTP + IP 白名单，可以处理开通申请、查企业、调额度、看误报 / 漏报、失败任务和审计，不看业务内容（`ops-api.md`）。新增数据库角色 `bd_ops`，迁移 0010、0011。
+  - 顺手修了取消解析 / 检查时接口报 500 的问题。后端 156 个测试，浏览器从注册走到注销。
+- 2026-11-05：运营后台第二版（M6-9、M6-10）：左侧菜单（标准 logo、可展开收起的分组、图标、待办数、环境标签），运营人员角色只留结构（`ops_admin.role`、权限点、每个接口的检查点、菜单按权限过滤，现在只有管理员），迁移 0012。
+- 下一步：可做的有：读标抽取专项优化（`extract-status.md`）、更多真实投标文件、M6 的 P1（协作权限、资产库）。

apps/admin/index.html

@@ -0,0 +1,13 @@
+<!doctype html>
+<html lang="zh-CN">
+  <head>
+    <meta charset="utf-8" />
+    <meta name="viewport" content="width=device-width, initial-scale=1" />
+    <meta name="robots" content="noindex" />
+    <title>标博士运营后台</title>
+  </head>
+  <body>
+    <div id="app"></div>
+    <script type="module" src="/src/main.ts"></script>
+  </body>
+</html>

apps/admin/package.json

@@ -0,0 +1,25 @@
+{
+  "name": "@bid-doctor/admin",
+  "private": true,
+  "version": "0.1.0",
+  "type": "module",
+  "scripts": {
+    "dev": "vite",
+    "build": "vue-tsc --noEmit && vite build",
+    "typecheck": "vue-tsc --noEmit",
+    "preview": "vite preview"
+  },
+  "dependencies": {
+    "@fontsource/barlow-semi-condensed": "5.3.0",
+    "@lucide/vue": "1.50.0",
+    "vue": "3.5.43",
+    "vue-router": "4.6.4"
+  },
+  "devDependencies": {
+    "@types/node": "24.19.2",
+    "@vitejs/plugin-vue": "6.0.9",
+    "typescript": "5.8.3",
+    "vite": "7.3.7",
+    "vue-tsc": "3.3.12"
+  }
+}

apps/admin/src/App.vue

@@ -0,0 +1,53 @@
+<script setup lang="ts">
+/** 运营后台的框架：左侧菜单（OpsSidebar）+ 内容。登录页不带框架。菜单上的待办数随切换页面刷新，另外每分钟刷新一次。 */
+import { onBeforeUnmount, onMounted, ref, watch } from "vue";
+import { RouterView, useRoute, useRouter } from "vue-router";
+import { CHANGED, ops, type Operator, type Summary } from "./api";
+import OpsSidebar from "./OpsSidebar.vue";
+
+const route = useRoute();
+const router = useRouter();
+const me = ref<Operator | null>(null);
+const summary = ref<Summary | null>(null);
+async function loadMe() {
+  if (route.meta.bare) return;
+  me.value = await ops<Operator>("/me").catch(() => null);
+}
+async function loadSummary() {
+  if (route.meta.bare || !me.value) return;
+  summary.value = await ops<Summary>("/summary").catch(() => summary.value);
+}
+let timer: number | undefined;
+onMounted(async () => {
+  await loadMe();
+  await loadSummary();
+  timer = window.setInterval(loadSummary, 60_000);
+  window.addEventListener(CHANGED, loadSummary);
+});
+onBeforeUnmount(() => {
+  window.clearInterval(timer);
+  window.removeEventListener(CHANGED, loadSummary);
+});
+watch(
+  () => route.fullPath,
+  async (_, old) => {
+    if (route.meta.bare) return;
+    if (!me.value || old?.startsWith("/login")) await loadMe();
+    await loadSummary();
+  },
+);
+async function logout() {
+  await ops("/auth/logout", { method: "POST" }).catch(() => undefined);
+  me.value = null;
+  summary.value = null;
+  await router.replace({ name: "login" });
+}
+</script>
+
+<template>
+  <RouterView v-if="route.meta.bare" />
+  <div v-else class="ops-frame">
+    <OpsSidebar :me="me" :summary="summary" @logout="logout" />
+    <main class="ops-main"><div class="content"><RouterView /></div></main>
+  </div>
+</template>

apps/admin/src/OpsSidebar.vue

@@ -0,0 +1,289 @@
+<script setup lang="ts">
+/**
+ * 运营后台的左侧菜单：标准横版 logo（反白）+「运营后台」+ 环境标签（不是生产环境时醒目提示，免得把测试当生产）；
+ * 分组像文件夹一样可以展开收起（记在本机），当前页所在的分组总是展开；菜单项带图标和待办数；底部是当前运营人员和退出。
+ * 菜单按权限点过滤（nav.ts）。
+ */
+import { ChevronDown, LogOut } from "@lucide/vue";
+import logoUrl from "@design/logo/svg/logo-horizontal-reverse.svg?url";
+import { computed, ref, watch } from "vue";
+import { RouterLink, useRoute } from "vue-router";
+import type { Operator, Summary } from "./api";
+import { visibleNav } from "./nav";
+
+const props = defineProps<{ me: Operator | null; summary: Summary | null }>();
+const emit = defineEmits<{ logout: [] }>();
+const route = useRoute();
+const groups = computed(() => visibleNav(props.me?.permissions ?? []));
+
+const KEY = "ops.nav.collapsed";
+function load(): string[] {
+  try {
+    return JSON.parse(localStorage.getItem(KEY) ?? "[]") as string[];
+  } catch {
+    return [];
+  }
+}
+const collapsed = ref(new Set(load()));
+function save(s: Set<string>) {
+  collapsed.value = s;
+  try {
+    localStorage.setItem(KEY, JSON.stringify([...s]));
+  } catch {
+    /* 隐私模式等存不了：只是这次有效 */
+  }
+}
+function toggle(key: string) {
+  const s = new Set(collapsed.value);
+  if (s.has(key)) s.delete(key);
+  else s.add(key);
+  save(s);
+}
+const isActive = (name: string, also: string[] = []) => route.name === name || also.includes(String(route.name));
+const activeGroup = computed(() => groups.value.find((g) => g.items.some((i) => isActive(i.name, i.also)))?.key);
+const isOpen = (key: string) => !collapsed.value.has(key);
+// 跳到一个收起的分组里的页面（链接、详情页）：把那一组展开
+watch(activeGroup, (g) => {
+  if (g && collapsed.value.has(g)) save(new Set([...collapsed.value].filter((k) => k !== g)));
+}, { immediate: true });
+
+const ENV: Record<string, string> = { dev: "开发环境", test: "测试环境" };
+</script>
+
+<template>
+  <aside class="ops-side" aria-label="运营后台菜单">
+    <RouterLink class="brand" :to="{ name: 'requests' }" aria-label="标博士运营后台">
+      <img :src="logoUrl" alt="标博士" />
+    </RouterLink>
+    <div class="sub">
+      <span>运营后台</span>
+      <span v-if="me && me.env !== 'prod'" class="env">{{ ENV[me.env] ?? me.env }}</span>
+    </div>
+
+    <nav class="groups">
+      <section v-for="g in groups" :key="g.key" class="group">
+        <button
+          type="button"
+          class="gh"
+          :aria-expanded="isOpen(g.key)"
+          :aria-controls="`grp-${g.key}`"
+          @click="toggle(g.key)"
+        >
+          <span>{{ g.label }}</span>
+          <ChevronDown class="chev" :class="{ shut: !isOpen(g.key) }" :stroke-width="1.75" />
+        </button>
+        <ul v-show="isOpen(g.key)" :id="`grp-${g.key}`">
+          <li v-for="i in g.items" :key="i.name">
+            <RouterLink :to="{ name: i.name }" :aria-current="isActive(i.name, i.also) ? 'page' : undefined">
+              <component :is="i.icon" class="ic" :stroke-width="1.5" />
+              <span class="lbl">{{ i.label }}</span>
+              <span v-if="i.badge && summary && summary[i.badge]" class="badge" :class="{ warn: i.badge === 'failed_jobs_7d' }">
+                {{ summary[i.badge] }}
+              </span>
+            </RouterLink>
+          </li>
+        </ul>
+      </section>
+    </nav>
+
+    <div v-if="me" class="me">
+      <span class="avatar" aria-hidden="true">{{ me.display_name.slice(0, 1) }}</span>
+      <span class="who">
+        <b :title="me.display_name">{{ me.display_name }}</b>
+        <small>{{ me.role_label }} · {{ me.username }}</small>
+      </span>
+      <button type="button" class="out" aria-label="退出登录" title="退出登录" @click="emit('logout')">
+        <LogOut class="ic" :stroke-width="1.5" />
+      </button>
+    </div>
+  </aside>
+</template>
+
+<style scoped>
+.ops-side {
+  position: sticky;
+  top: 0;
+  display: flex;
+  flex-direction: column;
+  height: 100vh;
+  padding: var(--sp-5) var(--sp-3) var(--sp-4);
+  background: linear-gradient(180deg, var(--side-top) 0%, var(--side-bottom) 100%);
+  color: var(--side-fg);
+  overflow-y: auto;
+}
+.brand {
+  display: block;
+  padding: 0 var(--sp-2);
+  border-radius: var(--radius-ctl);
+}
+.brand img {
+  display: block;
+  width: 148px;
+  height: auto;
+}
+.brand:focus-visible,
+.gh:focus-visible,
+.groups a:focus-visible,
+.out:focus-visible {
+  outline: 2px solid var(--side-fg-strong);
+  outline-offset: -2px;
+}
+.sub {
+  display: flex;
+  gap: var(--sp-2);
+  align-items: center;
+  margin: var(--sp-3) var(--sp-2) var(--sp-5);
+  padding-bottom: var(--sp-4);
+  border-bottom: var(--line) solid var(--side-line);
+  font-size: var(--fs-caption);
+  letter-spacing: 0.12em;
+  color: var(--side-muted);
+}
+/* 非生产环境：赭色实底标签（红色只给致命问题，U1） */
+.env {
+  padding: 0 6px;
+  border-radius: var(--radius-xs);
+  background: var(--warn);
+  color: var(--c-ink);
+  font-weight: var(--fw-bold);
+  letter-spacing: 0;
+  line-height: 18px;
+}
+.groups {
+  flex: 1;
+}
+.group + .group {
+  margin-top: var(--sp-3);
+}
+.gh {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  width: 100%;
+  height: 28px;
+  padding: 0 var(--sp-2);
+  border: 0;
+  border-radius: var(--radius-ctl);
+  background: none;
+  font: inherit;
+  font-size: var(--fs-caption);
+  color: var(--side-muted);
+  cursor: pointer;
+}
+.gh:hover {
+  color: var(--side-fg-strong);
+}
+.chev {
+  width: 14px;
+  height: 14px;
+  transition: transform var(--dur-fast) var(--ease);
+}
+.chev.shut {
+  transform: rotate(-90deg);
+}
+ul {
+  margin: 2px 0 0;
+  padding: 0;
+  list-style: none;
+}
+.groups a {
+  display: flex;
+  gap: var(--sp-3);
+  align-items: center;
+  height: 38px;
+  padding: 0 var(--sp-2) 0 var(--sp-3);
+  border-radius: var(--radius-ctl);
+  color: var(--side-fg);
+  text-decoration: none;
+  transition: background-color var(--dur-fast) var(--ease), color var(--dur-fast) var(--ease);
+}
+.groups a .ic {
+  flex: none;
+  width: 18px;
+  height: 18px;
+}
+.groups a .lbl {
+  flex: 1;
+  min-width: 0;
+  overflow: hidden;
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+.groups a:hover {
+  background: var(--side-hover);
+  color: var(--side-fg-strong);
+}
+.groups a[aria-current="page"] {
+  background: var(--side-active);
+  color: var(--side-fg-strong);
+  font-weight: var(--fw-bold);
+}
+.badge {
+  min-width: 20px;
+  padding: 0 6px;
+  border-radius: 10px;
+  background: var(--side-avatar-bg);
+  color: var(--side-fg-strong);
+  font: var(--fw-medium) var(--fs-caption) / 20px var(--font-figures);
+  text-align: center;
+}
+.badge.warn {
+  background: var(--warn);
+  color: var(--c-ink);
+}
+.me {
+  display: flex;
+  gap: var(--sp-2);
+  align-items: center;
+  margin-top: var(--sp-4);
+  padding: var(--sp-3) var(--sp-2) 0;
+  border-top: var(--line) solid var(--side-line);
+}
+.avatar {
+  display: inline-grid;
+  flex: none;
+  place-items: center;
+  width: 32px;
+  height: 32px;
+  border-radius: 50%;
+  background: var(--side-avatar-bg);
+  box-shadow: 0 0 0 1px var(--side-avatar-ring);
+  color: var(--side-fg-strong);
+  font-weight: var(--fw-bold);
+}
+.who {
+  display: flex;
+  flex: 1;
+  flex-direction: column;
+  min-width: 0;
+}
+.who b {
+  overflow: hidden;
+  color: var(--side-fg-strong);
+  text-overflow: ellipsis;
+  white-space: nowrap;
+}
+.who small {
+  font-size: var(--fs-caption);
+  color: var(--side-muted);
+}
+.out {
+  display: inline-grid;
+  place-items: center;
+  width: 32px;
+  height: 32px;
+  border: 0;
+  border-radius: var(--radius-ctl);
+  background: none;
+  color: var(--side-fg);
+  cursor: pointer;
+}
+.out:hover {
+  background: var(--side-hover);
+  color: var(--side-fg-strong);
+}
+.ic {
+  width: 18px;
+  height: 18px;
+}
+</style>

apps/admin/src/admin.css

@@ -0,0 +1,15 @@
+/* 运营后台的框架（决策 M6-3）：颜色、字号、间距只用 tokens.css 的变量；按钮、表格、卡片沿用用户端的组件样式 */
+body{margin:0;background:var(--bg-page);color:var(--text-primary)}
+.ops-frame{display:grid;grid-template-columns:232px minmax(0,1fr);min-height:100vh;min-width:1280px}
+.ops-main{min-width:0}
+.ops-main .content{max-width:1440px;padding-top:var(--sp-8)}
+.toolbar{display:flex;gap:var(--sp-3);align-items:center;margin-bottom:var(--sp-4)}
+.toolbar .input{max-width:360px}
+.card{margin-bottom:var(--gap-card)}
+.card.flush > .card-h{padding:var(--sp-4) var(--card-x) 0}
+table.data td{vertical-align:top}
+.nowrap{white-space:nowrap}
+.r{text-align:right}
+.acts{display:flex;flex-wrap:wrap;gap:var(--sp-2)}
+.err-text{color:var(--warn-text)}
+.inv{margin:0;font-size:var(--fs-caption);line-height:var(--lh-caption);color:var(--text-secondary)}

apps/admin/src/api.ts

@@ -0,0 +1,155 @@
+/**
+ * 运营后台接口（/ops/v1，docs/architecture/ops-api.md）。内部工具，类型在这里手写；cookie 会话 + CSRF 头。
+ */
+export class OpsError extends Error {
+  constructor(
+    readonly status: number,
+    readonly code: string,
+    message: string,
+  ) {
+    super(message);
+  }
+}
+
+/** 页面上做完操作（开通、退回……）发这个事件，菜单上的待办数跟着刷新 */
+export const CHANGED = "ops:changed";
+export const notifyChanged = () => window.dispatchEvent(new Event(CHANGED));
+
+let onUnauthorized: () => void = () => {};
+export function setUnauthorized(fn: () => void) {
+  onUnauthorized = fn;
+}
+
+function csrf(): string {
+  return document.cookie.split("; ").find((c) => c.startsWith("bd_ops_csrf="))?.split("=")[1] ?? "";
+}
+
+export async function ops<T>(path: string, init: { method?: string; body?: unknown; query?: Record<string, string | undefined> } = {}): Promise<T> {
+  const qs = new URLSearchParams(Object.entries(init.query ?? {}).filter((e): e is [string, string] => !!e[1])).toString();
+  const res = await fetch(`/ops/v1${path}${qs ? `?${qs}` : ""}`, {
+    method: init.method ?? "GET",
+    credentials: "include",
+    headers: { "Content-Type": "application/json", ...(init.method && init.method !== "GET" ? { "X-CSRF-Token": csrf() } : {}) },
+    body: init.body === undefined ? undefined : JSON.stringify(init.body),
+  });
+  if (res.status === 204) return undefined as T;
+  const data = await res.json().catch(() => ({}));
+  if (!res.ok) {
+    if (res.status === 401 && path !== "/auth/login") onUnauthorized();
+    throw new OpsError(res.status, data.code ?? "error", data.detail ?? data.title ?? "请求失败");
+  }
+  return data as T;
+}
+
+/** 时间一律按北京时间显示：「2026-11-05 14:45」 */
+const BJ = new Intl.DateTimeFormat("sv-SE", {
+  timeZone: "Asia/Shanghai",
+  year: "numeric",
+  month: "2-digit",
+  day: "2-digit",
+  hour: "2-digit",
+  minute: "2-digit",
+  hour12: false,
+});
+export const fmt = (iso: string | null | undefined) => (iso ? BJ.format(new Date(iso)) : "—");
+export const day = (iso: string | null | undefined) => (iso ? BJ.format(new Date(iso)).slice(0, 10) : "—");
+
+export type Tenant = {
+  id: string;
+  name: string;
+  status: string;
+  created_at: string;
+  plan: { code: string | null; expired: boolean; ends_at: string | null };
+  balance: number | null;
+  projects: number;
+  phone_hint: string | null;
+  open_requests: number;
+};
+export type TenantDetail = Tenant & {
+  members: { display_name: string; role: string; status: string; phone_hint: string | null; last_login_at: string | null }[];
+  subscriptions: { plan_code: string; status: string; source: string; starts_at: string; ends_at: string | null; request_no: string | null }[];
+  quota_entries: { kind: string; amount: number; reason: string | null; ref_type: string | null; created_at: string; unit: string; by_ops: boolean }[];
+  jobs: Record<string, Record<string, number>>;
+};
+export type ActivationRequest = {
+  id: string;
+  request_no: string;
+  tenant: { id: string; name: string };
+  plan_code: string;
+  status: "submitted" | "paid" | "activated" | "rejected" | "cancelled";
+  invoice_info: Record<string, string>;
+  ops_note: string | null;
+  invoice_no: string | null;
+  applicant_phone_hint: string | null;
+  created_at: string;
+  handled_at: string | null;
+};
+export type Feedback = {
+  id: string;
+  kind: string;
+  source: string;
+  note: string | null;
+  object_type: string;
+  tenant_name: string;
+  title: string | null;
+  severity: string | null;
+  rule_code: string | null;
+  detector: string | null;
+  finding_type: string | null;
+  rule_set_version: string | null;
+  prompt_versions: Record<string, string> | null;
+  pages: number[];
+  created_at: string;
+};
+export type FailedJob = {
+  kind: string;
+  id: string;
+  tenant: { id: string; name: string };
+  stage: string | null;
+  error_class: string | null;
+  error_code: string | null;
+  error_detail: string | null;
+  created_at: string;
+  duration_s: number | null;
+  ai_calls: number;
+};
+export type AuditEvent = {
+  id: string;
+  tenant: { id: string; name: string };
+  actor_kind: string;
+  actor_name: string | null;
+  action: string;
+  object_type: string;
+  object_id: string | null;
+  project_id: string | null;
+  scrubbed: boolean;
+  created_at: string;
+};
+export type Operator = {
+  id: string;
+  username: string;
+  display_name: string;
+  role: string;
+  role_label: string;
+  permissions: string[];
+  env: "dev" | "test" | "prod";
+};
+export type Summary = { open_requests: number; failed_jobs_7d: number; feedback_7d: number };
+
+export const REQUEST_STATUS: Record<string, string> = {
+  submitted: "等待转账",
+  paid: "已到账",
+  activated: "已开通",
+  rejected: "已退回",
+  cancelled: "已撤回",
+};
+export const QUOTA_KIND: Record<string, string> = {
+  grant: "发放",
+  hold: "预扣",
+  settle: "结算",
+  release: "退回",
+  expire: "过期",
+  adjust: "调整",
+  waive: "免扣",
+};
+export const JOB_KIND: Record<string, string> = { parse_job: "解析", check_run: "检查", report_job: "报告" };

apps/admin/src/main.ts

@@ -0,0 +1,11 @@
+import { createApp } from "vue";
+import "@fontsource/barlow-semi-condensed/500.css";
+import "@fontsource/barlow-semi-condensed/600.css";
+import "@design/system/tokens.css";
+import "@design/system/components.css";
+import "@web-styles/app.css";
+import "./admin.css";
+import App from "./App.vue";
+import { router } from "./router";
+
+createApp(App).use(router).mount("#app");

apps/admin/src/nav.ts

@@ -0,0 +1,49 @@
+/**
+ * 运营后台的菜单：分组（像文件夹，可以展开收起）→ 菜单项。每一项写清要哪个权限点（ops/auth.py 的 OpsPermission），
+ * 没有这个权限的人看不到；一个分组下都看不到时整组不显示。以后加页面、加分组、加二级子菜单都只改这里。
+ */
+import { Building2, FileClock, MessageSquareWarning, ReceiptText, ScrollText, ServerCrash, type LucideIcon } from "@lucide/vue";
+import type { Summary } from "./api";
+
+export type NavItem = {
+  name: string; // 路由名
+  label: string;
+  icon: LucideIcon;
+  perm: string;
+  /** 菜单上的待办数（来自 /summary） */
+  badge?: keyof Summary;
+  /** 这些路由也算在这一项下面（详情页） */
+  also?: string[];
+};
+export type NavGroup = { key: string; label: string; icon: LucideIcon; items: NavItem[] };
+
+export const NAV: NavGroup[] = [
+  {
+    key: "customers",
+    label: "客户",
+    icon: Building2,
+    items: [
+      { name: "requests", label: "开通申请", icon: ReceiptText, perm: "activation.manage", badge: "open_requests" },
+      { name: "tenants", label: "企业", icon: Building2, perm: "tenant.view", also: ["tenant"] },
+    ],
+  },
+  {
+    key: "quality",
+    label: "质量",
+    icon: MessageSquareWarning,
+    items: [
+      { name: "feedback", label: "误报 / 漏报", icon: MessageSquareWarning, perm: "feedback.view", badge: "feedback_7d" },
+      { name: "failed-jobs", label: "失败任务", icon: ServerCrash, perm: "jobs.view", badge: "failed_jobs_7d" },
+    ],
+  },
+  {
+    key: "security",
+    label: "安全",
+    icon: ScrollText,
+    items: [{ name: "audit", label: "审计", icon: FileClock, perm: "audit.view" }],
+  },
+];
+
+export function visibleNav(perms: string[]): NavGroup[] {
+  return NAV.map((g) => ({ ...g, items: g.items.filter((i) => perms.includes(i.perm)) })).filter((g) => g.items.length);
+}

apps/admin/src/pages/AuditPage.vue

@@ -0,0 +1,50 @@
+<script setup lang="ts">
+/** 审计（FR-M6-07）：谁在什么时候对什么做了什么。修改前后的内容是业务内容，这里不显示；删除项目后只剩动作和时间。 */
+import { onMounted, ref } from "vue";
+import { RouterLink } from "vue-router";
+import { fmt, ops, OpsError, type AuditEvent } from "../api";
+
+const action = ref("");
+const items = ref<AuditEvent[]>([]);
+const err = ref("");
+async function load() {
+  err.value = "";
+  try {
+    items.value = (await ops<{ items: AuditEvent[] }>("/audit-events", { query: { action: action.value.trim() || undefined } })).items;
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "读取失败";
+  }
+}
+onMounted(load);
+const ACTOR: Record<string, string> = { user: "用户", ops: "运营", system: "系统" };
+</script>
+
+<template>
+  <div class="page-title">
+    <div>
+      <h1>审计</h1>
+      <p>最近 200 条。按动作前缀筛选，如 ops.（运营操作）、project.delete、tenant.close。</p>
+    </div>
+  </div>
+  <form class="toolbar" @submit.prevent="load">
+    <input v-model="action" class="input" placeholder="动作前缀，如 ops." aria-label="动作前缀" />
+    <button type="submit" class="btn">筛选</button>
+  </form>
+  <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+  <section class="card flush">
+    <table class="data">
+      <thead><tr><th>时间</th><th>企业</th><th>操作人</th><th>动作</th><th>对象</th><th></th></tr></thead>
+      <tbody>
+        <tr v-for="e in items" :key="e.id">
+          <td class="num nowrap">{{ fmt(e.created_at) }}</td>
+          <td><RouterLink class="lnk" :to="{ name: 'tenant', params: { id: e.tenant.id } }">{{ e.tenant.name }}</RouterLink></td>
+          <td>{{ ACTOR[e.actor_kind] ?? e.actor_kind }}<template v-if="e.actor_name"> · {{ e.actor_name }}</template></td>
+          <td class="num">{{ e.action }}</td>
+          <td class="cap muted">{{ e.object_type }} {{ e.object_id?.slice(0, 8) ?? "" }}</td>
+          <td class="cap muted">{{ e.scrubbed ? "内容已抹掉" : "" }}</td>
+        </tr>
+        <tr v-if="!items.length"><td colspan="6" class="muted">没有记录</td></tr>
+      </tbody>
+    </table>
+  </section>
+</template>

apps/admin/src/pages/FailedJobsPage.vue

@@ -0,0 +1,48 @@
+<script setup lang="ts">
+/** 失败任务：解析、检查、报告。错误类别、错误码、阶段、耗时、模型调用次数；不含文档内容。失败的都已自动退回额度（红线 9）。 */
+import { onMounted, ref } from "vue";
+import { RouterLink } from "vue-router";
+import { fmt, JOB_KIND, ops, OpsError, type FailedJob } from "../api";
+
+const items = ref<FailedJob[]>([]);
+const err = ref("");
+onMounted(async () => {
+  try {
+    items.value = (await ops<{ items: FailedJob[] }>("/failed-jobs")).items;
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "读取失败";
+  }
+});
+const CLASS: Record<string, string> = { input: "文件问题", infra: "系统异常", cancelled: "取消" };
+</script>
+
+<template>
+  <div class="page-title">
+    <div>
+      <h1>失败任务</h1>
+      <p>失败的任务都已自动退回额度。系统异常（infra）要排查，文件问题（input）一般是用户的文件读不了。</p>
+    </div>
+  </div>
+  <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+  <section class="card flush">
+    <table class="data">
+      <thead><tr><th>时间</th><th>任务</th><th>企业</th><th>阶段</th><th>错误</th><th class="r">耗时</th><th class="r">模型调用</th><th>编号</th></tr></thead>
+      <tbody>
+        <tr v-for="j in items" :key="j.id">
+          <td class="num nowrap">{{ fmt(j.created_at) }}</td>
+          <td>{{ JOB_KIND[j.kind] ?? j.kind }}</td>
+          <td><RouterLink class="lnk" :to="{ name: 'tenant', params: { id: j.tenant.id } }">{{ j.tenant.name }}</RouterLink></td>
+          <td>{{ j.stage ?? "—" }}</td>
+          <td>
+            <span :class="{ 'err-text': j.error_class === 'infra' }">{{ CLASS[j.error_class ?? ""] ?? j.error_class ?? "" }}</span> {{ j.error_code ?? "" }}
+            <p v-if="j.error_detail" class="inv">{{ j.error_detail }}</p>
+          </td>
+          <td class="num r">{{ j.duration_s != null ? `${Math.round(j.duration_s)} 秒` : "—" }}</td>
+          <td class="num r">{{ j.ai_calls }}</td>
+          <td class="num cap muted">{{ j.id.slice(0, 8) }}</td>
+        </tr>
+        <tr v-if="!items.length"><td colspan="8" class="muted">没有失败的任务</td></tr>
+      </tbody>
+    </table>
+  </section>
+</template>

apps/admin/src/pages/FeedbackPage.vue

@@ -0,0 +1,63 @@
+<script setup lang="ts">
+/**
+ * 误报 / 漏报反馈（J5）：逐条复盘，再迭代规则。不显示招标 / 投标原文（决策 M6-7），只给标题、理由、规则编号、
+ * 提示词版本、页码；要看原文请用户导出报告发过来。致命问题「确认无误」写的说明也会自动进来（U4）。
+ */
+import { onMounted, ref, watch } from "vue";
+import { fmt, ops, OpsError, type Feedback } from "../api";
+
+const kind = ref<"" | "false_positive" | "false_negative">("");
+const items = ref<Feedback[]>([]);
+const err = ref("");
+async function load() {
+  err.value = "";
+  try {
+    items.value = (await ops<{ items: Feedback[] }>("/feedback", { query: { kind: kind.value || undefined } })).items;
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "读取失败";
+  }
+}
+onMounted(load);
+watch(kind, load);
+const SEV: Record<string, string> = { fatal: "致命", important: "重要", hint: "提示" };
+</script>
+
+<template>
+  <div class="page-title">
+    <div>
+      <h1>误报 / 漏报</h1>
+      <p>只看标题、理由和规则，不看原文。这里的数字只给内部复盘用，界面上不对用户展示统计。</p>
+    </div>
+  </div>
+  <div class="toolbar">
+    <div class="seg" role="group" aria-label="筛选">
+      <button type="button" :aria-pressed="kind === ''" @click="kind = ''">全部</button>
+      <button type="button" :aria-pressed="kind === 'false_positive'" @click="kind = 'false_positive'">误报</button>
+      <button type="button" :aria-pressed="kind === 'false_negative'" @click="kind = 'false_negative'">漏报</button>
+    </div>
+  </div>
+  <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+  <section class="card flush">
+    <table class="data">
+      <thead><tr><th>时间</th><th>类型</th><th>企业</th><th>条目</th><th>用户写的</th><th>规则 / 版本</th><th>页码</th></tr></thead>
+      <tbody>
+        <tr v-for="f in items" :key="f.id">
+          <td class="num nowrap">{{ fmt(f.created_at) }}</td>
+          <td>{{ f.kind === "false_positive" ? "误报" : "漏报" }}<p v-if="f.source !== 'user'" class="inv">{{ f.source }}</p></td>
+          <td>{{ f.tenant_name }}</td>
+          <td>
+            <span v-if="f.severity" class="tag">{{ SEV[f.severity] ?? f.severity }}</span> {{ f.title ?? "（条目已删除）" }}
+            <p class="inv">{{ f.object_type === "finding" ? "查标问题" : "读标清单项" }}<template v-if="f.finding_type"> · {{ f.finding_type }}</template><template v-if="f.detector"> · {{ f.detector === "ai" ? "模型" : "规则" }}</template></p>
+          </td>
+          <td>{{ f.note ?? "—" }}</td>
+          <td>
+            <p class="inv">{{ f.rule_code ?? "—" }}</p>
+            <p class="inv">{{ f.rule_set_version ?? "" }}<template v-if="f.prompt_versions"> · {{ Object.entries(f.prompt_versions).map(([k, v]) => `${k} ${v}`).join("、") }}</template></p>
+          </td>
+          <td class="num">{{ f.pages.join("、") || "—" }}</td>
+        </tr>
+        <tr v-if="!items.length"><td colspan="7" class="muted">还没有反馈</td></tr>
+      </tbody>
+    </table>
+  </section>
+</template>

apps/admin/src/pages/LoginPage.vue

@@ -0,0 +1,82 @@
+<script setup lang="ts">
+/** 运营登录（决策 M6-4）：用户名 + 密码 + 身份验证器 App 上的 6 位动态码。账号用命令行建（bid-doctor ops-admin create）。 */
+import logoUrl from "@design/logo/svg/logo-horizontal.svg?url";
+import { ref } from "vue";
+import { useRouter } from "vue-router";
+import { ops, OpsError } from "../api";
+
+const router = useRouter();
+const username = ref("");
+const password = ref("");
+const totp = ref("");
+const err = ref("");
+const busy = ref(false);
+async function submit() {
+  if (busy.value) return;
+  busy.value = true;
+  err.value = "";
+  try {
+    await ops("/auth/login", { method: "POST", body: { username: username.value.trim(), password: password.value, totp: totp.value.trim() } });
+    await router.replace({ name: "requests" });
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "登录失败";
+  } finally {
+    busy.value = false;
+  }
+}
+</script>
+
+<template>
+  <div class="login">
+    <form class="card" novalidate @submit.prevent="submit">
+      <img class="logo" :src="logoUrl" alt="标博士" />
+      <h1>运营后台</h1>
+      <p class="cap muted">只在内网和白名单地址可用，所有操作都会留痕。</p>
+      <div class="field fill">
+        <label for="u">用户名</label>
+        <input id="u" v-model="username" class="input" autocomplete="username" />
+      </div>
+      <div class="field fill">
+        <label for="p">密码</label>
+        <input id="p" v-model="password" class="input" type="password" autocomplete="current-password" />
+      </div>
+      <div class="field fill">
+        <label for="t">动态验证码</label>
+        <input id="t" v-model="totp" class="input" inputmode="numeric" maxlength="6" autocomplete="one-time-code" placeholder="身份验证器 App 上的 6 位数字" />
+      </div>
+      <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+      <button type="submit" class="btn primary" :disabled="busy">登录</button>
+    </form>
+  </div>
+</template>
+
+<style scoped>
+.login {
+  display: grid;
+  place-items: center;
+  min-height: 100vh;
+}
+.login form {
+  width: 380px;
+  padding: var(--sp-8);
+}
+.logo {
+  display: block;
+  width: 168px;
+  margin-bottom: var(--sp-6);
+}
+h1 {
+  margin: 0;
+  font: var(--fw-bold) var(--fs-h1) / var(--lh-h1) var(--font-serif);
+}
+.field {
+  margin-top: var(--sp-4);
+}
+.btn {
+  width: 100%;
+  margin-top: var(--sp-6);
+}
+.hint-warn {
+  margin: var(--sp-4) 0 0;
+}
+</style>

apps/admin/src/pages/RequestsPage.vue

@@ -0,0 +1,126 @@
+<script setup lang="ts">
+/**
+ * 开通申请（G8）：用户在线提交 → 对公转账 → 这里「标记到账」→「开通」（默认专业版 1 年；当前专业版没到期时是续费，新一期排队）
+ * → 开发票后登记发票号。不通过就「退回」并写原因，用户在额度页看得到。每一步都写审计。
+ */
+import { computed, onMounted, ref } from "vue";
+import { RouterLink } from "vue-router";
+import { fmt, notifyChanged, ops, OpsError, REQUEST_STATUS, type ActivationRequest } from "../api";
+
+const filter = ref<"open" | "all">("open");
+const items = ref<ActivationRequest[]>([]);
+const err = ref("");
+async function load() {
+  err.value = "";
+  try {
+    items.value = (await ops<{ items: ActivationRequest[] }>("/activation-requests")).items;
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "读取失败";
+  }
+}
+onMounted(load);
+const rows = computed(() => (filter.value === "open" ? items.value.filter((r) => r.status === "submitted" || r.status === "paid") : items.value));
+
+const acting = ref<{ id: string; kind: "reject" | "invoice" | "activate" } | null>(null);
+const input = ref("");
+const months = ref(12);
+const busy = ref(false);
+function start(r: ActivationRequest, kind: "reject" | "invoice" | "activate") {
+  acting.value = { id: r.id, kind };
+  input.value = "";
+  months.value = 12;
+}
+async function act(r: ActivationRequest, kind: "paid" | "activate" | "reject" | "invoice") {
+  busy.value = true;
+  err.value = "";
+  try {
+    const body = kind === "reject" ? { note: input.value.trim() } : kind === "invoice" ? { invoice_no: input.value.trim() } : kind === "activate" ? { months: months.value } : undefined;
+    await ops(`/activation-requests/${r.id}/${kind}`, { method: "POST", body });
+    acting.value = null;
+    notifyChanged();
+    await load();
+  } catch (e) {
+    err.value = e instanceof OpsError ? `${r.request_no}：${e.message}` : "操作失败";
+  } finally {
+    busy.value = false;
+  }
+}
+const INVOICE_TYPE: Record<string, string> = { general: "普票", special: "专票" };
+</script>
+
+<template>
+  <div class="page-title">
+    <div>
+      <h1>开通申请</h1>
+      <p>核对对公转账到账后再开通。转账备注应当是申请单号。</p>
+    </div>
+  </div>
+  <div class="toolbar">
+    <div class="seg" role="group" aria-label="筛选">
+      <button type="button" :aria-pressed="filter === 'open'" @click="filter = 'open'">待处理</button>
+      <button type="button" :aria-pressed="filter === 'all'" @click="filter = 'all'">全部</button>
+    </div>
+  </div>
+  <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+  <section class="card flush">
+    <table class="data">
+      <thead>
+        <tr><th>申请单号</th><th>企业</th><th>发票信息</th><th>状态</th><th>提交时间</th><th>操作</th></tr>
+      </thead>
+      <tbody>
+        <tr v-for="r in rows" :key="r.id">
+          <td class="num">{{ r.request_no }}</td>
+          <td>
+            <RouterLink class="lnk" :to="{ name: 'tenant', params: { id: r.tenant.id } }">{{ r.tenant.name }}</RouterLink>
+            <p class="inv">申请人 {{ r.applicant_phone_hint ?? "—" }}</p>
+          </td>
+          <td>
+            <p class="inv">
+              {{ r.invoice_info.title }} · {{ INVOICE_TYPE[r.invoice_info.invoice_type ?? "general"] }}<br />
+              税号 {{ r.invoice_info.tax_no }}<br />
+              <template v-if="r.invoice_info.address_phone">{{ r.invoice_info.address_phone }}<br /></template>
+              <template v-if="r.invoice_info.bank_account">{{ r.invoice_info.bank_account }}<br /></template>
+              联系人 {{ r.invoice_info.contact_name }} {{ r.invoice_info.contact_phone }}
+            </p>
+          </td>
+          <td>
+            <span class="tag">{{ REQUEST_STATUS[r.status] }}</span>
+            <p v-if="r.ops_note" class="inv">原因：{{ r.ops_note }}</p>
+            <p v-if="r.invoice_no" class="inv">发票 {{ r.invoice_no }}</p>
+          </td>
+          <td class="num nowrap">{{ fmt(r.created_at) }}</td>
+          <td>
+            <div v-if="acting?.id === r.id" class="acts">
+              <template v-if="acting.kind === 'activate'">
+                <label class="cap">周期（月）<input v-model.number="months" class="input sm m" type="number" min="1" max="36" /></label>
+                <button type="button" class="btn sm primary" :disabled="busy" @click="act(r, 'activate')">确认开通</button>
+              </template>
+              <template v-else>
+                <input v-model="input" class="input sm" :placeholder="acting.kind === 'reject' ? '退回原因（用户看得到）' : '发票号'" />
+                <button type="button" class="btn sm primary" :disabled="busy || input.trim().length < 2" @click="act(r, acting.kind)">确认</button>
+              </template>
+              <button type="button" class="btn sm text" @click="acting = null">取消</button>
+            </div>
+            <div v-else class="acts">
+              <button v-if="r.status === 'submitted'" type="button" class="btn sm" :disabled="busy" @click="act(r, 'paid')">标记到账</button>
+              <button v-if="r.status === 'submitted' || r.status === 'paid'" type="button" class="btn sm primary" @click="start(r, 'activate')">开通</button>
+              <button v-if="r.status === 'submitted' || r.status === 'paid'" type="button" class="btn sm text" @click="start(r, 'reject')">退回</button>
+              <button v-if="r.status === 'activated' && !r.invoice_no" type="button" class="btn sm" @click="start(r, 'invoice')">登记发票</button>
+            </div>
+          </td>
+        </tr>
+        <tr v-if="!rows.length"><td colspan="6" class="muted">{{ filter === "open" ? "没有待处理的申请" : "还没有申请" }}</td></tr>
+      </tbody>
+    </table>
+  </section>
+</template>
+
+<style scoped>
+.input.m {
+  width: 64px;
+  margin-left: var(--sp-1);
+}
+.hint-warn {
+  margin: 0 0 var(--sp-4);
+}
+</style>

apps/admin/src/pages/TenantPage.vue

@@ -0,0 +1,143 @@
+<script setup lang="ts">
+/**
+ * 企业详情：成员（手机号脱敏）、套餐历史、额度流水（不带项目名称）、任务统计；调额度（G6：原因必填，不能扣成负数）。
+ * 不显示项目名称和任何业务内容（m6-plan §2.2）。
+ */
+import { onMounted, ref } from "vue";
+import { day, fmt, JOB_KIND, ops, OpsError, QUOTA_KIND, type TenantDetail } from "../api";
+
+const props = defineProps<{ id: string }>();
+const t = ref<TenantDetail | null>(null);
+const err = ref("");
+async function load() {
+  try {
+    t.value = await ops<TenantDetail>(`/tenants/${props.id}`);
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "读取失败";
+  }
+}
+onMounted(load);
+
+const amount = ref<number | null>(null);
+const reason = ref("");
+const msg = ref("");
+const busy = ref(false);
+async function adjust() {
+  if (!amount.value || reason.value.trim().length < 2) {
+    msg.value = "填写数量（可以是负数）和原因";
+    return;
+  }
+  busy.value = true;
+  msg.value = "";
+  try {
+    await ops(`/tenants/${props.id}/quota-adjustments`, { method: "POST", body: { unit: "parse", amount: amount.value, reason: reason.value.trim() } });
+    amount.value = null;
+    reason.value = "";
+    msg.value = "已调整";
+    await load();
+  } catch (e) {
+    msg.value = e instanceof OpsError ? e.message : "调整失败";
+  } finally {
+    busy.value = false;
+  }
+}
+const PLAN: Record<string, string> = { free: "免费版", pro: "专业版", enterprise: "企业版" };
+const SUB: Record<string, string> = { scheduled: "排队中", active: "生效中", expired: "已过期", cancelled: "已结束" };
+const JOB_STATUS: Record<string, string> = { queued: "排队", running: "进行中", succeeded: "成功", failed: "失败", cancelled: "取消" };
+</script>
+
+<template>
+  <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+  <template v-if="t">
+    <div class="page-title">
+      <div>
+        <h1>{{ t.name }}</h1>
+        <p>
+          {{ PLAN[t.plan.code ?? ""] ?? "—" }}<template v-if="t.plan.ends_at"> · 至 {{ day(t.plan.ends_at) }}</template><template v-if="t.plan.expired">（已到期）</template>
+          · 注册 {{ day(t.created_at) }} · 项目 {{ t.projects }} 个<template v-if="t.status === 'closed'"> · 已注销</template>
+        </p>
+      </div>
+    </div>
+
+    <div class="grid">
+      <section class="card">
+        <div class="card-h"><h2>成员</h2></div>
+        <table class="data">
+          <thead><tr><th>姓名</th><th>手机号</th><th>角色</th><th>最近登录</th></tr></thead>
+          <tbody>
+            <tr v-for="(m, i) in t.members" :key="i">
+              <td>{{ m.display_name }}</td><td class="num">{{ m.phone_hint ?? "—" }}</td><td>{{ m.role === "owner" ? "所有者" : m.role }}</td>
+              <td class="num">{{ fmt(m.last_login_at) }}</td>
+            </tr>
+          </tbody>
+        </table>
+      </section>
+      <section class="card">
+        <div class="card-h"><h2>调额度</h2><span class="cap muted r">解析余额 {{ t.balance ?? 0 }}</span></div>
+        <form class="adj" @submit.prevent="adjust">
+          <input v-model.number="amount" class="input" type="number" placeholder="数量，如 20 或 -5" aria-label="数量" />
+          <input v-model="reason" class="input" maxlength="200" placeholder="原因（必填，写进流水，用户看得到）" aria-label="原因" />
+          <button type="submit" class="btn primary" :disabled="busy">调整</button>
+        </form>
+        <p v-if="msg" class="cap muted">{{ msg }}</p>
+        <div class="card-h sub"><h2>任务</h2></div>
+        <p v-for="(st, kind) in t.jobs" :key="kind" class="cap">
+          {{ JOB_KIND[kind] ?? kind }}：<template v-for="(n, s, i) in st" :key="s">{{ i ? " · " : "" }}{{ JOB_STATUS[s] ?? s }} {{ n }}</template>
+        </p>
+        <p v-if="!Object.keys(t.jobs).length" class="cap muted">还没有任务</p>
+      </section>
+    </div>
+
+    <section class="card flush">
+      <div class="card-h"><h2>套餐</h2></div>
+      <table class="data">
+        <thead><tr><th>套餐</th><th>状态</th><th>来源</th><th>开始</th><th>结束</th><th>申请单</th></tr></thead>
+        <tbody>
+          <tr v-for="(s, i) in t.subscriptions" :key="i">
+            <td>{{ PLAN[s.plan_code] ?? s.plan_code }}</td><td>{{ SUB[s.status] ?? s.status }}</td>
+            <td>{{ s.source === "signup" ? "注册" : s.source === "manual" ? "运营开通" : s.source }}</td>
+            <td class="num">{{ day(s.starts_at) }}</td><td class="num">{{ day(s.ends_at) }}</td><td class="num">{{ s.request_no ?? "—" }}</td>
+          </tr>
+        </tbody>
+      </table>
+    </section>
+
+    <section class="card flush">
+      <div class="card-h"><h2>最近的额度流水</h2></div>
+      <table class="data">
+        <thead><tr><th>时间</th><th>类型</th><th class="r">数量</th><th>任务</th><th>说明</th></tr></thead>
+        <tbody>
+          <tr v-for="(e, i) in t.quota_entries" :key="i">
+            <td class="num nowrap">{{ fmt(e.created_at) }}</td>
+            <td>{{ QUOTA_KIND[e.kind] ?? e.kind }}<span v-if="e.by_ops" class="cap muted">（运营）</span></td>
+            <td class="num r">{{ e.amount > 0 ? `+${e.amount}` : e.amount }}</td>
+            <td>{{ e.ref_type ? JOB_KIND[e.ref_type] : "—" }}</td>
+            <td class="muted">{{ e.reason === "recheck_24h" ? "24 小时内复查" : e.reason ?? "" }}</td>
+          </tr>
+        </tbody>
+      </table>
+    </section>
+  </template>
+</template>
+
+<style scoped>
+.grid {
+  display: grid;
+  grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
+  gap: var(--gap-card);
+}
+.card-h .r {
+  margin-left: auto;
+}
+.card-h.sub {
+  margin-top: var(--sp-6);
+}
+.adj {
+  display: grid;
+  grid-template-columns: 140px minmax(0, 1fr) auto;
+  gap: var(--sp-2);
+}
+p.cap {
+  margin: var(--sp-2) 0 0;
+}
+</style>

apps/admin/src/pages/TenantsPage.vue

@@ -0,0 +1,60 @@
+<script setup lang="ts">
+/** 企业查询：企业名称（模糊）、手机号（精确，按 HMAC 查，库里没有明文）、申请单号。 */
+import { onMounted, ref } from "vue";
+import { RouterLink } from "vue-router";
+import { day, ops, OpsError, type Tenant } from "../api";
+
+const q = ref("");
+const items = ref<Tenant[]>([]);
+const err = ref("");
+async function search() {
+  err.value = "";
+  try {
+    items.value = (await ops<{ items: Tenant[] }>("/tenants", { query: { q: q.value.trim() || undefined } })).items;
+  } catch (e) {
+    err.value = e instanceof OpsError ? e.message : "读取失败";
+  }
+}
+onMounted(search);
+const PLAN: Record<string, string> = { free: "免费版", pro: "专业版", enterprise: "企业版" };
+</script>
+
+<template>
+  <div class="page-title">
+    <div>
+      <h1>企业</h1>
+      <p>只看账号、套餐和用量，不看项目和文件内容。查看详情会留痕。</p>
+    </div>
+  </div>
+  <form class="toolbar" @submit.prevent="search">
+    <input v-model="q" class="input" placeholder="企业名称、手机号或申请单号（KT-…）" aria-label="搜索企业" />
+    <button type="submit" class="btn">搜索</button>
+  </form>
+  <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+  <section class="card flush">
+    <table class="data">
+      <thead>
+        <tr><th>企业</th><th>手机号</th><th>套餐</th><th class="r">解析余额</th><th class="r">项目</th><th>注册</th><th>状态</th></tr>
+      </thead>
+      <tbody>
+        <tr v-for="t in items" :key="t.id">
+          <td>
+            <RouterLink class="lnk" :to="{ name: 'tenant', params: { id: t.id } }">{{ t.name }}</RouterLink>
+            <span v-if="t.open_requests" class="tag">待处理申请 {{ t.open_requests }}</span>
+          </td>
+          <td class="num">{{ t.phone_hint ?? "—" }}</td>
+          <td>
+            {{ PLAN[t.plan.code ?? ""] ?? "—" }}
+            <span v-if="t.plan.expired" class="err-text">已到期</span>
+            <span v-else-if="t.plan.ends_at" class="cap muted">至 {{ day(t.plan.ends_at) }}</span>
+          </td>
+          <td class="num r">{{ t.balance ?? "—" }}</td>
+          <td class="num r">{{ t.projects }}</td>
+          <td class="num">{{ day(t.created_at) }}</td>
+          <td>{{ t.status === "closed" ? "已注销" : t.status === "active" ? "正常" : t.status }}</td>
+        </tr>
+        <tr v-if="!items.length"><td colspan="7" class="muted">没有找到</td></tr>
+      </tbody>
+    </table>
+  </section>
+</template>

apps/admin/src/router.ts

@@ -0,0 +1,20 @@
+import { createRouter, createWebHistory } from "vue-router";
+import { setUnauthorized } from "./api";
+
+export const router = createRouter({
+  history: createWebHistory(),
+  routes: [
+    { path: "/login", name: "login", component: () => import("./pages/LoginPage.vue"), meta: { bare: true } },
+    { path: "/", redirect: "/requests" },
+    { path: "/requests", name: "requests", component: () => import("./pages/RequestsPage.vue") },
+    { path: "/tenants", name: "tenants", component: () => import("./pages/TenantsPage.vue") },
+    { path: "/tenants/:id", name: "tenant", component: () => import("./pages/TenantPage.vue"), props: true },
+    { path: "/feedback", name: "feedback", component: () => import("./pages/FeedbackPage.vue") },
+    { path: "/failed-jobs", name: "failed-jobs", component: () => import("./pages/FailedJobsPage.vue") },
+    { path: "/audit", name: "audit", component: () => import("./pages/AuditPage.vue") },
+  ],
+});
+
+setUnauthorized(() => {
+  if (router.currentRoute.value.name !== "login") void router.replace({ name: "login" });
+});

apps/admin/tsconfig.json

@@ -0,0 +1,20 @@
+{
+  "compilerOptions": {
+    "target": "ES2022",
+    "module": "ESNext",
+    "moduleResolution": "Bundler",
+    "lib": ["ES2022", "DOM", "DOM.Iterable"],
+    "types": ["vite/client", "node"],
+    "strict": true,
+    "noUncheckedIndexedAccess": true,
+    "noImplicitOverride": true,
+    "noFallthroughCasesInSwitch": true,
+    "isolatedModules": true,
+    "verbatimModuleSyntax": true,
+    "jsx": "preserve",
+    "noEmit": true,
+    "skipLibCheck": true,
+    "paths": { "@/*": ["./src/*"] }
+  },
+  "include": ["src/**/*.ts", "src/**/*.vue", "vite.config.ts"]
+}

apps/admin/vite.config.ts

@@ -0,0 +1,25 @@
+import { fileURLToPath, URL } from "node:url";
+import vue from "@vitejs/plugin-vue";
+import { defineConfig } from "vite";
+
+/**
+ * 运营后台（决策 M6-3）：单独构建、单独部署，私有化不交付。开发时跑在 127.0.0.1:5174，
+ * 把 /ops 代理到 ops 进程 127.0.0.1:8019（bid-doctor ops）。样式只来自 docs/design/system。
+ */
+export default defineConfig({
+  plugins: [vue()],
+  resolve: {
+    alias: {
+      "@": fileURLToPath(new URL("./src", import.meta.url)),
+      "@design": fileURLToPath(new URL("../../docs/design", import.meta.url)),
+      // 和用户端共用组件样式（按钮、输入框、表格、卡片……），不复制（决策 M6-3）
+      "@web-styles": fileURLToPath(new URL("../web/src/styles", import.meta.url)),
+    },
+  },
+  server: {
+    host: "127.0.0.1",
+    port: 5174,
+    strictPort: true,
+    proxy: { "/ops": { target: "http://127.0.0.1:8019", changeOrigin: false } },
+  },
+});

apps/web/src/components/ActivationDialog.vue

@@ -0,0 +1,192 @@
+<script setup lang="ts">
+/**
+ * 专业版开通 / 续费申请（原型 quota.html 的续费对话框，G8，决策 M6-6）：
+ * 提交申请不扣额度、不用先付款；之后对公转账，运营确认到账后开通并开发票。页面不写价格（D2 未定），运营联系确认金额。
+ * 专票要地址电话和开户行账号。
+ */
+import { unwrap } from "@bid-doctor/api-client";
+import { X } from "@lucide/vue";
+import { useQueryClient } from "@tanstack/vue-query";
+import { DialogClose, DialogContent, DialogOverlay, DialogPortal, DialogRoot, DialogTitle } from "reka-ui";
+import { ref, watch } from "vue";
+import SelectBox from "@/components/SelectBox.vue";
+import { api, errorTitle, isApiError } from "@/lib/api";
+import { qk } from "@/lib/keys";
+import { useMe, type ActivationRequest } from "@/lib/queries";
+import { toast } from "@/lib/toast";
+
+const props = defineProps<{ renew?: boolean }>();
+const open = defineModel<boolean>("open", { required: true });
+const emit = defineEmits<{ submitted: [r: ActivationRequest] }>();
+const qc = useQueryClient();
+const me = useMe();
+
+const title = ref("");
+const type = ref<"general" | "special">("general");
+const taxNo = ref("");
+const addressPhone = ref("");
+const bankAccount = ref("");
+const contact = ref("");
+const phone = ref("");
+const errs = ref<Record<string, string>>({});
+const err = ref("");
+const busy = ref(false);
+watch(open, (v) => {
+  if (!v) return;
+  title.value = me.data.value?.tenant.name ?? "";
+  contact.value = me.data.value?.user.display_name ?? "";
+  errs.value = {};
+  err.value = "";
+});
+
+function validate(): boolean {
+  const e: Record<string, string> = {};
+  if (title.value.trim().length < 2) e.title = "请填写发票抬头，一般就是企业名称";
+  const t = taxNo.value.trim().toUpperCase();
+  if (!t) e.taxNo = "请填写纳税人识别号，开发票要用";
+  else if (!/^[0-9A-Z]{15,20}$/.test(t)) e.taxNo = "纳税人识别号是 15 到 20 位数字或大写字母，请核对";
+  if (type.value === "special" && !addressPhone.value.trim()) e.addressPhone = "增值税专用发票要填地址电话";
+  if (type.value === "special" && !bankAccount.value.trim()) e.bankAccount = "增值税专用发票要填开户行和账号";
+  if (!contact.value.trim()) e.contact = "请填写联系人";
+  if (!/^1[3-9]\d{9}$/.test(phone.value.trim())) e.phone = "手机号应为 11 位数字";
+  errs.value = e;
+  return !Object.keys(e).length;
+}
+
+async function submit() {
+  if (busy.value || !validate()) return;
+  busy.value = true;
+  err.value = "";
+  try {
+    const r = await unwrap(
+      api.POST("/activation-requests", {
+        body: {
+          plan_code: "pro",
+          invoice_info: {
+            title: title.value.trim(),
+            tax_no: taxNo.value.trim().toUpperCase(),
+            invoice_type: type.value,
+            address_phone: addressPhone.value.trim() || undefined,
+            bank_account: bankAccount.value.trim() || undefined,
+            contact_name: contact.value.trim(),
+            contact_phone: phone.value.trim(),
+          },
+        },
+      }),
+    );
+    void qc.invalidateQueries({ queryKey: qk.quota });
+    open.value = false;
+    toast(`已提交${props.renew ? "续费" : "开通"}申请 ${r.request_no}`);
+    emit("submitted", r);
+  } catch (e) {
+    err.value = isApiError(e, "activation_pending") ? "已经有一份待处理的申请，等它处理完再提交" : errorTitle(e);
+  } finally {
+    busy.value = false;
+  }
+}
+</script>
+
+<template>
+  <DialogRoot v-model:open="open">
+    <DialogPortal>
+      <DialogOverlay class="scrim">
+        <DialogContent class="dialog" :aria-describedby="undefined">
+          <DialogTitle as="h2">{{ renew ? "续费专业版" : "开通专业版" }}</DialogTitle>
+          <DialogClose class="icon-btn sm x" aria-label="关闭"><X class="ic" :stroke-width="1.5" /></DialogClose>
+          <form class="body" novalidate @submit.prevent="submit">
+            <p class="lead">
+              专业版按年{{ renew ? "续费" : "开通" }}：提交申请 → 对公转账 → 运营确认到账后开通，并开发票。<b>提交申请不扣额度，也不用先付款</b>；金额由运营联系你确认。
+            </p>
+            <div class="field fill" :class="{ err: errs.title }">
+              <label for="ad-title">发票抬头 <small>（必填）</small></label>
+              <input id="ad-title" v-model="title" class="input" maxlength="100" autocomplete="off" />
+              <span v-if="errs.title" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ errs.title }}</span>
+              <span v-else class="msg">额度绑定注册的企业主体，不可转让</span>
+            </div>
+            <div class="grid2">
+              <div class="field">
+                <label for="ad-type">发票类型 <small>（必填）</small></label>
+                <SelectBox
+                  id="ad-type"
+                  :model-value="type"
+                  :options="[
+                    { value: 'general', label: '增值税普通发票' },
+                    { value: 'special', label: '增值税专用发票' },
+                  ]"
+                  @update:model-value="(v) => (type = v === 'special' ? 'special' : 'general')"
+                />
+              </div>
+              <div class="field" :class="{ err: errs.taxNo }">
+                <label for="ad-tax">纳税人识别号 <small>（必填）</small></label>
+                <input id="ad-tax" v-model="taxNo" class="input num" maxlength="20" placeholder="18 位统一社会信用代码" autocomplete="off" />
+                <span v-if="errs.taxNo" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ errs.taxNo }}</span>
+              </div>
+            </div>
+            <template v-if="type === 'special'">
+              <div class="field fill" :class="{ err: errs.addressPhone }">
+                <label for="ad-addr">地址、电话 <small>（必填）</small></label>
+                <input id="ad-addr" v-model="addressPhone" class="input" maxlength="200" autocomplete="off" />
+                <span v-if="errs.addressPhone" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ errs.addressPhone }}</span>
+              </div>
+              <div class="field fill" :class="{ err: errs.bankAccount }">
+                <label for="ad-bank">开户行及账号 <small>（必填）</small></label>
+                <input id="ad-bank" v-model="bankAccount" class="input" maxlength="200" autocomplete="off" />
+                <span v-if="errs.bankAccount" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ errs.bankAccount }}</span>
+              </div>
+            </template>
+            <div class="grid2">
+              <div class="field" :class="{ err: errs.contact }">
+                <label for="ad-contact">联系人 <small>（必填）</small></label>
+                <input id="ad-contact" v-model="contact" class="input" maxlength="40" autocomplete="off" />
+                <span v-if="errs.contact" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ errs.contact }}</span>
+              </div>
+              <div class="field" :class="{ err: errs.phone }">
+                <label for="ad-phone">手机号 <small>（必填）</small></label>
+                <input id="ad-phone" v-model="phone" class="input num" maxlength="11" inputmode="numeric" autocomplete="off" />
+                <span v-if="errs.phone" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ errs.phone }}</span>
+              </div>
+            </div>
+            <p v-if="err" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err }}</p>
+            <div class="foot">
+              <span class="cap muted left">不扣额度</span>
+              <DialogClose class="btn" type="button" :disabled="busy">取消</DialogClose>
+              <button type="submit" class="btn primary swap" :class="{ 'is-loading': busy }" :disabled="busy">
+                <span class="idle">提交申请</span><span class="busy">正在提交…</span>
+              </button>
+            </div>
+          </form>
+        </DialogContent>
+      </DialogOverlay>
+    </DialogPortal>
+  </DialogRoot>
+</template>
+
+<style scoped>
+.lead {
+  margin: 0 0 var(--sp-4);
+  color: var(--text-secondary);
+}
+.lead b {
+  color: var(--text-primary);
+  font-weight: var(--fw-medium);
+}
+.grid2 {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
+  gap: var(--sp-4);
+}
+.body > .field + .field,
+.body > .field + .grid2,
+.body > .grid2 + .field,
+.body > .grid2 + .grid2 {
+  margin-top: var(--sp-4);
+}
+.input.num {
+  font-family: var(--font-figures);
+  font-variant-numeric: tabular-nums;
+  font-size: var(--fs-figure-sm);
+}
+.hint-warn {
+  margin: var(--sp-4) 0 0;
+}
+</style>

apps/web/src/components/AppShell.vue

@@ -3,11 +3,12 @@
  * 登录后的页面框架（设计规范 v0.2 §5.3）：96px 墨色渐变侧栏 + 透明顶栏（滚动后半透明白）+ 内容区。
  * 挂载期间保持一条事件流连接，把服务端的变化推进查询缓存。
  */
-import { Award, House, LogOut } from "@lucide/vue";
+import { Award, House, LogOut, Wallet } from "@lucide/vue";
 import { useQueryClient } from "@tanstack/vue-query";
 import { computed, onBeforeUnmount, onMounted, ref } from "vue";
 import { RouterLink, RouterView, useRoute, useRouter } from "vue-router";
 import logoUrl from "@design/logo/svg/logo-vertical-reverse.svg?url";
+import NotificationBell from "./NotificationBell.vue";
 import Toasts from "./Toasts.vue";
 import { api } from "@/lib/api";
 import { provideCrumbs } from "@/lib/crumbs";
@@ -74,12 +75,15 @@ async function logout() {
         <RouterLink :to="{ name: 'qualifications' }" :aria-current="route.name === 'qualifications' ? 'page' : undefined">
           <Award class="ic" :stroke-width="1.5" /><span>资质库</span>
         </RouterLink>
+        <RouterLink :to="{ name: 'quota' }" :aria-current="route.name === 'quota' ? 'page' : undefined">
+          <Wallet class="ic" :stroke-width="1.5" /><span>额度</span>
+        </RouterLink>
       </nav>
-      <div class="me">
+      <RouterLink class="me" :to="{ name: 'account' }" :aria-current="route.name === 'account' ? 'page' : undefined" aria-label="账号">
         <span class="avatar" aria-hidden="true">{{ name.slice(0, 1) }}</span>
         <b class="uname" :title="name">{{ name }}</b>
         <span v-if="plan" class="plan" :data-plan="planKey">{{ plan.name }}</span>
-      </div>
+      </RouterLink>
     </aside>
 
     <main class="main">
@@ -93,18 +97,25 @@ async function logout() {
           </template>
         </div>
         <div class="top-right">
-          <span v-if="accounts.length" class="quota-chip tip-below tip-left" tabindex="0" :data-tip="quotaTip" :aria-label="quotaTip">
+          <RouterLink v-if="accounts.length" class="quota-chip tip-below tip-left" :to="{ name: 'quota' }" :data-tip="quotaTip" :aria-label="quotaTip">
             <template v-for="(a, i) in accounts" :key="a.unit">
               <span v-if="i > 0" class="sep"></span>
               <span class="q" :class="{ warn: (a.used_ratio ?? 0) >= 0.8 }">{{ quotaUnit(a.unit) }}<span class="fig">{{ a.balance }}</span></span>
             </template>
-          </span>
+          </RouterLink>
+          <NotificationBell />
           <span class="vsep" aria-hidden="true"></span>
           <button class="icon-btn tip-below tip-left" type="button" aria-label="退出登录" data-tip="退出登录" :disabled="loggingOut" @click="logout">
             <LogOut class="ic lg" :stroke-width="1.5" />
           </button>
         </div>
       </header>
+      <!-- 套餐到期后只读（决策 M6-5）：每一页顶上都提醒，额度页里有续费入口 -->
+      <div v-if="plan?.read_only && route.name !== 'quota'" class="expired-bar" role="note">
+        <span class="ico w" aria-hidden="true">!</span>
+        <p>专业版已到期，数据只读：可以查看、下载已导出的报告，不能新建项目、解析和检查。</p>
+        <RouterLink class="btn sm" :to="{ name: 'quota' }">续费</RouterLink>
+      </div>
       <RouterView />
     </main>
     <Toasts />

apps/web/src/components/NotificationBell.vue

@@ -0,0 +1,138 @@
+<script setup lang="ts">
+/**
+ * 顶栏的通知（原型 app.js 的铃铛，m6-plan §1.6）：有未读时带圆点；点开是最近 30 条，点一条跳到相关页面并标为已读。
+ * 解析 / 检查 / 报告完成、额度用到 80% / 100%、开通结果、到期提醒都在这里。
+ */
+import { unwrap } from "@bid-doctor/api-client";
+import { Bell } from "@lucide/vue";
+import { useQueryClient } from "@tanstack/vue-query";
+import { PopoverContent, PopoverPortal, PopoverRoot, PopoverTrigger } from "reka-ui";
+import { computed, ref } from "vue";
+import { useRouter } from "vue-router";
+import { api } from "@/lib/api";
+import { qk } from "@/lib/keys";
+import { fmtDateTime } from "@/lib/labels";
+import { useNotifications, type Notification } from "@/lib/queries";
+
+const q = useNotifications();
+const qc = useQueryClient();
+const router = useRouter();
+const open = ref(false);
+const items = computed(() => q.data.value?.items ?? []);
+const unread = computed(() => q.data.value?.unread_count ?? 0);
+
+async function markRead(ids?: string[]) {
+  await unwrap(api.POST("/notifications/read", { body: ids ? { ids } : {} }));
+  void qc.invalidateQueries({ queryKey: qk.notifications });
+}
+async function go(n: Notification) {
+  open.value = false;
+  if (!n.read_at) void markRead([n.id]);
+  if (n.link) await router.push(n.link);
+}
+</script>
+
+<template>
+  <PopoverRoot v-model:open="open">
+    <PopoverTrigger as-child>
+      <button
+        class="icon-btn tip-below tip-left bell"
+        type="button"
+        :aria-label="unread ? `通知（${unread} 条未读）` : '通知'"
+        :data-tip="open ? undefined : '通知'"
+      >
+        <Bell class="ic lg" :stroke-width="1.5" /><span v-if="unread" class="dot" aria-hidden="true"></span>
+      </button>
+    </PopoverTrigger>
+    <PopoverPortal>
+      <PopoverContent class="menu popper notes" align="end" :side-offset="6" aria-label="通知">
+        <div class="nh">
+          <b>通知</b>
+          <button v-if="unread" type="button" class="lnk cap" @click="markRead()">全部标为已读</button>
+        </div>
+        <p v-if="!items.length" class="cap muted none">还没有通知</p>
+        <ul v-else>
+          <li v-for="n in items" :key="n.id">
+            <button type="button" class="note" :class="{ unread: !n.read_at }" @click="go(n)">
+              <span class="t">{{ n.title }}</span>
+              <span class="cap muted">
+                <template v-if="n.project_name">{{ n.project_name }} · </template>{{ fmtDateTime(n.created_at) }}
+              </span>
+            </button>
+          </li>
+        </ul>
+      </PopoverContent>
+    </PopoverPortal>
+  </PopoverRoot>
+</template>
+
+<style scoped>
+.bell {
+  position: relative;
+}
+.dot {
+  position: absolute;
+  top: 6px;
+  right: 6px;
+  width: 7px;
+  height: 7px;
+  border-radius: 50%;
+  background: var(--c-ink);
+  box-shadow: 0 0 0 2px var(--bg-page);
+}
+/* PopoverContent 的根元素上没有 scoped 属性（在 Reka 的定位外层上），从外层选进去 */
+[data-reka-popper-content-wrapper] :deep(.notes) {
+  width: 360px;
+  max-height: min(480px, 70vh);
+  padding: 0;
+}
+.nh {
+  display: flex;
+  align-items: center;
+  justify-content: space-between;
+  padding: var(--sp-3) var(--sp-4) var(--sp-2);
+  border-bottom: var(--line) solid var(--border-subtle);
+}
+.none {
+  margin: 0;
+  padding: var(--sp-4);
+}
+ul {
+  margin: 0;
+  padding: var(--sp-1);
+  list-style: none;
+}
+.note {
+  display: flex;
+  flex-direction: column;
+  gap: 2px;
+  width: 100%;
+  padding: var(--sp-2) var(--sp-3);
+  border: 0;
+  border-radius: var(--radius-ctl);
+  background: none;
+  font: inherit;
+  color: var(--text-secondary);
+  text-align: left;
+  cursor: pointer;
+}
+.note:hover {
+  background: var(--c-n100);
+}
+.note.unread {
+  color: var(--text-primary);
+}
+.note.unread .t {
+  font-weight: var(--fw-medium);
+}
+.note.unread .t::before {
+  content: "";
+  display: inline-block;
+  width: 6px;
+  height: 6px;
+  margin-right: var(--sp-2);
+  border-radius: 50%;
+  background: var(--c-ink);
+  vertical-align: 2px;
+}
+</style>

apps/web/src/components/ProjectHead.vue

@@ -4,11 +4,14 @@
  * 就绪只在「已检查」时显示（G7），只表示致命问题都已处理，不代表投标文件没有问题（READY_TIP）。
  * 状态操作（FR-M6-02）：递交 / 撤销递交 / 归档 / 撤销归档。致命问题没处理完也可以递交（红线 4），确认框里说明；
  * 递交后项目只读，可以撤销，都留痕。
+ * 删除项目（J4，决策 M6-1）：放在「更多」里，彻底删除、不能恢复，确认时要输入项目名称；额度流水和不含内容的审计保留。
  */
 import { unwrap } from "@bid-doctor/api-client";
+import { MoreHorizontal } from "@lucide/vue";
 import { useQueryClient } from "@tanstack/vue-query";
+import { DropdownMenuContent, DropdownMenuItem, DropdownMenuPortal, DropdownMenuRoot, DropdownMenuTrigger } from "reka-ui";
 import { computed, ref } from "vue";
-import { RouterLink } from "vue-router";
+import { RouterLink, useRouter } from "vue-router";
 import ConfirmDialog from "@/components/ConfirmDialog.vue";
 import { api, errorTitle } from "@/lib/api";
 import { qk } from "@/lib/keys";
@@ -57,6 +60,38 @@ async function run(action: Action) {
   }
 }
 
+/* ---------- 删除项目 ---------- */
+const router = useRouter();
+const delOpen = ref(false);
+const delName = ref("");
+const delErr = ref("");
+function askDelete() {
+  delName.value = "";
+  delErr.value = "";
+  delOpen.value = true;
+}
+async function doDelete() {
+  if (!p.value) return;
+  if (delName.value.trim() !== p.value.name) {
+    delErr.value = "项目名称不一致，请照上面的名称输入";
+    return;
+  }
+  busy.value = true;
+  try {
+    await unwrap(api.DELETE("/projects/{project_id}", { params: { path: { project_id: p.value.id } } }));
+    delOpen.value = false;
+    qc.removeQueries({ queryKey: qk.project(p.value.id) });
+    void qc.invalidateQueries({ queryKey: qk.projects });
+    void qc.invalidateQueries({ queryKey: qk.quota });
+    toast(`已删除项目「${p.value.name}」`);
+    await router.replace({ name: "workbench" });
+  } catch (e) {
+    delErr.value = errorTitle(e);
+  } finally {
+    busy.value = false;
+  }
+}
+
 const checkTo = computed(() =>
   p.value?.latest_check_run_id
     ? { name: "results", params: { projectId: p.value.id, runId: p.value.latest_check_run_id } }
@@ -84,6 +119,14 @@ const checkTo = computed(() =>
           <dd>
             <span class="tag">{{ projectStatus(p.status) }}</span>
             <button v-for="a in actions" :key="a.action" type="button" class="btn sm text" :disabled="busy" @click="run(a.action)">{{ a.label }}</button>
+            <DropdownMenuRoot :modal="false">
+              <DropdownMenuTrigger class="icon-btn sm" aria-label="更多操作"><MoreHorizontal class="ic" :stroke-width="1.5" /></DropdownMenuTrigger>
+              <DropdownMenuPortal>
+                <DropdownMenuContent class="menu popper" align="end" :side-offset="4">
+                  <DropdownMenuItem @select="askDelete">删除项目</DropdownMenuItem>
+                </DropdownMenuContent>
+              </DropdownMenuPortal>
+            </DropdownMenuRoot>
           </dd>
         </div>
         <div v-if="p.readiness.ready !== null && p.readiness.ready !== undefined">
@@ -106,4 +149,19 @@ const checkTo = computed(() =>
     <p>标记后项目改为只读，可以随时撤销。</p>
     <p v-if="p && p.readiness.open_fatal_count">还有 <b class="fig">{{ p.readiness.open_fatal_count }}</b> 项致命问题没有处理。是否递交由你决定，系统不会阻止。</p>
   </ConfirmDialog>
+  <ConfirmDialog v-model:open="delOpen" :title="`删除项目「${p?.name ?? ''}」？`" ok-text="删除项目" busy-text="正在删除…" :busy="busy" @ok="doDelete">
+    <p>项目下的招标文件、投标文件、清单、检查结果和报告都会彻底删除，<b>不能恢复</b>。需要留底的报告请先下载。</p>
+    <p class="cap muted">额度流水和一条不含业务内容的操作记录会保留。</p>
+    <div class="field fill del-name" :class="{ err: delErr }">
+      <label for="del-name">输入项目名称确认</label>
+      <input id="del-name" v-model="delName" class="input" :placeholder="p?.name" autocomplete="off" @input="delErr = ''" />
+      <span v-if="delErr" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ delErr }}</span>
+    </div>
+  </ConfirmDialog>
 </template>
+
+<style scoped>
+.del-name {
+  margin-top: var(--sp-3);
+}
+</style>

apps/web/src/lib/events.ts

@@ -37,6 +37,7 @@ function onEvent(qc: QueryClient, e: BdEvent) {
     if (e.type === "job.finished") {
       // 结束后要拿完整结果（error、result），并刷新项目、额度、清单
       void qc.invalidateQueries({ queryKey: qk.parseJob(jobId) });
+      void qc.invalidateQueries({ queryKey: qk.notifications });
       void qc.invalidateQueries({ queryKey: qk.projects });
       void qc.invalidateQueries({ queryKey: qk.quota });
       if (e.project_id) {
@@ -55,6 +56,7 @@ function onEvent(qc: QueryClient, e: BdEvent) {
     );
     if (e.type === "job.finished") {
       void qc.invalidateQueries({ queryKey: qk.checkRun(jobId) });
+      void qc.invalidateQueries({ queryKey: qk.notifications });
       void qc.invalidateQueries({ queryKey: qk.findings(jobId) });
       void qc.invalidateQueries({ queryKey: qk.projects });
       void qc.invalidateQueries({ queryKey: qk.quota });
@@ -69,6 +71,7 @@ function onEvent(qc: QueryClient, e: BdEvent) {
   switch (e.type) {
     case "quota.changed":
       void qc.invalidateQueries({ queryKey: qk.quota });
+      void qc.invalidateQueries({ queryKey: qk.notifications });
       break;
     case "project.changed":
       void qc.invalidateQueries({ queryKey: qk.projects });

apps/web/src/lib/keys.ts

@@ -2,6 +2,10 @@
 export const qk = {
   me: ["me"] as const,
   quota: ["quota"] as const,
+  /** 前缀和 quota 一样：额度一变，流水和申请跟着失效 */
+  quotaEntries: ["quota", "entries"] as const,
+  activationRequests: ["quota", "activation-requests"] as const,
+  notifications: ["notifications"] as const,
   plans: ["plans"] as const,
   projects: ["projects"] as const,
   project: (id: string) => ["project", id] as const,

apps/web/src/lib/queries.ts

@@ -1,6 +1,6 @@
 /** 服务端数据：全部由 TanStack Query 管理，不放进 Pinia（架构 §4.2）。 */
 import { unwrap, type Schemas } from "@bid-doctor/api-client";
-import { useQuery } from "@tanstack/vue-query";
+import { useInfiniteQuery, useQuery } from "@tanstack/vue-query";
 import { computed, toValue, type MaybeRefOrGetter } from "vue";
 import { api } from "./api";
 import { qk } from "./keys";
@@ -46,6 +46,34 @@ export function useQuotaAccount(unit: Schemas["QuotaUnit"]) {
   return computed(() => q.data.value?.accounts.find((a) => a.unit === unit));
 }
 
+export type QuotaEntry = Schemas["QuotaEntry"];
+export type ActivationRequest = Schemas["ActivationRequest"];
+export type Notification = Schemas["Notification"];
+
+/** 额度流水：按时间倒序，按游标一页页往后取（「加载更多」） */
+export function useQuotaEntries() {
+  return useInfiniteQuery({
+    queryKey: qk.quotaEntries,
+    queryFn: ({ pageParam }) =>
+      unwrap(api.GET("/quota/entries", { params: { query: { limit: 50, ...(pageParam ? { cursor: pageParam } : {}) } } })),
+    initialPageParam: "",
+    getNextPageParam: (last) => last.next_cursor ?? undefined,
+  });
+}
+
+export function useActivationRequests() {
+  return useQuery({ queryKey: qk.activationRequests, queryFn: () => unwrap(api.GET("/activation-requests")) });
+}
+
+/** 站内通知：顶栏铃铛。事件流在任务结束时让它失效；另外每分钟兜底刷新一次（运营开通、到期提醒不走事件流） */
+export function useNotifications() {
+  return useQuery({
+    queryKey: qk.notifications,
+    queryFn: () => unwrap(api.GET("/notifications", { params: { query: { limit: 30 } } })),
+    refetchInterval: 60_000,
+  });
+}
+
 export function usePlans() {
   return useQuery({ queryKey: qk.plans, queryFn: () => unwrap(api.GET("/plans")), staleTime: 10 * 60_000 });
 }

apps/web/src/pages/AccountPage.vue

@@ -0,0 +1,154 @@
+<script setup lang="ts">
+/**
+ * 账号（m6-plan §1.5）：企业名称、手机号（脱敏）、姓名、套餐；最下面注销账号（J4、data-model §6.2，决策 M6-8）。
+ * 注销：输入企业名称 + 短信验证码（发到自己的手机号）。全部项目、资质库彻底删除，剩余额度作废、不退款；
+ * 开通申请和发票记录按财务要求保留。注销后手机号可以重新注册。
+ */
+import { unwrap } from "@bid-doctor/api-client";
+import { useQueryClient } from "@tanstack/vue-query";
+import { computed, onBeforeUnmount, ref } from "vue";
+import { RouterLink, useRouter } from "vue-router";
+import ConfirmDialog from "@/components/ConfirmDialog.vue";
+import { api, errorTitle, isApiError } from "@/lib/api";
+import { useCrumbs } from "@/lib/crumbs";
+import { useMe, useQuota } from "@/lib/queries";
+import { toast } from "@/lib/toast";
+
+useCrumbs(() => [{ label: "账号" }]);
+const me = useMe();
+const quota = useQuota();
+const m = computed(() => me.data.value);
+const plan = computed(() => quota.data.value?.plan ?? m.value?.plan);
+const paidLeft = computed(() => plan.value && plan.value.code !== "free" && !plan.value.read_only);
+
+const open = ref(false);
+const name = ref("");
+const code = ref("");
+const err = ref<{ name?: string; code?: string; other?: string }>({});
+const busy = ref(false);
+const wait = ref(0);
+let timer: number | undefined;
+onBeforeUnmount(() => window.clearInterval(timer));
+function ask() {
+  name.value = "";
+  code.value = "";
+  err.value = {};
+  open.value = true;
+}
+async function sendCode() {
+  try {
+    const r = await unwrap(api.POST("/me/sms-codes", { body: { purpose: "close_tenant" } }));
+    wait.value = r.resend_after_s;
+    window.clearInterval(timer);
+    timer = window.setInterval(() => (wait.value = Math.max(0, wait.value - 1)), 1000);
+    toast(`验证码已发送到 ${m.value?.user.phone_hint ?? "你的手机"}`);
+  } catch (e) {
+    err.value = { other: errorTitle(e) };
+  }
+}
+const router = useRouter();
+const qc = useQueryClient();
+async function close() {
+  const e: typeof err.value = {};
+  if (name.value.trim() !== m.value?.tenant.name) e.name = "企业名称不一致，请照上面的名称输入";
+  if (!/^\d{6}$/.test(code.value.trim())) e.code = "请填写 6 位验证码";
+  err.value = e;
+  if (Object.keys(e).length) return;
+  busy.value = true;
+  try {
+    await unwrap(api.POST("/tenant/close", { body: { sms_code: code.value.trim(), confirm_tenant_name: name.value.trim() } }));
+    open.value = false;
+    qc.clear();
+    await router.replace({ name: "login" });
+    toast("账号已注销，业务数据正在后台删除");
+  } catch (x) {
+    if (isApiError(x, "sms_code_invalid")) err.value = { code: "验证码不正确或已过期" };
+    else if (isApiError(x, "tenant_name_mismatch")) err.value = { name: "企业名称不一致，请照上面的名称输入" };
+    else err.value = { other: errorTitle(x) };
+  } finally {
+    busy.value = false;
+  }
+}
+</script>
+
+<template>
+  <div class="content narrow">
+    <div class="page-title">
+      <div>
+        <h1>账号</h1>
+        <p>一个企业一个账号；额度和数据都归属企业主体。</p>
+      </div>
+    </div>
+
+    <section class="card" aria-labelledby="h-info">
+      <div class="card-h"><h2 id="h-info">企业和登录</h2></div>
+      <dl v-if="m" class="kv">
+        <dt>企业名称</dt><dd>{{ m.tenant.name }}</dd>
+        <dt>手机号</dt><dd class="fig">{{ m.user.phone_hint || "—" }}</dd>
+        <dt>姓名</dt><dd>{{ m.user.display_name }}</dd>
+        <dt>套餐</dt>
+        <dd>
+          {{ plan?.name }}<template v-if="plan?.read_only">（已到期，只读）</template>
+          <RouterLink class="lnk cap" :to="{ name: 'quota' }">额度与套餐</RouterLink>
+        </dd>
+      </dl>
+    </section>
+
+    <section class="card danger" aria-labelledby="h-close">
+      <div class="card-h"><h2 id="h-close">注销账号</h2></div>
+      <p>注销后，企业下的全部项目（招标文件、投标文件、清单、检查结果、报告）和资质库都会<b>彻底删除，不能恢复</b>。需要留底的报告请先下载。</p>
+      <p class="cap muted">开通申请和发票记录按财务要求保留；额度流水和不含业务内容的操作记录保留。注销后这个手机号可以重新注册。</p>
+      <button type="button" class="btn" @click="ask">注销账号</button>
+    </section>
+  </div>
+
+  <ConfirmDialog v-model:open="open" title="注销账号？" ok-text="注销账号" busy-text="正在注销…" :busy="busy" @ok="close">
+    <p>企业「{{ m?.tenant.name }}」下的全部项目和资质库都会彻底删除，<b>不能恢复</b>。</p>
+    <p v-if="paidLeft" class="warn-text">专业版还没到期（到 <span class="fig">{{ plan?.ends_at?.slice(0, 10) }}</span>），剩余额度作废，不退款。</p>
+    <div class="field fill" :class="{ err: err.name }">
+      <label for="cl-name">输入企业名称确认</label>
+      <input id="cl-name" v-model="name" class="input" :placeholder="m?.tenant.name" autocomplete="off" @input="err.name = undefined" />
+      <span v-if="err.name" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ err.name }}</span>
+    </div>
+    <div class="field fill" :class="{ err: err.code }">
+      <label for="cl-code">短信验证码</label>
+      <div class="code-row">
+        <input id="cl-code" v-model="code" class="input num" maxlength="6" inputmode="numeric" autocomplete="one-time-code" @input="err.code = undefined" />
+        <button type="button" class="btn" :disabled="wait > 0" @click="sendCode">{{ wait > 0 ? `${wait} 秒后重发` : `发送到 ${m?.user.phone_hint ?? "手机"}` }}</button>
+      </div>
+      <span v-if="err.code" class="msg"><span class="ico w" aria-hidden="true">!</span>{{ err.code }}</span>
+    </div>
+    <p v-if="err.other" class="hint-warn" role="alert"><span class="ico w" aria-hidden="true">!</span>{{ err.other }}</p>
+  </ConfirmDialog>
+</template>
+
+<style scoped>
+.content > .card {
+  margin-bottom: var(--gap-card);
+}
+.kv .lnk {
+  margin-left: var(--sp-3);
+}
+.danger p {
+  margin: 0 0 var(--sp-3);
+}
+.field {
+  margin-top: var(--sp-3);
+}
+.code-row {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) auto;
+  gap: var(--sp-2);
+}
+.input.num {
+  font-family: var(--font-figures);
+  font-variant-numeric: tabular-nums;
+  font-size: var(--fs-figure-sm);
+}
+.warn-text {
+  color: var(--warn-text);
+}
+.hint-warn {
+  margin: var(--sp-3) 0 0;
+}
+</style>

apps/web/src/pages/QuotaPage.vue

@@ -0,0 +1,287 @@
+<script setup lang="ts">
+/**
+ * 额度与套餐（原型 quota.html，FR-M6-03、05，m6-plan §1.1–1.3）：
+ * - 套餐和本期起止；开通 / 续费申请（对公转账，运营确认到账后开通，G8）和收款信息；到期后只读（M6-5）；
+ * - 本期额度（剩余、已用、退回）、按功能分布、扣点规则（红线 9：扣点规则可见、可查）；
+ * - 本期流水：每一笔都能对到项目和任务，余额逐条可核；项目删了写「已删除的项目」（G10）；可以导出 CSV。
+ * 检查也从解析额度扣（data-model §4.3），所以只有一个「解析」账户。
+ */
+import { Download, Plus } from "@lucide/vue";
+import { computed, ref } from "vue";
+import ActivationDialog from "@/components/ActivationDialog.vue";
+import { useCrumbs } from "@/lib/crumbs";
+import { fmtDateTime, quotaUnit } from "@/lib/labels";
+import { useActivationRequests, useQuota, useQuotaEntries, type QuotaEntry } from "@/lib/queries";
+import { toast } from "@/lib/toast";
+
+useCrumbs(() => [{ label: "额度与套餐" }]);
+const quota = useQuota();
+const q = computed(() => quota.data.value);
+const plan = computed(() => q.value?.plan);
+const acct = computed(() => q.value?.accounts.find((a) => a.unit === "parse"));
+const requests = useActivationRequests();
+const pending = computed(() => q.value?.pending_request ?? null);
+const lastRejected = computed(() => {
+  const latest = requests.data.value?.items[0];
+  return latest && latest.status === "rejected" ? latest : null;
+});
+
+const day = (iso: string | null | undefined) => (iso ? iso.slice(0, 10) : "");
+const expired = computed(() => !!plan.value?.read_only);
+const daysLeft = computed(() =>
+  plan.value?.ends_at ? Math.ceil((new Date(plan.value.ends_at).getTime() - Date.now()) / 86_400_000) : null,
+);
+/** 开通 / 续费按钮：免费版随时可以申请开通；专业版到期前 30 天起、已到期时可以续费；已续过一期或有待处理的申请时不显示 */
+const canApply = computed(() => {
+  if (!plan.value || pending.value || q.value?.renewal) return false;
+  if (plan.value.code === "free" || expired.value) return true;
+  return daysLeft.value !== null && daysLeft.value <= 30;
+});
+const renewing = computed(() => plan.value?.code !== "free");
+const dlg = ref(false);
+
+/* ---------- 流水 ---------- */
+const entriesQ = useQuotaEntries();
+const rows = computed(() => entriesQ.data.value?.pages.flatMap((p) => p.items) ?? []);
+const KIND: Record<string, string> = {
+  grant: "发放",
+  hold: "预扣",
+  settle: "结算",
+  release: "退回",
+  expire: "过期",
+  adjust: "调整",
+  waive: "免扣（24 小时内复查）",
+};
+const REASON: Record<string, string> = { recheck_24h: "距上次扣额度的检查不到 24 小时" };
+function refText(e: QuotaEntry): string {
+  const project = e.project ? (e.project.deleted ? "已删除的项目" : e.project.name ?? "") : "";
+  const task = e.ref?.label ?? (e.ref ? (e.ref.type === "check_run" ? "检查" : "解析") : "");
+  return [project, task].filter(Boolean).join(" · ");
+}
+function note(e: QuotaEntry): string {
+  if (e.reason) return REASON[e.reason] ?? e.reason;
+  if (e.kind === "release") return "失败、超时或取消，自动退回";
+  if (e.kind === "settle") return "任务完成";
+  return "";
+}
+const signed = (n: number) => (n > 0 ? `+${n}` : String(n));
+
+/** 导出 CSV：把还没加载的页都取完，在浏览器里生成文件 */
+const exporting = ref(false);
+async function exportCsv() {
+  exporting.value = true;
+  try {
+    while (entriesQ.hasNextPage.value) await entriesQ.fetchNextPage();
+    const head = ["时间", "类型", "额度", "数量", "余额", "关联项目 · 任务", "说明"];
+    const lines = rows.value.map((e) =>
+      [fmtDateTime(e.created_at), KIND[e.kind] ?? e.kind, quotaUnit(e.unit), signed(e.amount), e.balance_after, refText(e), note(e)]
+        .map((v) => `"${String(v).replaceAll('"', '""')}"`)
+        .join(","),
+    );
+    const blob = new Blob(["" + [head.join(","), ...lines].join("\r\n")], { type: "text/csv;charset=utf-8" });
+    const a = document.createElement("a");
+    a.href = URL.createObjectURL(blob);
+    a.download = `额度流水-${new Date().toISOString().slice(0, 10)}.csv`;
+    a.click();
+    URL.revokeObjectURL(a.href);
+  } catch {
+    toast("导出失败，请稍后再试", { ok: false });
+  } finally {
+    exporting.value = false;
+  }
+}
+</script>
+
+<template>
+  <div class="content">
+    <div class="page-title">
+      <div>
+        <h1>额度与套餐</h1>
+        <p v-if="plan">
+          <template v-if="plan.ends_at">{{ plan.name }} · 本期 <span class="fig">{{ day(plan.starts_at) }}</span> 至 <span class="fig">{{ day(plan.ends_at) }}</span>。额度绑定企业主体，不可转让；本期没用完的不结转。</template>
+          <template v-else>{{ plan.name }} · <span class="fig">{{ day(plan.starts_at) }}</span> 注册起长期有效，额度不再补发。额度绑定企业主体，不可转让。</template>
+        </p>
+      </div>
+      <div class="actions">
+        <button v-if="canApply" type="button" class="btn" :class="{ primary: expired || plan?.code === 'free' }" @click="dlg = true">
+          <Plus class="ic" :stroke-width="1.5" />{{ renewing ? "提交续费申请" : "开通专业版" }}
+        </button>
+      </div>
+    </div>
+
+    <div v-if="expired" class="alert warn" role="note">
+      <span class="ico w" aria-hidden="true">!</span>
+      <p>专业版已于 <span class="fig">{{ day(plan?.ends_at) }}</span> 到期，数据只读：可以查看、下载已导出的报告、删除项目，不能新建项目、解析和检查。续费到账后恢复。</p>
+    </div>
+    <div v-else-if="daysLeft !== null && daysLeft <= 30 && !q?.renewal" class="alert warn" role="note">
+      <span class="ico w" aria-hidden="true">!</span>
+      <p>专业版还有 <span class="fig">{{ Math.max(daysLeft, 0) }}</span> 天到期，到期后数据只读、额度清零。</p>
+    </div>
+    <div v-if="q?.renewal" class="alert" role="note">
+      <span class="ico i" aria-hidden="true">i</span>
+      <p>已续费：新一期 <span class="fig">{{ day(q.renewal.starts_at) }}</span> 至 <span class="fig">{{ day(q.renewal.ends_at) }}</span>，到时自动生效并发放额度。</p>
+    </div>
+
+    <section v-if="pending" class="card pend" aria-labelledby="h-pend">
+      <div class="card-h">
+        <h2 id="h-pend">{{ renewing ? "续费" : "开通" }}申请 <span class="fig">{{ pending.request_no }}</span></h2>
+        <span class="tag">{{ pending.status === "paid" ? "已到账，等待开通" : "等待对公转账" }}</span>
+      </div>
+      <dl class="kv">
+        <dt>套餐</dt><dd>专业版 · 1 年</dd>
+        <dt>收款单位</dt><dd>{{ pending.payment.payee_name }}</dd>
+        <dt>开户行</dt><dd>{{ pending.payment.payee_bank }}</dd>
+        <dt>账号</dt><dd class="fig">{{ pending.payment.payee_account }}</dd>
+        <dt>转账备注</dt><dd>请写申请单号 <b class="fig">{{ pending.request_no }}</b></dd>
+      </dl>
+      <p class="cap muted foot-note">金额由运营联系你确认。运营确认到账后开通，并开发票；开通后新一期额度会记进下面的流水。</p>
+    </section>
+    <div v-else-if="lastRejected" class="alert warn" role="note">
+      <span class="ico w" aria-hidden="true">!</span>
+      <p>申请 <span class="fig">{{ lastRejected.request_no }}</span> 被退回<template v-if="lastRejected.ops_note">：{{ lastRejected.ops_note }}</template>。可以修改后重新提交。</p>
+    </div>
+
+    <div class="cards">
+      <section class="card" aria-labelledby="h-acct">
+        <div class="card-h"><h2 id="h-acct">解析额度</h2><span v-if="acct" class="cap muted r">已用 <span class="fig">{{ Math.round((acct.used_ratio ?? 0) * 100) }}</span>%</span></div>
+        <template v-if="acct">
+          <small class="muted">剩余</small>
+          <div><span class="big" :class="{ warn: (acct.used_ratio ?? 0) >= 0.8 }">{{ acct.balance }}</span><span class="unit">/ {{ acct.period_granted }} 次</span></div>
+          <div class="bar" :class="{ warn: (acct.used_ratio ?? 0) >= 0.8 }" aria-hidden="true">
+            <i :style="{ width: `${Math.min(100, Math.round((acct.used_ratio ?? 0) * 100))}%` }"></i>
+          </div>
+          <p class="cap muted">
+            已用 <span class="fig">{{ acct.period_used }}</span> 次 · 退回 <span class="fig">{{ acct.period_released ?? 0 }}</span> 次<template v-if="acct.held"> · 正在预扣 <span class="fig">{{ acct.held }}</span> 次</template>
+          </p>
+        </template>
+        <p v-else class="cap muted">读取中…</p>
+      </section>
+      <section class="card" aria-labelledby="h-usage">
+        <div class="card-h"><h2 id="h-usage">按功能分布</h2></div>
+        <ul v-if="q" class="usage">
+          <li><span>读标 · 招标文件</span><span><span class="fig">{{ q.usage.tender }}</span> <small>次解析</small></span></li>
+          <li><span>读标 · 补遗和澄清</span><span><span class="fig">{{ q.usage.addendum }}</span> <small>次解析</small></span></li>
+          <li><span>查标</span><span><span class="fig">{{ q.usage.check }}</span> <small>次解析</small></span></li>
+          <li v-if="q.usage.deleted"><span>已删除的项目</span><span><span class="fig">{{ q.usage.deleted }}</span> <small>次解析</small></span></li>
+          <li><span>24 小时内复查</span><span><span class="fig">{{ q.usage.waived }}</span> <small>次 · 免扣</small></span></li>
+        </ul>
+      </section>
+    </div>
+
+    <section class="card flush" aria-labelledby="h-rules">
+      <div class="card-h pad"><h2 id="h-rules">扣点规则</h2></div>
+      <table class="data">
+        <thead><tr><th>动作</th><th>扣点</th><th>不扣点</th></tr></thead>
+        <tbody>
+          <tr>
+            <td><b>解读一份招标文件、补遗或澄清</b></td>
+            <td>1 次解析：发起时预扣，成功后结算</td>
+            <td>解析失败、超时、取消：自动退回</td>
+          </tr>
+          <tr>
+            <td><b>对一个项目做一次检查</b></td>
+            <td>专业版 1 次解析（投标文件的解析含在内）；免费版：这个项目内不限次数</td>
+            <td>检查中断、系统异常：自动退回<br />同一项目 24 小时内复查：不扣，流水记一行「免扣」。24 小时从上一次扣额度的检查算起</td>
+          </tr>
+        </tbody>
+      </table>
+    </section>
+
+    <section class="card flush" aria-labelledby="h-ledger">
+      <div class="card-h pad">
+        <h2 id="h-ledger">流水</h2>
+        <button type="button" class="btn sm r" :disabled="exporting || !rows.length" @click="exportCsv"><Download class="ic" :stroke-width="1.5" />导出 CSV</button>
+      </div>
+      <table class="data ledger">
+        <thead>
+          <tr><th>时间</th><th>类型</th><th class="r">数量</th><th class="r">余额</th><th>关联项目 · 任务</th><th>说明</th></tr>
+        </thead>
+        <tbody>
+          <tr v-for="e in rows" :key="e.id">
+            <td class="fig nowrap">{{ fmtDateTime(e.created_at) }}</td>
+            <td>{{ KIND[e.kind] ?? e.kind }}</td>
+            <td class="num r">{{ signed(e.amount) }}</td>
+            <td class="num r">{{ e.balance_after }}</td>
+            <td :class="{ muted: e.project?.deleted }">{{ refText(e) || "—" }}</td>
+            <td class="muted">{{ note(e) }}</td>
+          </tr>
+          <tr v-if="!rows.length && !entriesQ.isPending.value"><td colspan="6" class="muted">还没有流水</td></tr>
+        </tbody>
+      </table>
+      <div v-if="entriesQ.hasNextPage.value" class="more">
+        <button type="button" class="btn sm text" :disabled="entriesQ.isFetchingNextPage.value" @click="entriesQ.fetchNextPage()">加载更多</button>
+      </div>
+    </section>
+  </div>
+
+  <ActivationDialog v-model:open="dlg" :renew="renewing" />
+</template>
+
+<style scoped>
+.content > .alert,
+.content > .card {
+  margin-bottom: var(--gap-card);
+}
+.cards {
+  display: grid;
+  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
+  gap: var(--gap-card);
+  margin-bottom: var(--gap-card);
+}
+.cards .card {
+  margin: 0;
+}
+.card-h .r {
+  margin-left: auto;
+}
+.card-h.pad {
+  padding: var(--sp-4) var(--card-x) 0;
+}
+.big {
+  font: var(--fw-bold) var(--fs-figure) / var(--lh-figure) var(--font-figures);
+  font-variant-numeric: tabular-nums;
+}
+.big.warn {
+  color: var(--warn-text);
+}
+.unit {
+  margin-left: 4px;
+  color: var(--text-secondary);
+  font-family: var(--font-figures);
+}
+.bar {
+  margin: var(--sp-3) 0 var(--sp-2);
+}
+.usage {
+  margin: 0;
+  padding: 0;
+  list-style: none;
+}
+.usage li {
+  display: flex;
+  justify-content: space-between;
+  padding: var(--sp-2) 0;
+  border-top: var(--line) solid var(--border-subtle);
+}
+.usage li:first-child {
+  border-top: 0;
+}
+.usage small {
+  color: var(--text-secondary);
+}
+.pend .kv {
+  margin: 0;
+}
+.foot-note {
+  margin: var(--sp-3) 0 0;
+}
+.ledger .r {
+  text-align: right;
+}
+.nowrap {
+  white-space: nowrap;
+}
+.more {
+  padding: var(--sp-2) var(--card-x) var(--sp-3);
+}
+</style>

apps/web/src/pages/WorkbenchPage.vue

@@ -23,6 +23,8 @@ const projects = useProjects();
 const quota = useQuota();
 const parse = useQuotaAccount("parse");
 
+/** 套餐到期后只读（决策 M6-5）：不能新建项目，顶上有续费提醒 */
+const readOnly = computed(() => !!me.data.value?.plan.read_only);
 const today = new Date();
 const hello = computed(() => {
   const name = me.data.value?.user.display_name ?? "";
@@ -87,7 +89,7 @@ const planEnds = computed(() => quota.data.value?.plan.ends_at?.slice(0, 10) ??
       </div>
       <div class="actions">
         <span v-if="parse" class="cost">解析 1 份招标文件扣 <span class="fig">1</span> 次 · 剩 <span class="fig">{{ parse.balance }}</span> 次</span>
-        <RouterLink class="btn primary" :to="{ name: 'project-new' }"><Plus class="ic" :stroke-width="1.5" />新建项目</RouterLink>
+        <RouterLink v-if="!readOnly" class="btn primary" :to="{ name: 'project-new' }"><Plus class="ic" :stroke-width="1.5" />新建项目</RouterLink>
       </div>
     </div>
 
@@ -131,7 +133,7 @@ const planEnds = computed(() => quota.data.value?.plan.ends_at?.slice(0, 10) ??
         <div v-else class="empty">
           <b>还没有项目</b>
           <p>上传招标文件，标博士会逐条提取要求，每一条都带原文出处。</p>
-          <RouterLink class="btn primary" :to="{ name: 'project-new' }"><Plus class="ic" :stroke-width="1.5" />新建项目</RouterLink>
+          <RouterLink v-if="!readOnly" class="btn primary" :to="{ name: 'project-new' }"><Plus class="ic" :stroke-width="1.5" />新建项目</RouterLink>
         </div>
       </section>
 

apps/web/src/router.ts

@@ -25,6 +25,8 @@ export const router = createRouter({
         { path: "", name: "workbench", component: () => import("@/pages/WorkbenchPage.vue") },
         { path: "projects/new", name: "project-new", component: () => import("@/pages/ProjectNewPage.vue") },
         { path: "qualifications", name: "qualifications", component: () => import("@/pages/QualificationsPage.vue") },
+        { path: "quota", name: "quota", component: () => import("@/pages/QuotaPage.vue") },
+        { path: "account", name: "account", component: () => import("@/pages/AccountPage.vue") },
         {
           path: "projects/:projectId/parse/:jobId",
           name: "parse",

apps/web/src/styles/app.css

@@ -48,6 +48,13 @@
 .quota-chip .fig{color:var(--text-primary);font-size:var(--fs-figure-sm)}
 .quota-chip .q.warn .fig{color:var(--warn-text);font-weight:var(--fw-bold)}
 .quota-chip .sep{width:1px;height:12px;margin:0 var(--sp-1);background:var(--border-subtle)}
+a.quota-chip:hover{background:var(--c-n100)}
+/* 侧栏底部的账号区可以点（进账号页） */
+a.me{text-decoration:none;border-radius:var(--radius-ctl);transition:background-color var(--dur-fast) var(--ease)}
+a.me:hover{background:var(--side-hover)}a.me[aria-current="page"]{background:var(--side-active)}
+/* 套餐到期的提醒条（决策 M6-5）：赭色，不用红（U1） */
+.expired-bar{display:flex;gap:var(--sp-3);align-items:center;margin:0 var(--pad-page) var(--gap-card);padding:10px var(--card-x);background:var(--bg-surface);border:var(--line) solid var(--warn);border-radius:var(--radius-card)}
+.expired-bar p{flex:1;margin:0;color:var(--warn-text)}
 .top .vsep{flex:none;width:1px;height:20px;margin:0 var(--sp-1);background:var(--border-subtle)}
 .content{width:100%;padding:20px var(--pad-page) var(--sp-12)}
 .content.narrow{max-width:800px}

deploy/compose/compose.yaml

@@ -12,6 +12,7 @@ services:
       POSTGRES_PASSWORD: ${BD_PG_OWNER_PASSWORD:-dev-owner}
       POSTGRES_DB: bid_doctor
       BD_APP_PASSWORD: ${BD_PG_APP_PASSWORD:-dev-app}
+      BD_OPS_PASSWORD: ${BD_PG_OPS_PASSWORD:-dev-ops}
     ports: ["127.0.0.1:${BD_PG_PORT:-54329}:5432"]
     volumes:
       - pgdata:/var/lib/postgresql/data
@@ -68,6 +69,21 @@ services:
       migrate: { condition: service_completed_successfully }
       valkey: { condition: service_healthy }
 
+  # 运营后台接口（决策 M6-2）：同一镜像的第三种进程，只绑本机回环；IP 白名单放行本机经 Docker 网桥进来的请求
+  ops:
+    profiles: [app]
+    image: bid-doctor-server
+    command: ["bid-doctor", "ops", "--host", "0.0.0.0", "--port", "8000"]
+    env_file: [{ path: ../../.env, required: false }]
+    environment:
+      <<: *app-env
+      BD_OPS_DATABASE_URL: postgresql+psycopg://bd_ops:${BD_PG_OPS_PASSWORD:-dev-ops}@postgres:5432/bid_doctor
+      BD_OPS_ALLOWED_IPS: '["127.0.0.1/32", "172.16.0.0/12"]'
+    ports: ["127.0.0.1:${BD_OPS_PORT:-8019}:8000"]
+    depends_on:
+      migrate: { condition: service_completed_successfully }
+      valkey: { condition: service_healthy }
+
   worker:
     profiles: [app]
     image: bid-doctor-server

deploy/compose/postgres/init-roles.sh

@@ -1,9 +1,11 @@
 #!/bin/sh
 # 数据库角色（data-model §2.4）：bd_owner 建表和迁移；bd_app 给 api / worker，受行级安全策略约束；
-# bd_auth 不登录，只拥有登录前查会话的两个函数。只在数据卷第一次初始化时执行。
+# bd_auth 不登录，只拥有登录前查会话的两个函数；bd_ops 给运营后台的跨企业查询（决策 M6-2）。
+# 只在数据卷第一次初始化时执行；已有的数据卷要手工补建 bd_ops（见 docs/architecture/m6-plan.md）。
 set -eu
 psql -v ON_ERROR_STOP=1 --username "$POSTGRES_USER" --dbname "$POSTGRES_DB" <<SQL
 CREATE ROLE bd_app LOGIN PASSWORD '${BD_APP_PASSWORD}';
 CREATE ROLE bd_auth NOLOGIN BYPASSRLS;
-GRANT CONNECT ON DATABASE ${POSTGRES_DB} TO bd_app;
+CREATE ROLE bd_ops LOGIN BYPASSRLS PASSWORD '${BD_OPS_PASSWORD}';
+GRANT CONNECT ON DATABASE ${POSTGRES_DB} TO bd_app, bd_ops;
 SQL

docs/architecture/api-design.md

@@ -101,6 +101,7 @@
   - 只有最近一次检查的问题可以处理，历史批次返回 409 `run_superseded`；
   - 批量处理只限「提示」级，混进了别的级别就整批拒绝，返回不符合的问题编号。
 - **已递交、已归档的项目只读**：所有修改接口都返回 409 `project_read_only`。撤销递交或撤销归档之后才能改（FR-M6-02）。
+- **套餐到期后整个账号只读**（决策 M6-5）：写操作返回 409 `plan_expired`；退出、续费申请、删除项目、注销账号、通知已读、反馈照常放行（在鉴权依赖里统一判断）。
 
 ### 4.6 不在接口里出现的东西
 
@@ -136,7 +137,7 @@
 | 403 | `csrf_failed` `forbidden` | CSRF 头不对；没有这个权限点 |
 | 404 | `not_found` `phone_not_registered` | |
 | 409 | `concurrent_session` | 已有其他设备在线（API3） |
-| 409 | `quota_exhausted` `billing_changed` `plan_limit_exceeded` | 额度、计费、套餐限制 |
+| 409 | `quota_exhausted` `billing_changed` `plan_limit_exceeded` `plan_expired` `activation_pending` | 额度、计费、套餐限制和到期 |
 | 409 | `job_already_running` `job_finished` | 任务状态冲突 |
 | 409 | `project_read_only` `invalid_transition` `run_superseded` `item_not_pending` `document_in_use` 等 | 业务状态不允许这个操作 |
 | 412 | `precondition_failed` | If-Match 版本不一致 |
@@ -186,14 +187,14 @@
 
 | 模块 | 已实现 | 还没实现 |
 |---|---|---|
-| 登录与账号 | 发验证码、注册、登录（含挤下线确认）、退出、`GET /me` | 修改显示名、在线会话列表和下线、注销账号 |
+| 登录与账号 | 发验证码、注册、登录（含挤下线确认）、退出、`GET /me`、注销账号（`POST /me/sms-codes` + `POST /tenant/close`，m6-plan） | 修改显示名、在线会话列表和下线 |
-| 额度与套餐 | `GET /plans`、`GET /quota` | 额度流水、开通申请 |
+| 额度与套餐 | `GET /plans`、`GET /quota`（含按功能分布、排队的续费、待处理的申请）、额度流水、开通申请（m6-plan） | — |
-| 项目 | 列表（不含筛选和分页）、新建、详情（含解析出的基本信息字段和关键日期）、状态变更、基本信息字段修改、补遗新值的采用 / 不采用、分包的增删改、「不分包」和选包 | 删除 |
+| 项目 | 列表（不含筛选和分页）、新建、详情（含解析出的基本信息字段和关键日期）、状态变更、基本信息字段修改、补遗新值的采用 / 不采用、分包的增删改、「不分包」和选包、删除（m6-plan） | — |
 | 上传与文档 | 分片上传全套、挂到项目、文档列表和详情、逐页摘要、一页的句子、签名下载、发起解析、解析进度、取消、人工建出处 | 删除文档 |
 | 清单 | 清单概况（含确认人、删除数、按类别计数）、清单项列表（按区域、类别、所投的包筛选，可含已删除）、清单项详情（ETag）、修改（If-Match 选填）、采纳、删除恢复、人工新增、替换出处、修改记录、确认清单、版本、「已被补遗 N 更新」的确认 | — |
 | 检查 | 检查预览、发起、进度、取消、检查记录、问题列表（含本次已解决）、每条清单项的检查结论（C9，2026-11-04 新增）、处理、撤销、批量处理（只限提示级）；投标分册类型和版本、电子投标平台加密格式识别 | 需人工核对（第 2 步） |
 | 报告、资质 | 报告：导出、生成进度、历次报告、签名下载（第 5 步）；资质库：增删改、按类型 / 关键词筛选、附件（上传后挂上、签名下载、删除）、`late_for` 到期提醒（第 4 步） | — |
-| 通知与事件 | 事件流（含检查进度）、通知列表、反馈 | 标为已读 |
+| 通知与事件 | 事件流（含检查进度）、通知列表（标题、链接、项目名称、分页）、标为已读、反馈 | — |
 
 读标修改类接口的实现约定（2026-11-03）：
 

docs/architecture/m6-plan.md

@@ -0,0 +1,114 @@
+# M6 剩下的 P0：额度流水、套餐开通、数据删除、运营后台（实现计划 v0.1）
+
+依据：FR-M6-03 / 05 / 06 / 07 / 09（`docs/analysis/03-functional-requirements.md`），J4、J5（`02-user-journeys.md`），G6、G8、G10，决策 Q9、Q13、P1、DM4；表结构已在基线迁移里（`data-model.md` §4、§6），用户端接口已在 `openapi.yaml` 里定义；运营后台的接口和选型「做到时再定」（架构 §3.11、§4.3）。
+
+## 0. 现状
+
+| 方面 | 已有 | 还没有 |
+|---|---|---|
+| 额度 | 注册发放、预扣 / 结算 / 退回 / 免扣、`GET /quota`、顶栏额度（≥ 80% 赭色） | 流水接口和额度页、80% / 100% 提醒、人工调整、过期 |
+| 套餐 | 免费版注册即开通、`GET /plans`、专业版套餐（解析 500，D2 待定） | 开通 / 续费申请、运营开通、到期处理 |
+| 删除 | 资质删除（QL6） | 删除项目、注销账号 |
+| 通知 | 解析、检查、报告完成写通知；事件流 | 前端通知入口、标为已读 |
+| 运营后台 | 表：`ops_admin`、`ops_session`；角色 `bd_ops`（文档里有，部署脚本里还没建）；反馈写入 | 进程、登录、接口、前端，全部没有 |
+
+另外发现一处冲突：原型 `project.html` 的删除写「30 天内可以在回收站恢复」，而 G10、DM4（已确认）是删除时销毁项目数据密钥、彻底删除。按决策优先，见 M6-1。
+
+## 1. 用户端
+
+### 1.1 额度页（FR-M6-03，原型 `quota.html`）
+
+- 侧栏账户区（头像、套餐标签）点开进「额度与套餐」页；顶栏额度改成链接，也进这个页。
+- 页面：本期额度卡（剩余 / 已用 / 退回，期间起止）→ 扣点规则表（原型原样）→ 按功能分布（读标招标文件、补遗和澄清、查标、免扣次数）→ 本期流水。
+- 流水：`GET /quota/entries`，按单位筛选、按时间倒序分页；每行写时间、类型（发放 / 预扣 / 结算 / 退回 / 免扣 / 过期 / 调整）、数量（+ / −，墨色，Q1）、余额、关联项目 · 任务（「招标文件」「第 2 次检查」；项目删了写「已删除的项目」和任务编号，G10）、说明（调整原因、失败原因、「距上次扣额度的检查不到 24 小时」）。导出 CSV 在前端生成。
+- 提醒：预扣后余额跨过 80%、100%（按本期发放算）时写站内通知，`quota_alert` 保证每期每档只提醒一次。
+
+### 1.2 开通与续费（FR-M6-05，G8）
+
+- 免费版：额度页和顶栏「额度用完」提示里有「开通专业版」；专业版：到期前 30 天起显示「续费」。
+- 申请对话框（原型）：企业名称（注册时的，只读）、发票类型（普票 / 专票）、纳税人识别号、联系人、手机号；专票再加地址电话、开户行账号。`POST /activation-requests`，不扣额度、不用先付款。
+- 提交后页面顶部显示申请单号、状态（等待对公转账 / 已到账 / 已开通 / 已退回）、收款信息（收款单位、开户行、账号，从配置读 `BD_PAYEE_*`）和「转账备注写申请单号」。
+- 运营确认到账并开通：建专业版订阅、发放额度（流水「发放」，说明写申请单号），发站内通知；之后填发票号。
+- 续费：当前专业版还没到期时，新一期从旧一期结束时开始；旧一期剩下的额度到期清零（「本期没用完的不结转」，原型）。
+
+### 1.3 到期（FR-M6-05）
+
+- worker 每天跑一次定时任务（Procrastinate 周期任务）：到期的订阅改「已过期」、记「过期」流水把余额清零；排队的下一期到点发放。
+- 提前 30 天、7 天、到期当天各发一次站内通知。
+- 过期后：数据保留，只读（M6-5）。
+
+### 1.4 删除项目（J4、G10、data-model §6.1）
+
+- 入口：项目头「更多」菜单（和归档放一起），已递交、已归档的也能删。
+- 确认框：写明删掉什么、保留什么（额度流水、不含业务内容的审计），输入项目名称确认（原型）。
+- `DELETE /projects/{id}`：同一事务里写审计、抹掉这个项目审计的内容、删项目行（级联）、销毁数据密钥；提交后后台任务删对象存储前缀。正在解析 / 检查的项目先取消任务再删（预扣退回）。
+
+### 1.5 账号页与注销（J4、data-model §6.2）
+
+- 「额度与套餐」页旁边一个「账号」页：企业名称、手机号（脱敏）、显示名、套餐；最下面「注销账号」。
+- 注销：确认框写明后果（全部项目、资质库删除；开通申请和发票记录按财务要求保留；剩余额度作废、不退款），输入企业名称 + 短信验证码。`POST /tenant/close`：立即吊销会话、企业标「已注销」，项目按 §1.4 由后台任务逐个删。
+
+### 1.6 通知入口
+
+- 顶栏加铃铛（原型有），有未读时带圆点；点开是浮层列表（最近 30 条：解析 / 检查 / 报告完成、额度提醒、开通结果、到期提醒），点一条跳到相关页面并标为已读，「全部标为已读」。`POST /notifications/read`。
+
+## 2. 运营后台（FR-M6-09）
+
+### 2.1 形态
+
+- **后端**：同一个 Python 包的第三种进程 `bid-doctor ops`（和 api、worker 一样的镜像），单独端口、路径前缀 `/ops/v1`，用 `bd_ops` 数据库角色（绕过行级安全策略）；用户端 api 进程里不挂任何运营接口。部署时运营端口只对内网 / 白名单开放。
+- **登录**：用户名 + 密码 + TOTP 二次验证；IP 白名单（`BD_OPS_ALLOWED_IPS`，空着时拒绝启动于生产环境）；会话 8 小时；账号用命令行建（`bid-doctor ops-admin create`），没有自助注册。
+- **前端**：`apps/admin`，Vue 3 + Vite，复用 `tokens.css` 和组件样式，不引入带样式的框架（M6-3）；单独构建、单独部署，私有化不交付。
+- **审计**：每个运营操作（包括查询企业详情）都写审计事件，操作人记运营账号。
+
+### 2.2 页面和接口（最小版）
+
+| 页面 | 做什么 | 接口（`/ops/v1`） |
+|---|---|---|
+| 企业 | 按企业名称、手机号（用 HMAC 查）、申请单号搜；详情：成员（手机号脱敏）、套餐和到期日、各单位余额、项目数、最近任务；**不显示项目名称和任何业务内容** | `GET /tenants`、`GET /tenants/{id}` |
+| 开通申请 | 待处理在前；标记「已到账」→「开通」（选套餐和周期，默认专业版 1 年），或「退回」写原因；开通后填发票号 | `GET /activation-requests`、`POST .../{id}/activate`、`/reject`、`/invoice` |
+| 额度调整 | 在企业详情里：单位、±数量、原因（必填） | `POST /tenants/{id}/quota-adjustments` |
+| 反馈 | 误报 / 漏报列表：类型、用户写的理由、问题标题和级别、规则编号、提示词版本、出处页码，**不显示招标 / 投标文件原文**（M6-7） | `GET /feedback` |
+| 失败任务 | 解析、检查、报告失败的：错误类别、错误码、阶段、耗时、模型调用次数，不含文档内容 | `GET /failed-jobs` |
+| 审计 | 按企业 / 对象 / 时间查审计事件（项目删除后只剩类型和时间） | `GET /audit-events` |
+
+## 3. 步骤
+
+1. 用户端后端：流水、提醒、开通申请、到期任务、删除项目、注销、通知已读，各配集成测试（额度对账：任何失败任务都没有净扣点；删除后对象不可解密）。
+2. 用户端前端：额度与套餐页、账号页、通知入口、删除项目。
+3. 运营后台后端：`ops` 进程、`bd_ops` 角色（部署脚本）、登录和 TOTP、上表接口、审计。
+4. 运营后台前端：`apps/admin` 六个页面。
+5. 浏览器走查：注册 → 用完免费额度 → 申请开通 → 运营开通 → 流水核对 → 到期（改时钟）→ 删除项目 → 注销。
+
+## 4. 待确认（建议见每条）
+
+| # | 问题 | 建议 |
+|---|---|---|
+| M6-1 | 删除项目要不要「30 天回收站」（原型这么写） | **不要，立即彻底删除**：按已确认的 G10、DM4 销毁数据密钥；回收站要软删除，和「彻底删除」冲突（同 QL6）。确认框要求输入项目名称，写明不能恢复。原型文案改掉 |
+| M6-2 | 运营接口放在哪 | **单独的第三种进程 `bid-doctor ops`**（同一镜像、单独端口、`bd_ops` 角色）；用户端 api 进程里没有运营接口，绕过行级安全策略的代码不会被公网请求触到 |
+| M6-3 | 运营后台前端选型 | **Vue 3 + 复用 tokens.css / 组件样式，不引入带样式框架**：页面只有六个、以表格和表单为主；和用户端同一套组件，维护成本低。另一种做法是引入 Element Plus 之类加快开发，但多一套视觉和依赖 |
+| M6-4 | 运营登录 | **用户名 + 密码 + TOTP + IP 白名单**，账号命令行创建（架构 §3.11 已写独立登录、白名单、二次验证） |
+| M6-5 | 套餐到期后怎么办 | **不自动降为免费版**；项目只读（能看、能下载已导出的报告、能删除；不能新建项目、解析、检查、改清单）；额度清零；提前 30 天、7 天、当天提醒。续费到账后恢复 |
+| M6-6 | 开通申请页写不写价格、收款信息从哪来 | **页面不写价格**（D2 额度数字和定价都还没定），写「运营会联系你确认金额」；收款单位 / 开户行 / 账号从配置读，没配时显示「（待定）」，生产环境没配拒绝启动 |
+| M6-7 | 运营看反馈时能不能看原文 | **不看原文**：只看标题、理由、规则编号、提示词版本、页码（红线 10：数据敏感、按租户隔离）。要复盘原文时请用户导出报告发过来，或以后做「用户授权查看」 |
+| M6-8 | 注销账号的确认方式 | **输入企业名称 + 短信验证码**；有没到期的专业版时写明剩余额度作废、不退款 |
+
+## 5. 落地记录（2026-11-05）
+
+M6-1–M6-8 全部按建议确认后实现。和上文不一样、或计划里没写到的：
+
+- **迁移 0010**：订阅加「排队中」（scheduled），续费到账时当前一期还没到期就排队，到点由定时任务生效发放；开通申请加申请单号 `request_no`（KT- 加 6 位）；通知加「已到期」「申请被退回」；`billing_due(now)` 是 bd_auth 所有的 SECURITY DEFINER 函数，定时任务（worker 每小时 `billing_tick`）用它跨企业找到期、该生效、该提醒的订阅，只拿编号，处理时回到各企业自己的租户事务。到期时还有没了结的预扣就等下一次再清零，避免退回的 1 次漏在余额里。
+- **迁移 0011**：`bd_ops` 的权限（跨企业只读、运营账号和会话表可写、审计可写），`bd_app` 收回运营账号表的权限。角色本身由部署脚本建（`init-roles.sh`，CI 同一个脚本）。
+- **只读的落点**：到期后写操作在鉴权依赖里统一拦（`identity/deps.py` 的 `READ_ONLY_ALLOWED`），退出、续费申请、删除项目、注销、通知已读、反馈、管理登录设备照常放行；不用逐个接口去改。
+- **额度单位**：只发放现在用得上的「解析」；专业版套餐里的 `generate`（M4 标书生成）等功能上线再发，免得顶栏出现用不了的额度。
+- **删除项目**：正在解析、检查、生成报告时返回 409 `job_already_running`，先取消（预扣退回）再删；`data_key` 销毁以后不再建新密钥，还在跑的任务写不回文件。审计的 `before` / `after` 改为 Python 的 None 存成 SQL NULL（以前是 JSON 的 null）。
+- **注销账号**：验证码改为登录后 `POST /me/sms-codes` 发到自己的号码（前端不知道完整号码）；同步部分完成后手机号就能重新注册，删项目、资质库、抹审计内容、销毁密钥、清对象存储由后台任务 `close_tenant` 做，可以重复执行。
+- **uuid7 单调**：同一进程内严格递增（RFC 9562 方法 2），额度流水按编号排序算逐条余额。
+- **顺手修的**：取消解析、取消检查的接口在刷新以前转 API 会触发懒加载报错（MissingGreenlet），取消按钮会 500。
+- **运营后台**：接口说明见 `ops-api.md`；前端 `apps/admin`（`pnpm dev:admin`，:5174）六个页面：登录、开通申请、企业（含调额度）、误报 / 漏报、失败任务、审计。
+
+测试：后端 156 个（新增 `test_billing_flow.py` 4 个、`test_ops_console.py` 3 个，覆盖流水对账、提醒只发一次、开通 / 续费 / 到期只读、删除后不可解密、注销后可重新注册、运营登录和 IP 白名单、`bd_app` 读不到运营表、`bd_ops` 改不了业务表）。浏览器走查：注册 → 申请开通 → 运营标记到账、开通、登记发票 → 流水核对 → 调额度 → 到期只读 → 删除项目 → 注销账号。
+
+没做的：运营后台没有「撤回申请」「延长订阅」这类操作（需要时用退回 + 重新申请、调额度代替）；收款信息和发票是线下流程，系统只登记发票号。
+
+**运营后台第二版（2026-11-05，决策 M6-9、M6-10）**：菜单改到左侧（墨色渐变底，标准横版 logo 反白，非生产环境挂赭色环境标签），分组可以展开收起、每项带图标和待办数（`GET /summary`），底部是当前运营人员（姓名、角色）和退出；登录页加 logo。运营人员的角色只留结构：迁移 0012 加 `ops_admin.role`，权限点和「角色 → 权限点」对应表、每个接口的检查点、按权限点过滤的菜单都已就位，现在只有管理员。见 `ops-api.md`。

docs/architecture/openapi.yaml

@@ -203,12 +203,40 @@ paths:
         '204': { description: 已吊销 }
         '404': { $ref: '#/components/responses/NotFound' }
 
+  /me/sms-codes:
+    post:
+      tags: [me]
+      operationId: sendMySmsCode
+      summary: 登录后发验证码到自己的手机号（注销账号的二次确认，前端不需要完整号码）
+      requestBody:
+        required: true
+        content:
+          application/json:
+            schema:
+              type: object
+              required: [purpose]
+              properties:
+                purpose: { type: string, enum: [close_tenant] }
+      responses:
+        '202':
+          description: 已发送
+          content:
+            application/json:
+              schema:
+                type: object
+                required: [resend_after_s]
+                properties:
+                  resend_after_s: { type: integer }
+        '429': { $ref: '#/components/responses/RateLimited' }
+
   /tenant/close:
     post:
       tags: [me]
       operationId: closeTenant
       summary: 注销账号（删除企业下全部业务数据，不可恢复）
-      description: data-model §6.2。需要短信验证码和企业名称两次确认。成功后当前会话失效。
+      description: |
+        data-model §6.2，决策 M6-8。需要短信验证码（`POST /me/sms-codes`）和企业名称两次确认；
+        企业名称不一致返回 422 `tenant_name_mismatch`。成功后所有会话失效，手机号可以重新注册；项目、资质库等由后台删除。
       requestBody:
         required: true
         content:
@@ -2168,7 +2196,7 @@ components:
           description: 给用户看的检查计费说明，如「检查从解析额度扣 1 次；同一项目 24 小时内复查不扣」
     QuotaOverview:
       type: object
-      required: [plan, accounts]
+      required: [plan, accounts, usage]
       properties:
         plan: { $ref: '#/components/schemas/PlanSummary' }
         accounts:
@@ -2180,26 +2208,44 @@ components:
               unit: { $ref: '#/components/schemas/QuotaUnit' }
               balance: { type: integer, description: 剩余，含正在预扣的 }
               held: { type: integer, description: 正在预扣、还没结算的 }
-              period_granted: { type: integer }
+              period_granted: { type: integer, description: 本期发放（按当前这一期订阅） }
-              period_used: { type: integer }
+              period_used: { type: integer, description: 本期净用量（预扣 − 退回） }
+              period_released: { type: integer, description: 本期退回的次数（失败、超时、取消） }
               used_ratio: { type: number, description: '0～1；≥ 0.8 时界面变赭色（Q9）' }
-              by_feature:
+        usage:
-                type: array
-                description: 按功能分布，如解析、检查
-                items:
           type: object
-                  required: [feature, used]
+          description: 本期按功能分布（没被退回的预扣）；deleted 是项目已删除、看不出用途的；waived 是 24 小时内复查的免扣次数
+          required: [tender, addendum, check, deleted, waived]
           properties:
-                    feature: { type: string, enum: [parse, check] }
+            tender: { type: integer }
-                    used: { type: integer }
+            addendum: { type: integer, description: 补遗和澄清 }
+            check: { type: integer }
+            deleted: { type: integer }
+            waived: { type: integer }
+        renewal:
+          description: 已续费、排队等当前一期结束后生效的那一期
+          oneOf:
+            - type: 'null'
+            - type: object
+              required: [starts_at, ends_at]
+              properties:
+                starts_at: { $ref: '#/components/schemas/Timestamp' }
+                ends_at: { $ref: '#/components/schemas/Timestamp' }
+        pending_request:
+          description: 还在等转账或开通的申请
+          oneOf:
+            - type: 'null'
+            - $ref: '#/components/schemas/ActivationRequest'
     QuotaEntry:
       type: object
-      required: [id, unit, kind, amount, created_at]
+      required: [id, unit, kind, amount, balance_after, created_at]
       properties:
         id: { $ref: '#/components/schemas/Id' }
         unit: { $ref: '#/components/schemas/QuotaUnit' }
         kind: { $ref: '#/components/schemas/QuotaEntryKind' }
         amount: { type: integer, description: 对余额的影响；结算、免扣为 0 }
+        balance_after: { type: integer, description: 记完这一条以后的账户余额 }
+        hold_entry_id: { oneOf: [{ $ref: '#/components/schemas/Id' }, { type: 'null' }], description: 结算、退回对应的预扣 }
         reason: { type: string, description: '调整原因；免扣时为规则说明，如「24 小时内复查」' }
         project:
           type: [object, 'null']
@@ -2222,7 +2268,8 @@ components:
         invoice_info: { $ref: '#/components/schemas/InvoiceInfo' }
     InvoiceInfo:
       type: object
-      required: [title, tax_no]
+      required: [title, tax_no, contact_name, contact_phone]
+      description: 专票（invoice_type = special）还要地址电话和开户行账号
       properties:
         title: { type: string, description: 发票抬头 }
         tax_no: { type: string, description: 纳税人识别号 }
@@ -2233,14 +2280,27 @@ components:
         contact_phone: { type: string }
     ActivationRequest:
       type: object
-      required: [id, plan_code, status, created_at]
+      required: [id, request_no, plan_code, status, payment, created_at]
       properties:
         id: { $ref: '#/components/schemas/Id' }
+        request_no: { type: string, examples: [KT-7Q3M2X], description: 申请单号，对公转账时写在备注里 }
         plan_code: { $ref: '#/components/schemas/PlanCode' }
-        status: { type: string, enum: [submitted, paid, activated, rejected, cancelled] }
+        status:
+          type: string
+          enum: [submitted, paid, activated, rejected, cancelled]
+          description: 等待转账 / 已到账 / 已开通 / 已退回 / 已撤回
         invoice_info: { $ref: '#/components/schemas/InvoiceInfo' }
-        payment_instructions: { type: string, description: 对公转账账户和备注要求 }
+        payment:
-        ops_note: { type: string }
+          type: object
+          description: 收款信息（配置项；没配时为「（待定）」，决策 M6-6）。页面不写价格，运营联系确认金额
+          required: [payee_name, payee_bank, payee_account]
+          properties:
+            payee_name: { type: string }
+            payee_bank: { type: string }
+            payee_account: { type: string }
+        ops_note: { type: [string, 'null'], description: 退回原因 }
+        invoice_no: { type: [string, 'null'] }
+        handled_at: { oneOf: [{ $ref: '#/components/schemas/Timestamp' }, { type: 'null' }] }
         created_at: { $ref: '#/components/schemas/Timestamp' }
 
     # ---------- projects
@@ -3180,13 +3240,14 @@ components:
         kind:
           type: string
           enum: [parse_succeeded, parse_failed, check_succeeded, check_failed, report_succeeded, report_failed, quota_80, quota_100,
-                 subscription_activated, subscription_expiring]
+                 subscription_activated, subscription_expiring, subscription_expired, activation_rejected]
         title: { type: string }
         project_id:
           oneOf:
             - $ref: '#/components/schemas/Id'
             - type: 'null'
-        link: { type: [string, 'null'], description: '前端路由，如 /projects/<id>/results' }
+        project_name: { type: [string, 'null'] }
+        link: { type: [string, 'null'], description: '前端路由，如 /projects/<id>/results、/quota' }
         read_at:
           oneOf:
             - $ref: '#/components/schemas/Timestamp'

docs/architecture/ops-api.md

@@ -0,0 +1,65 @@
+# 运营后台接口（/ops/v1）
+
+运营后台的接口不在用户端契约 `openapi.yaml` 里：它们只挂在 `bid-doctor ops` 进程上（决策 M6-2），前端 `apps/admin` 是唯一的调用方，类型在 `apps/admin/src/api.ts` 里手写。实现见 `server/src/bid_doctor/ops/`（`console_api.py` 路由、`console.py` 查询、`auth.py` 登录）。
+
+## 安全
+
+| 方面 | 做法 |
+|---|---|
+| 进程 | 和 api、worker 同一镜像的第三种进程，单独端口（开发 8019）；部署时只对内网开放 |
+| 来源地址 | `BD_OPS_ALLOWED_IPS`（CIDR 列表）以外的请求一律 403 `ops_ip_denied`；生产环境不配或放开全部地址拒绝启动 |
+| 登录 | 用户名 + 密码（scrypt）+ TOTP 6 位动态码（身份验证器 App）；同一用户名 15 分钟最多试 5 次；账号只能用 `bid-doctor ops-admin create` 建 |
+| 会话 | cookie `bd_ops_session`（HttpOnly、SameSite=Strict，8 小时）+ 写操作带 `X-CSRF-Token`（等于 cookie `bd_ops_csrf`） |
+| 数据库 | 跨企业查询用 `bd_ops`（绕过行级安全策略，业务表只读，运营账号和会话表可写，审计可写）；对某个企业的修改走 `bd_app` + 那个企业的租户事务。`bd_app` 读不到运营账号表 |
+| 留痕 | 每个操作都写审计（`actor_kind = ops`，记运营账号），查看企业详情也记一条 `ops.tenant.view` |
+| 内容 | 不显示项目名称、招标 / 投标原文、审计的修改前后（决策 M6-7、红线 10） |
+
+## 角色和权限点（只留结构，决策 M6-10）
+
+以后会有管理员、运营、销售、运维等不同权限的运营人员。现在只建结构：
+
+- `ops_admin.role`（迁移 0012，不加 CHECK）；
+- 权限点 `OpsPermission`（`ops/auth.py`）：`tenant.view`、`quota.adjust`、`activation.manage`、`invoice.manage`、`feedback.view`、`jobs.view`、`audit.view`；
+- 「角色 → 权限点」对应表 `ROLE_PERMISSIONS`：现在只有 `admin`（全部权限）。表里有、对应表里没有的角色什么权限都没有；
+- 每个接口开头都调 `auth.require(op, 权限点)`，没有权限返回 403 `forbidden`；`/me` 返回角色和权限点，前端菜单按权限点过滤（`apps/admin/src/nav.ts`），一组都看不到时整组不显示。
+
+加角色时只改 `ROLE_PERMISSIONS`、`ROLE_LABEL` 和 `ops-admin create --role` 的说明；要不要有「运营账号管理」页面、谁能建账号，到时再定。
+
+## 菜单（决策 M6-9）
+
+左侧菜单由 `apps/admin/src/nav.ts` 一处配置：分组（客户、质量、安全）→ 菜单项（图标、路由、要的权限点、待办数）。分组可以展开收起，记在本机；跳到收起分组里的页面时自动展开。待办数来自 `GET /summary`（待处理的开通申请、近 7 天失败任务、近 7 天反馈），做完操作和每分钟刷新一次。
+
+## 接口
+
+| 方法 | 路径 | 说明 |
+|---|---|---|
+| POST | `/auth/login` | `{username, password, totp}`；失败 401 `ops_login_failed` |
+| POST | `/auth/logout` | |
+| GET | `/me` | 当前运营账号：角色、权限点、运行环境（非生产环境时菜单顶部提示） |
+| GET | `/summary` | 菜单上的待办数；没有权限的那一项给 0 |
+| GET | `/tenants?q=` | 企业名称（模糊）、手机号（精确，按 HMAC 查）、申请单号；不带条件列最近注册的 50 个 |
+| GET | `/tenants/{id}` | 成员（手机号脱敏）、套餐历史、最近 30 条额度流水（不带项目名称）、任务按状态计数 |
+| POST | `/tenants/{id}/quota-adjustments` | `{unit: parse, amount, reason}`；原因必填，不能扣成负数（G6） |
+| GET | `/activation-requests?status=` | 待处理（等待转账、已到账）在前 |
+| POST | `/activation-requests/{id}/paid` | 标记到账（只限等待转账） |
+| POST | `/activation-requests/{id}/activate` | `{months = 12}`；免费版 / 已过期马上开始新一期，专业版没到期时新一期排队（续费） |
+| POST | `/activation-requests/{id}/reject` | `{note}`，用户在额度页看得到原因 |
+| POST | `/activation-requests/{id}/invoice` | `{invoice_no}`，开通以后才能登记 |
+| GET | `/feedback?kind=` | 误报 / 漏报：标题、级别、理由、规则编号、规则集和提示词版本、页码 |
+| GET | `/failed-jobs` | 解析、检查、报告失败的任务：错误类别、错误码、阶段、耗时、模型调用次数 |
+| GET | `/audit-events?tenant_id=&action=` | 动作、对象、操作人、时间；`action` 按前缀筛选 |
+
+## 本地跑起来
+
+```
+cd server && ../.venv/bin/bid-doctor ops            # :8019
+../.venv/bin/bid-doctor ops-admin create --username dev --display-name 开发运营   # 打印 otpauth:// 地址，用身份验证器 App 添加
+pnpm dev:admin                                      # :5174，/ops 代理到 :8019
+```
+
+已有的数据卷是在加 `bd_ops` 之前初始化的，要手工建一次角色（新数据卷由 `deploy/compose/postgres/init-roles.sh` 建）：
+
+```
+docker exec -e PGPASSWORD=dev-owner bid-doctor-postgres-1 psql -U bd_owner -d bid_doctor \
+  -c "CREATE ROLE bd_ops LOGIN BYPASSRLS PASSWORD 'dev-ops'" -c "GRANT CONNECT ON DATABASE bid_doctor TO bd_ops"
+```

docs/decisions.md

@@ -4,6 +4,23 @@
 
 ---
 
+## M6-1–M6-8 · 2026-11-05 · M6 剩下的 P0：全部按建议
+
+依据 `docs/architecture/m6-plan.md` §4。
+
+| # | 决策 | 理由 |
+|---|---|---|
+| M6-1 | 删除项目立即彻底删除（销毁项目数据密钥），不做 30 天回收站；确认框要求输入项目名称；原型「30 天内可以在回收站恢复」的文案作废 | 按已确认的 G10、DM4；回收站要软删除，和「彻底删除」冲突 |
+| M6-2 | 运营接口是同一代码的第三种进程 `bid-doctor ops`（单独端口、`/ops/v1`、`bd_ops` 角色），用户端 api 进程里没有运营接口 | 绕过行级安全策略的代码不会被公网请求触到 |
+| M6-3 | 运营后台前端 `apps/admin`：Vue 3 + 复用 `tokens.css` 和组件样式，不引入带样式框架 | 页面少、以表格表单为主，和用户端一套组件 |
+| M6-4 | 运营登录：用户名 + 密码 + TOTP + IP 白名单，账号命令行创建 | 架构 §3.11 |
+| M6-5 | 套餐到期不自动降为免费版；项目只读（能看、能下载已导出的报告、能删除），额度清零；提前 30 天、7 天、当天站内提醒；续费到账后恢复 | FR-M6-05「数据保留，只读；额度清零」 |
+| M6-6 | 开通申请页不写价格（D2 未定），写「运营会联系你确认金额」；收款信息从配置读，生产环境没配拒绝启动 | 定价没定；收款账户不进代码 |
+| M6-7 | 运营后台看反馈不看招标 / 投标原文，只看标题、理由、规则编号、提示词版本、页码 | 红线 10 |
+| M6-8 | 注销账号要输入企业名称 + 短信验证码；有没到期的专业版时写明剩余额度作废、不退款 | 不可恢复的操作，二次确认 |
+| M6-9 | 运营后台菜单放左侧，分组像文件夹一样可以展开收起，每项配图标；左上角用标准横版 logo（反白） | 用户提出（2026-11-05）；页面会越来越多 |
+| M6-10 | 运营人员以后会分管理员、运营、销售、运维等角色：现在**只留结构**——`ops_admin.role`（不加 CHECK）、代码里的权限点和「角色 → 权限点」对应表、每个运营接口都过检查点、菜单按权限点过滤；现在只有「管理员」一种，拥有全部权限。具体有哪些角色、各自能做什么，加角色时再定 | 用户提出（2026-11-05）；按「以后的功能只留结构」的做法（同 AR11、AR12） |
+
 ## E3 · 2026-11-05 · 国动真实投标文件暴露的 6 处全部修
 
 - **决策**：国动真实投标文件跑完一次（`check-eval.md` §14）后，暴露的 6 处全部修：响应错位的复合肯定写法、附加条件的否定句、扫描件判断、不需要这家投标人回答的条目、提纲式的「方案应明确……」、同一批片段的出处核对。规则集 `2026.11-r5`。

docs/prototype/project.html

@@ -210,7 +210,7 @@ function act(k) {
   else if (k === "unarchive") { setStatus(before === "已归档" ? "已检查" : before); toast("已撤销归档", { ok: false }); }
   else if (k === "delete") dialog({
     title: `删除项目「${esc(D.project.name)}」？`,
-    body: `<p>项目下的招标文件、投标文件、清单、检查结果和报告都会删除。删除后 30 天内可以在回收站恢复，之后彻底清除。</p>
+    body: `<p>项目下的招标文件、投标文件、清单、检查结果和报告都会彻底删除，不能恢复。需要留底的报告请先下载。</p>
       <p class="cap muted">额度流水和一条不含业务内容的审计记录会保留。</p>
       <div class="field" data-field><label for="dn">输入项目名称确认</label><input class="input" id="dn" placeholder="${esc(D.project.name)}" autocomplete="off"></div>`,
     ok: "删除项目",
@@ -228,7 +228,7 @@ $("[data-state-acts]").addEventListener("click", (e) => {
   if (b.matches("[data-more]")) {
     e.stopPropagation();
     const items = status === "已归档" ? [{ label: "删除项目", act: "delete" }]
-      : [{ label: "归档", sub: "不再出现在工作台的「进行中」里，可以撤销", act: "archive" }, "-", { label: "删除项目", sub: "30 天内可以在回收站恢复", act: "delete" }];
+      : [{ label: "归档", sub: "不再出现在工作台的「进行中」里，可以撤销", act: "archive" }, "-", { label: "删除项目", sub: "彻底删除，不能恢复（决策 M6-1）", act: "delete" }];
     App.floatMenu(b, items, (k) => act(k));
   }
 });

package.json

@@ -2,11 +2,14 @@
   "name": "bid-doctor",
   "private": true,
   "packageManager": "pnpm@10.34.5",
-  "engines": { "node": ">=22" },
+  "engines": {
+    "node": ">=22"
+  },
   "scripts": {
     "dev": "pnpm --filter @bid-doctor/web dev",
     "build": "pnpm -r build",
     "typecheck": "pnpm -r typecheck",
-    "gen:api": "pnpm --filter @bid-doctor/api-client gen"
+    "gen:api": "pnpm --filter @bid-doctor/api-client gen",
+    "dev:admin": "pnpm --filter @bid-doctor/admin dev"
   }
 }

packages/api-client/src/schema.d.ts

@@ -129,6 +129,23 @@ export interface paths {
         patch?: never;
         trace?: never;
     };
+    "/me/sms-codes": {
+        parameters: {
+            query?: never;
+            header?: never;
+            path?: never;
+            cookie?: never;
+        };
+        get?: never;
+        put?: never;
+        /** 登录后发验证码到自己的手机号（注销账号的二次确认，前端不需要完整号码） */
+        post: operations["sendMySmsCode"];
+        delete?: never;
+        options?: never;
+        head?: never;
+        patch?: never;
+        trace?: never;
+    };
     "/tenant/close": {
         parameters: {
             query?: never;
@@ -140,7 +157,9 @@ export interface paths {
         put?: never;
         /**
          * 注销账号（删除企业下全部业务数据，不可恢复）
-         * @description data-model §6.2。需要短信验证码和企业名称两次确认。成功后当前会话失效。
+         * @description data-model §6.2，决策 M6-8。需要短信验证码（`POST /me/sms-codes`）和企业名称两次确认；
+         *     企业名称不一致返回 422 `tenant_name_mismatch`。成功后所有会话失效，手机号可以重新注册；项目、资质库等由后台删除。
+         *
          */
         post: operations["closeTenant"];
         delete?: never;
@@ -1572,17 +1591,31 @@ export interface components {
                 balance: number;
                 /** @description 正在预扣、还没结算的 */
                 held?: number;
+                /** @description 本期发放（按当前这一期订阅） */
                 period_granted: number;
+                /** @description 本期净用量（预扣 − 退回） */
                 period_used: number;
+                /** @description 本期退回的次数（失败、超时、取消） */
+                period_released?: number;
                 /** @description 0～1；≥ 0.8 时界面变赭色（Q9） */
                 used_ratio?: number;
-                /** @description 按功能分布，如解析、检查 */
-                by_feature?: {
-                    /** @enum {string} */
-                    feature: "parse" | "check";
-                    used: number;
-                }[];
             }[];
+            /** @description 本期按功能分布（没被退回的预扣）；deleted 是项目已删除、看不出用途的；waived 是 24 小时内复查的免扣次数 */
+            usage: {
+                tender: number;
+                /** @description 补遗和澄清 */
+                addendum: number;
+                check: number;
+                deleted: number;
+                waived: number;
+            };
+            /** @description 已续费、排队等当前一期结束后生效的那一期 */
+            renewal?: null | {
+                starts_at: components["schemas"]["Timestamp"];
+                ends_at: components["schemas"]["Timestamp"];
+            };
+            /** @description 还在等转账或开通的申请 */
+            pending_request?: null | components["schemas"]["ActivationRequest"];
         };
         QuotaEntry: {
             id: components["schemas"]["Id"];
@@ -1590,6 +1623,10 @@ export interface components {
             kind: components["schemas"]["QuotaEntryKind"];
             /** @description 对余额的影响；结算、免扣为 0 */
             amount: number;
+            /** @description 记完这一条以后的账户余额 */
+            balance_after: number;
+            /** @description 结算、退回对应的预扣 */
+            hold_entry_id?: components["schemas"]["Id"] | null;
             /** @description 调整原因；免扣时为规则说明，如「24 小时内复查」 */
             reason?: string;
             project?: {
@@ -1612,6 +1649,7 @@ export interface components {
             plan_code: "pro";
             invoice_info: components["schemas"]["InvoiceInfo"];
         };
+        /** @description 专票（invoice_type = special）还要地址电话和开户行账号 */
         InvoiceInfo: {
             /** @description 发票抬头 */
             title: string;
@@ -1621,18 +1659,30 @@ export interface components {
             bank_account?: string;
             /** @enum {string} */
             invoice_type?: "general" | "special";
-            contact_name?: string;
+            contact_name: string;
-            contact_phone?: string;
+            contact_phone: string;
         };
         ActivationRequest: {
             id: components["schemas"]["Id"];
+            /** @description 申请单号，对公转账时写在备注里 */
+            request_no: string;
             plan_code: components["schemas"]["PlanCode"];
-            /** @enum {string} */
+            /**
+             * @description 等待转账 / 已到账 / 已开通 / 已退回 / 已撤回
+             * @enum {string}
+             */
             status: "submitted" | "paid" | "activated" | "rejected" | "cancelled";
             invoice_info?: components["schemas"]["InvoiceInfo"];
-            /** @description 对公转账账户和备注要求 */
+            /** @description 收款信息（配置项；没配时为「（待定）」，决策 M6-6）。页面不写价格，运营联系确认金额 */
-            payment_instructions?: string;
+            payment: {
-            ops_note?: string;
+                payee_name: string;
+                payee_bank: string;
+                payee_account: string;
+            };
+            /** @description 退回原因 */
+            ops_note?: string | null;
+            invoice_no?: string | null;
+            handled_at?: components["schemas"]["Timestamp"] | null;
             created_at: components["schemas"]["Timestamp"];
         };
         /** @description 就绪状态只在 status = checked 时有意义（G7）；未就绪也不阻止导出和递交（红线 4） */
@@ -2309,10 +2359,11 @@ export interface components {
         Notification: {
             id: components["schemas"]["Id"];
             /** @enum {string} */
-            kind: "parse_succeeded" | "parse_failed" | "check_succeeded" | "check_failed" | "report_succeeded" | "report_failed" | "quota_80" | "quota_100" | "subscription_activated" | "subscription_expiring";
+            kind: "parse_succeeded" | "parse_failed" | "check_succeeded" | "check_failed" | "report_succeeded" | "report_failed" | "quota_80" | "quota_100" | "subscription_activated" | "subscription_expiring" | "subscription_expired" | "activation_rejected";
             title: string;
             project_id?: components["schemas"]["Id"] | null;
-            /** @description 前端路由，如 /projects/<id>/results */
+            project_name?: string | null;
+            /** @description 前端路由，如 /projects/<id>/results、/quota */
             link?: string | null;
             read_at?: components["schemas"]["Timestamp"] | null;
             created_at: components["schemas"]["Timestamp"];
@@ -2650,6 +2701,36 @@ export interface operations {
             404: components["responses"]["NotFound"];
         };
     };
+    sendMySmsCode: {
+        parameters: {
+            query?: never;
+            header?: never;
+            path?: never;
+            cookie?: never;
+        };
+        requestBody: {
+            content: {
+                "application/json": {
+                    /** @enum {string} */
+                    purpose: "close_tenant";
+                };
+            };
+        };
+        responses: {
+            /** @description 已发送 */
+            202: {
+                headers: {
+                    [name: string]: unknown;
+                };
+                content: {
+                    "application/json": {
+                        resend_after_s: number;
+                    };
+                };
+            };
+            429: components["responses"]["RateLimited"];
+        };
+    };
     closeTenant: {
         parameters: {
             query?: never;

pnpm-lock.yaml

@@ -8,6 +8,37 @@ importers:
 
   .: {}
 
+  apps/admin:
+    dependencies:
+      '@fontsource/barlow-semi-condensed':
+        specifier: 5.3.0
+        version: 5.3.0
+      '@lucide/vue':
+        specifier: 1.50.0
+        version: 1.50.0(vue@3.5.43(typescript@5.8.3))
+      vue:
+        specifier: 3.5.43
+        version: 3.5.43(typescript@5.8.3)
+      vue-router:
+        specifier: 4.6.4
+        version: 4.6.4(vue@3.5.43(typescript@5.8.3))
+    devDependencies:
+      '@types/node':
+        specifier: 24.19.2
+        version: 24.19.2
+      '@vitejs/plugin-vue':
+        specifier: 6.0.9
+        version: 6.0.9(vite@7.3.7(@types/node@24.19.2))(vue@3.5.43(typescript@5.8.3))
+      typescript:
+        specifier: 5.8.3
+        version: 5.8.3
+      vite:
+        specifier: 7.3.7
+        version: 7.3.7(@types/node@24.19.2)
+      vue-tsc:
+        specifier: 3.3.12
+        version: 3.3.12(typescript@5.8.3)
+
   apps/web:
     dependencies:
       '@bid-doctor/api-client':

server/migrations/versions/0010_subscription_lifecycle.py

@@ -0,0 +1,66 @@
+"""套餐开通、续费和到期（m6-plan §1.2、§1.3，决策 M6-5）：
+
+- subscription 加「scheduled」：续费到账时当前一期还没到期，新一期排队，到旧一期结束时由定时任务生效并发放额度；
+- activation_request 加 request_no（界面和转账备注用的申请单号，如 KT-7Q3M2X）；
+- 通知加 subscription_expired（到期后只读）、activation_rejected（申请被退回）；
+- billing_due(now)：定时任务找到期、该生效、该提醒的订阅。worker 受行级安全策略约束，看不到别的企业，
+  这里照登录前查询的做法（data-model §2.3）用 bd_auth 所有的 SECURITY DEFINER 函数，只返回编号。
+
+Revision ID: 0010
+"""
+
+from __future__ import annotations
+
+from alembic import op
+
+revision = "0010"
+down_revision = "0009"
+
+
+def upgrade() -> None:
+    op.get_bind().exec_driver_sql("""
+ALTER TABLE subscription DROP CONSTRAINT subscription_status_check;
+ALTER TABLE subscription ADD CONSTRAINT subscription_status_check
+  CHECK (status IN ('scheduled', 'active', 'expired', 'cancelled'));
+CREATE INDEX ON subscription (tenant_id, starts_at) WHERE status = 'scheduled';
+
+ALTER TABLE activation_request ADD COLUMN request_no text UNIQUE;
+
+ALTER TABLE notification DROP CONSTRAINT notification_kind_check;
+ALTER TABLE notification ADD CONSTRAINT notification_kind_check
+  CHECK (kind IN ('parse_succeeded', 'parse_failed', 'check_succeeded', 'check_failed', 'report_succeeded',
+                  'report_failed', 'quota_80', 'quota_100', 'subscription_activated', 'subscription_expiring',
+                  'subscription_expired', 'activation_rejected'));
+
+CREATE FUNCTION billing_due(p_now timestamptz)
+RETURNS TABLE (tenant_id uuid, subscription_id uuid, action text)
+LANGUAGE sql STABLE SECURITY DEFINER SET search_path = app AS $$
+  SELECT s.tenant_id, s.id, 'expire' FROM subscription s
+   WHERE s.status = 'active' AND s.ends_at IS NOT NULL AND s.ends_at <= p_now
+  UNION ALL
+  SELECT s.tenant_id, s.id, 'start' FROM subscription s
+   WHERE s.status = 'scheduled' AND s.starts_at <= p_now
+  UNION ALL
+  SELECT s.tenant_id, s.id, 'remind' FROM subscription s
+   WHERE s.status = 'active' AND s.ends_at IS NOT NULL AND s.ends_at > p_now AND s.ends_at <= p_now + interval '30 days'
+$$;
+GRANT SELECT ON subscription TO bd_auth;
+ALTER FUNCTION billing_due(timestamptz) OWNER TO bd_auth;
+GRANT EXECUTE ON FUNCTION billing_due(timestamptz) TO bd_app;
+""")
+
+
+def downgrade() -> None:
+    op.get_bind().exec_driver_sql("""
+DROP FUNCTION billing_due(timestamptz);
+REVOKE SELECT ON subscription FROM bd_auth;
+ALTER TABLE notification DROP CONSTRAINT notification_kind_check;
+ALTER TABLE notification ADD CONSTRAINT notification_kind_check
+  CHECK (kind IN ('parse_succeeded', 'parse_failed', 'check_succeeded', 'check_failed', 'report_succeeded',
+                  'report_failed', 'quota_80', 'quota_100', 'subscription_activated', 'subscription_expiring'));
+ALTER TABLE activation_request DROP COLUMN request_no;
+DROP INDEX IF EXISTS subscription_tenant_id_starts_at_idx;
+ALTER TABLE subscription DROP CONSTRAINT subscription_status_check;
+ALTER TABLE subscription ADD CONSTRAINT subscription_status_check
+  CHECK (status IN ('active', 'expired', 'cancelled'));
+""")

server/migrations/versions/0011_ops_role_grants.py

@@ -0,0 +1,37 @@
+"""运营后台的数据库权限（决策 M6-2）：
+
+- bd_ops（部署脚本建，LOGIN BYPASSRLS）：跨企业只读全部业务表；运营账号和会话表可写；能写审计（查看企业详情也留痕）。
+  对某个企业做的修改（开通、退回、开票、调额度）仍走 bd_app + 租户事务，行级安全策略照样生效；
+- 运营账号和会话表只给 bd_ops：用户端的 api / worker（bd_app）读不到。
+
+Revision ID: 0011
+"""
+
+from __future__ import annotations
+
+from alembic import op
+
+revision = "0011"
+down_revision = "0010"
+
+
+def upgrade() -> None:
+    op.get_bind().exec_driver_sql("""
+GRANT USAGE ON SCHEMA app TO bd_ops;
+GRANT SELECT ON ALL TABLES IN SCHEMA app TO bd_ops;
+ALTER DEFAULT PRIVILEGES IN SCHEMA app GRANT SELECT ON TABLES TO bd_ops;
+GRANT INSERT, UPDATE ON ops_admin, ops_session TO bd_ops;
+GRANT INSERT ON audit_event TO bd_ops;
+REVOKE ALL ON ops_admin, ops_session FROM bd_app;
+""")
+
+
+def downgrade() -> None:
+    op.get_bind().exec_driver_sql("""
+GRANT SELECT, INSERT, UPDATE, DELETE ON ops_admin, ops_session TO bd_app;
+REVOKE INSERT ON audit_event FROM bd_ops;
+REVOKE INSERT, UPDATE ON ops_admin, ops_session FROM bd_ops;
+ALTER DEFAULT PRIVILEGES IN SCHEMA app REVOKE SELECT ON TABLES FROM bd_ops;
+REVOKE SELECT ON ALL TABLES IN SCHEMA app FROM bd_ops;
+REVOKE USAGE ON SCHEMA app FROM bd_ops;
+""")

server/migrations/versions/0012_ops_admin_role.py

@@ -0,0 +1,22 @@
+"""运营人员的角色（只留结构）：以后会有管理员、运营、销售、运维等不同权限的人。
+
+这里只加 ops_admin.role，不加 CHECK：角色和权限点的对应关系在代码里（ops/auth.py 的 ROLE_PERMISSIONS），
+加角色时只改那里；接口都已经过权限检查点，菜单按权限点过滤。现在只有「管理员」一种，拥有全部权限。
+
+Revision ID: 0012
+"""
+
+from __future__ import annotations
+
+from alembic import op
+
+revision = "0012"
+down_revision = "0011"
+
+
+def upgrade() -> None:
+    op.get_bind().exec_driver_sql("ALTER TABLE ops_admin ADD COLUMN role text NOT NULL DEFAULT 'admin'")
+
+
+def downgrade() -> None:
+    op.get_bind().exec_driver_sql("ALTER TABLE ops_admin DROP COLUMN role")

server/src/bid_doctor/audit/models.py

@@ -1,8 +1,11 @@
 from __future__ import annotations
 
-from sqlalchemy.orm import Mapped
+from typing import Any
 
-from bid_doctor.core.columns import PK, Bytes, DbTs, Json, UuidCol
+from sqlalchemy.dialects.postgresql import JSONB
+from sqlalchemy.orm import Mapped, mapped_column
+
+from bid_doctor.core.columns import PK, Bytes, DbTs, UuidCol
 from bid_doctor.core.db import Base
 
 
@@ -12,13 +15,15 @@ class AuditEvent(Base):
     tenant_id: Mapped[UuidCol]
     actor_kind: Mapped[str]
     actor_user_id: Mapped[UuidCol | None]
+    actor_ops_id: Mapped[UuidCol | None] = mapped_column(default=None)
     actor_name: Mapped[str | None]
     action: Mapped[str]
     object_type: Mapped[str]
     object_id: Mapped[UuidCol | None]
     project_id: Mapped[UuidCol | None]
-    before: Mapped[Json | None]
+    # None 存成 SQL NULL（不是 JSON 的 null）：抹掉内容的触发器和「还有没有内容」的判断都按 IS NULL
-    after: Mapped[Json | None]
+    before: Mapped[Any | None] = mapped_column(JSONB(none_as_null=True))
+    after: Mapped[Any | None] = mapped_column(JSONB(none_as_null=True))
     content_digest: Mapped[Bytes | None]
     request_id: Mapped[str | None]
     created_at: Mapped[DbTs]

server/src/bid_doctor/audit/service.py

@@ -26,6 +26,7 @@ async def record(
     before: dict[str, Any] | None = None,
     after: dict[str, Any] | None = None,
     actor_kind: str = "user",
+    actor_ops_id: UUID | None = None,
 ) -> None:
     digest = (
         sha256(json.dumps([before, after], ensure_ascii=False, sort_keys=True, default=str))
@@ -38,6 +39,7 @@ async def record(
             tenant_id=ctx.tenant_id,
             actor_kind=actor_kind,
             actor_user_id=ctx.user_id if actor_kind == "user" else None,
+            actor_ops_id=actor_ops_id,
             actor_name=ctx.actor_name or None,
             action=action,
             object_type=object_type,

server/src/bid_doctor/billing/api.py

@@ -1,8 +1,10 @@
 from __future__ import annotations
 
-from typing import Any
+from typing import Any, Literal
+from uuid import UUID
 
-from fastapi import APIRouter
+from fastapi import APIRouter, Query
+from pydantic import BaseModel, Field
 from sqlalchemy import select
 
 from bid_doctor.billing import service
@@ -29,3 +31,42 @@ async def list_plans() -> dict[str, Any]:
 async def get_quota(ctx: Ctx) -> dict[str, Any]:
     async with tenant_tx(ctx) as s:
         return await service.overview(s, ctx)
+
+
+@router.get("/quota/entries")
+async def list_quota_entries(
+    ctx: Ctx,
+    unit: Literal["parse", "check", "generate", "dedupe"] | None = None,
+    project_id: UUID | None = None,
+    cursor: str | None = None,
+    limit: int = Query(default=20, ge=1, le=100),
+) -> dict[str, Any]:
+    async with tenant_tx(ctx) as s:
+        return await service.entries(s, ctx, unit=unit, project_id=project_id, cursor=cursor, limit=limit)
+
+
+class InvoiceIn(BaseModel):
+    title: str = Field(min_length=2, max_length=100)
+    tax_no: str = Field(min_length=15, max_length=20)
+    invoice_type: Literal["general", "special"] = "general"
+    address_phone: str | None = Field(default=None, max_length=200)
+    bank_account: str | None = Field(default=None, max_length=200)
+    contact_name: str = Field(min_length=1, max_length=40)
+    contact_phone: str = Field(pattern=r"^1[3-9][0-9]{9}$")
+
+
+class ActivationIn(BaseModel):
+    plan_code: Literal["pro"] = "pro"
+    invoice_info: InvoiceIn
+
+
+@router.get("/activation-requests")
+async def list_activation_requests(ctx: Ctx) -> dict[str, Any]:
+    async with tenant_tx(ctx) as s:
+        return {"items": [service.request_to_api(r) for r in await service.list_requests(s, ctx)]}
+
+
+@router.post("/activation-requests", status_code=201)
+async def create_activation_request(body: ActivationIn, ctx: Ctx) -> dict[str, Any]:
+    async with tenant_tx(ctx) as s:
+        return service.request_to_api(await service.create_request(s, ctx, body.invoice_info.model_dump()))

server/src/bid_doctor/billing/models.py

@@ -28,6 +28,7 @@ class Subscription(Base):
     seats: Mapped[int] = mapped_column(server_default=FetchedValue())
     starts_at: Mapped[Ts]
     ends_at: Mapped[Ts | None]
+    activation_request_id: Mapped[UuidCol | None]
 
 
 class QuotaAccount(Base):
@@ -56,4 +57,37 @@ class QuotaEntry(Base):
     project_id: Mapped[UuidCol | None]
     reason: Mapped[str | None]
     actor_user_id: Mapped[UuidCol | None]
+    actor_ops_id: Mapped[UuidCol | None] = mapped_column(default=None)
     created_at: Mapped[DbTs]
+
+
+class ActivationRequest(Base):
+    """专业版开通 / 续费申请（G8）：提交 → 对公转账 → 运营确认到账后开通、开发票。注销后按财务要求保留。"""
+
+    __tablename__ = "activation_request"
+    id: Mapped[PK]
+    tenant_id: Mapped[UuidCol]
+    applicant_user_id: Mapped[UuidCol]
+    request_no: Mapped[str | None]
+    plan_code: Mapped[str]
+    plan_version: Mapped[int]
+    invoice_info: Mapped[Json]
+    status: Mapped[str] = mapped_column(server_default=FetchedValue())
+    ops_note: Mapped[str | None]
+    handled_by_ops: Mapped[UuidCol | None]
+    handled_at: Mapped[Ts | None]
+    invoice_no: Mapped[str | None]
+    invoiced_at: Mapped[Ts | None]
+    created_at: Mapped[DbTs]
+    updated_at: Mapped[DbTs]
+
+
+class QuotaAlert(Base):
+    """80% / 100% 提醒：每个订阅周期每档只提醒一次（主键保证）。"""
+
+    __tablename__ = "quota_alert"
+    tenant_id: Mapped[UuidCol] = mapped_column(primary_key=True)
+    account_id: Mapped[UuidCol] = mapped_column(primary_key=True)
+    subscription_id: Mapped[UuidCol] = mapped_column(primary_key=True)
+    threshold: Mapped[int] = mapped_column(primary_key=True)
+    sent_at: Mapped[DbTs]

server/src/bid_doctor/billing/service.py

@@ -5,17 +5,27 @@
 
 from __future__ import annotations
 
+import base64
+import re
 from datetime import UTC, datetime
 from typing import Any
 from uuid import UUID
 
-from sqlalchemy import select, text
+from sqlalchemy import func, select, text
+from sqlalchemy.dialects.postgresql import insert
 from sqlalchemy.ext.asyncio import AsyncSession
 
-from bid_doctor.billing.models import Plan, QuotaAccount, QuotaEntry, Subscription
+from bid_doctor.billing.models import ActivationRequest, Plan, QuotaAccount, QuotaAlert, QuotaEntry, Subscription
+from bid_doctor.core.config import get_settings
 from bid_doctor.core.db import TenantContext
 from bid_doctor.core.errors import AppError
 from bid_doctor.core.ids import uuid7
+from bid_doctor.identity.models import Membership
+from bid_doctor.notification.models import Notification
+
+PERIOD_MONTHS = 12  # 专业版按年开通、续费（原型「专业版 · 1 年」）
+# 现在用得上的额度单位：检查也从解析扣（data-model §4.3）；套餐里的 generate（M4 标书生成）等功能上线再发放
+LIVE_UNITS = ("parse",)
 
 
 async def start_free_subscription(session: AsyncSession, ctx: TenantContext) -> None:
@@ -53,16 +63,24 @@ async def start_free_subscription(session: AsyncSession, ctx: TenantContext) ->
 
 
 async def current_plan(session: AsyncSession, ctx: TenantContext) -> tuple[Subscription, Plan]:
+    """当前这一期：生效中的；没有（专业版到期、还没续费）时取最近过期的那一期，只读（决策 M6-5）。"""
     row = (
         await session.execute(
             select(Subscription, Plan)
             .join(Plan, (Plan.code == Subscription.plan_code) & (Plan.version == Subscription.plan_version))
-            .where(Subscription.tenant_id == ctx.tenant_id, Subscription.status == "active")
+            .where(Subscription.tenant_id == ctx.tenant_id, Subscription.status.in_(("active", "expired")))
+            .order_by((Subscription.status == "active").desc(), Subscription.starts_at.desc())
+            .limit(1)
         )
     ).one()
     return row[0], row[1]
 
 
+async def read_only(session: AsyncSession, ctx: TenantContext) -> bool:
+    sub, _ = await current_plan(session, ctx)
+    return sub.status == "expired"
+
+
 async def hold(
     session: AsyncSession, ctx: TenantContext, *, unit: str, ref_type: str, ref_id: UUID, project_id: UUID
 ) -> UUID:
@@ -87,9 +105,37 @@ async def hold(
         ref_id=ref_id,
         project_id=project_id,
     )
+    await _alert(session, ctx, acct)
     return entry.id
 
 
+async def _alert(session: AsyncSession, ctx: TenantContext, acct: QuotaAccount) -> None:
+    """用到本期发放的 80%、100% 时发站内提醒，每期每档一次（FR-M6-03；quota_alert 的主键保证不重复）。"""
+    sub, _ = await current_plan(session, ctx)
+    granted = (
+        await session.execute(
+            select(func.coalesce(func.sum(QuotaEntry.amount), 0)).where(
+                QuotaEntry.account_id == acct.id, QuotaEntry.subscription_id == sub.id, QuotaEntry.kind == "grant"
+            )
+        )
+    ).scalar_one()
+    if not granted:
+        return
+    used = 1 - acct.balance / granted
+    for threshold in (80, 100):
+        if used * 100 < threshold:
+            continue
+        added = await session.execute(
+            insert(QuotaAlert)
+            .values(tenant_id=ctx.tenant_id, account_id=acct.id, subscription_id=sub.id, threshold=threshold)
+            .on_conflict_do_nothing()
+            .returning(QuotaAlert.threshold)
+        )
+        if added.first():
+            payload = {"unit": acct.unit, "balance": acct.balance, "granted": granted}
+            await notify(session, ctx, f"quota_{threshold}", payload, user_id=ctx.user_id)
+
+
 async def balance(session: AsyncSession, ctx: TenantContext, unit: str) -> int:
     acct = (
         await session.execute(
@@ -170,7 +216,7 @@ async def _append(
         kind=kind,
         amount=amount,
         idempotency_key=key,
-        actor_user_id=ctx.user_id,
+        actor_user_id=ctx.user_id if ctx.user_id.int else None,  # 定时任务、运营操作没有用户
         **fields,
     )
     session.add(entry)
@@ -181,20 +227,24 @@ async def _append(
 
 async def overview(session: AsyncSession, ctx: TenantContext) -> dict[str, Any]:
     sub, plan = await current_plan(session, ctx)
-    # 每笔预扣扣 1 次：已用 = 预扣数 − 退回数；正在预扣 = 预扣数 − 退回数 − 结算数。
+    # 本期 = 这一期订阅的起止。每笔预扣扣 1 次：已用 = 预扣数 − 退回数；正在预扣 = 已用 − 结算数。
-    # TODO(专业版续费)：按订阅周期切分「本期」；MVP 的免费版只有一个周期。
+    period = {"t": ctx.tenant_id, "s": sub.id, "start": sub.starts_at, "end": sub.ends_at}
+    # 本期的流水：发放按订阅算，用量按这一期的起止时间算
     rows = (
         await session.execute(
             text(
+                "WITH e AS (SELECT * FROM quota_entry"
+                " WHERE created_at >= :start AND (CAST(:end AS timestamptz) IS NULL OR created_at < :end))"
                 " SELECT a.unit, a.balance,"
-                " coalesce(sum(e.amount) FILTER (WHERE e.kind = 'grant' AND e.subscription_id = :s), 0),"
+                " (SELECT coalesce(sum(g.amount), 0) FROM quota_entry g"
+                "   WHERE g.account_id = a.id AND g.kind = 'grant' AND g.subscription_id = :s),"
                 " count(e.id) FILTER (WHERE e.kind = 'hold'),"
                 " count(e.id) FILTER (WHERE e.kind = 'release'),"
                 " count(e.id) FILTER (WHERE e.kind = 'settle')"
-                " FROM quota_account a LEFT JOIN quota_entry e ON e.account_id = a.id"
+                " FROM quota_account a LEFT JOIN e ON e.account_id = a.id"
-                " WHERE a.tenant_id = :t GROUP BY a.unit, a.balance ORDER BY a.unit"
+                " WHERE a.tenant_id = :t GROUP BY a.id, a.unit, a.balance ORDER BY a.unit"
             ),
-            {"t": ctx.tenant_id, "s": sub.id},
+            period,
         )
     ).all()
     accounts: list[dict[str, Any]] = []
@@ -207,10 +257,48 @@ async def overview(session: AsyncSession, ctx: TenantContext) -> dict[str, Any]:
                 "held": used - settles,
                 "period_granted": granted,
                 "period_used": used,
+                "period_released": releases,
                 "used_ratio": round(used / granted, 3) if granted else 0.0,
             }
         )
-    return {"plan": plan_summary(sub, plan), "accounts": accounts}
+    # 按功能分布（原型额度页）：没被退回的预扣按用途分；免扣另计
+    usage = dict.fromkeys(("tender", "addendum", "check", "deleted", "waived"), 0)
+    for cat, n in (
+        await session.execute(
+            text(
+                "WITH e AS (SELECT * FROM quota_entry"
+                " WHERE created_at >= :start AND (CAST(:end AS timestamptz) IS NULL OR created_at < :end))"
+                " SELECT CASE WHEN e.kind = 'waive' THEN 'waived' WHEN e.ref_type = 'check_run' THEN 'check'"
+                " WHEN d.role = 'tender' THEN 'tender' WHEN d.role IS NULL THEN 'deleted' ELSE 'addendum' END,"
+                " count(*) FROM e"
+                " LEFT JOIN parse_job j ON e.ref_type = 'parse_job' AND j.id = e.ref_id"
+                " LEFT JOIN source_document d ON d.id = j.document_id"
+                " WHERE e.kind IN ('hold', 'waive')"
+                " AND NOT EXISTS (SELECT 1 FROM quota_entry r WHERE r.hold_entry_id = e.id AND r.kind = 'release')"
+                " GROUP BY 1"
+            ),
+            period,
+        )
+    ).all():
+        usage[cat] = n
+    pending = await _open_request(session, ctx)
+    return {
+        "plan": plan_summary(sub, plan),
+        "accounts": accounts,
+        "usage": usage,
+        "renewal": await _renewal(session, ctx),
+        "pending_request": request_to_api(pending) if pending else None,
+    }
+
+
+async def _renewal(session: AsyncSession, ctx: TenantContext) -> dict[str, Any] | None:
+    """已经续费、排队等当前一期结束后生效的那一期。"""
+    nxt = (
+        await session.execute(
+            select(Subscription).where(Subscription.tenant_id == ctx.tenant_id, Subscription.status == "scheduled")
+        )
+    ).scalar_one_or_none()
+    return {"starts_at": nxt.starts_at, "ends_at": nxt.ends_at} if nxt else None
 
 
 def plan_summary(sub: Subscription, plan: Plan) -> dict[str, Any]:
@@ -219,5 +307,474 @@ def plan_summary(sub: Subscription, plan: Plan) -> dict[str, Any]:
         "name": plan.name,
         "starts_at": sub.starts_at,
         "ends_at": sub.ends_at,
-        "read_only": False,
+        "read_only": sub.status == "expired",
     }
+
+
+async def notify(
+    session: AsyncSession, ctx: TenantContext, kind: str, payload: dict[str, Any], *, user_id: UUID | None = None
+) -> None:
+    """站内通知。没指定人时发给企业的所有者（定时任务、运营操作没有「当前用户」）。"""
+    users = [user_id] if user_id else await _owners(session, ctx)
+    for u in users:
+        session.add(Notification(id=uuid7(), tenant_id=ctx.tenant_id, user_id=u, kind=kind, payload=payload))
+    await session.flush()
+
+
+async def _owners(session: AsyncSession, ctx: TenantContext) -> list[UUID]:
+    rows = await session.execute(
+        select(Membership.user_id).where(Membership.status == "active", Membership.role.in_(("owner", "admin")))
+    )
+    return list(rows.scalars())
+
+
+# ---------------------------------------------------------------- 额度流水（FR-M6-03）
+
+PARSE_LABEL = {"tender": "招标文件", "addendum": "补遗", "clarification": "澄清"}
+
+
+def _cursor(entry_id: UUID) -> str:
+    return base64.urlsafe_b64encode(entry_id.bytes).decode().rstrip("=")
+
+
+def _uncursor(cursor: str) -> UUID:
+    try:
+        return UUID(bytes=base64.urlsafe_b64decode(cursor + "=" * (-len(cursor) % 4)))
+    except ValueError as e:
+        raise AppError("validation_failed", "分页参数不对") from e
+
+
+async def entries(
+    session: AsyncSession,
+    ctx: TenantContext,
+    *,
+    unit: str | None = None,
+    project_id: UUID | None = None,
+    cursor: str | None = None,
+    limit: int = 20,
+) -> dict[str, Any]:
+    """按时间倒序（uuid7 编号同一进程内单调，按编号排即按时间）。余额是这条记完以后的账户余额。
+    项目删了以后流水还在（G10）：项目名称为空，界面写「已删除的项目」。"""
+    params = {
+        "limit": limit + 1,
+        "unit": unit,
+        "project": project_id,
+        "cursor": _uncursor(cursor) if cursor else None,
+    }
+    rows = (
+        await session.execute(
+            text(
+                "SELECT x.id, x.unit, x.kind, x.amount, x.balance_after, x.reason, x.created_at, x.project_id,"
+                " p.name, x.ref_type, x.ref_id, d.role, d.seq_no, c.run_no, x.hold_entry_id"
+                " FROM (SELECT e.*, a.unit,"
+                "       sum(e.amount) OVER (PARTITION BY e.account_id ORDER BY e.id) AS balance_after"
+                "       FROM quota_entry e JOIN quota_account a ON a.id = e.account_id) x"
+                " LEFT JOIN project p ON p.id = x.project_id"
+                " LEFT JOIN parse_job j ON x.ref_type = 'parse_job' AND j.id = x.ref_id"
+                " LEFT JOIN source_document d ON d.id = j.document_id"
+                " LEFT JOIN check_run c ON x.ref_type = 'check_run' AND c.id = x.ref_id"
+                " WHERE (CAST(:unit AS text) IS NULL OR x.unit = :unit)"
+                " AND (CAST(:project AS uuid) IS NULL OR x.project_id = :project)"
+                " AND (CAST(:cursor AS uuid) IS NULL OR x.id < :cursor)"
+                " ORDER BY x.id DESC LIMIT :limit"
+            ),
+            params,
+        )
+    ).all()
+    more = len(rows) > limit
+    rows = rows[:limit]
+    items = []
+    for r in rows:
+        (eid, u, kind, amount, bal, reason, at, pid, pname, ref_type, ref_id, role, seq, run_no, hold_id) = r
+        label = None
+        if ref_type == "parse_job" and role:
+            label = PARSE_LABEL.get(role, "文件") + (f" {seq}" if role != "tender" and seq else "")
+        elif ref_type == "check_run" and run_no:
+            label = f"第 {run_no} 次检查"
+        items.append(
+            {
+                "id": eid,
+                "unit": u,
+                "kind": kind,
+                "amount": amount,
+                "balance_after": bal,
+                "reason": reason,
+                "project": {"id": pid, "name": pname, "deleted": pname is None} if pid else None,
+                "ref": {"type": ref_type, "id": ref_id, "label": label} if ref_type else None,
+                "hold_entry_id": hold_id,
+                "created_at": at,
+            }
+        )
+    return {"items": items, "next_cursor": _cursor(rows[-1][0]) if more else None}
+
+
+# ---------------------------------------------------------------- 开通申请（FR-M6-05、G8，决策 M6-6）
+
+TAX_NO = re.compile(r"^[0-9A-Z]{15,20}$")
+OPEN = ("submitted", "paid")
+
+
+def payment_instructions() -> dict[str, str]:
+    s = get_settings()
+    return {
+        "payee_name": s.payee_name or "（待定）",
+        "payee_bank": s.payee_bank or "（待定）",
+        "payee_account": s.payee_account or "（待定）",
+    }
+
+
+def request_to_api(r: ActivationRequest) -> dict[str, Any]:
+    return {
+        "id": r.id,
+        "request_no": r.request_no,
+        "plan_code": r.plan_code,
+        "status": r.status,
+        "invoice_info": r.invoice_info,
+        "payment": payment_instructions(),
+        "ops_note": r.ops_note,
+        "invoice_no": r.invoice_no,
+        "handled_at": r.handled_at,
+        "created_at": r.created_at,
+    }
+
+
+async def _open_request(session: AsyncSession, ctx: TenantContext) -> ActivationRequest | None:
+    return (
+        await session.execute(
+            select(ActivationRequest)
+            .where(ActivationRequest.tenant_id == ctx.tenant_id, ActivationRequest.status.in_(OPEN))
+            .order_by(ActivationRequest.created_at.desc())
+            .limit(1)
+        )
+    ).scalar_one_or_none()
+
+
+def _request_no(request_id: UUID) -> str:
+    """申请单号，写在转账备注里：KT- 加编号随机部分的 6 位（大写字母和数字，去掉易混的 0 / O / 1 / I）。"""
+    alphabet = "23456789ABCDEFGHJKLMNPQRSTUVWXYZ"
+    n = request_id.int & ((1 << 60) - 1)
+    return "KT-" + "".join(alphabet[(n >> (5 * i)) & 31] for i in range(6))
+
+
+async def create_request(session: AsyncSession, ctx: TenantContext, invoice: dict[str, Any]) -> ActivationRequest:
+    if await _open_request(session, ctx):
+        raise AppError("activation_pending")
+    tax_no = str(invoice.get("tax_no") or "").strip().upper()
+    if not TAX_NO.match(tax_no):
+        raise AppError("validation_failed", "纳税人识别号是 15 到 20 位数字或大写字母，请核对", field="tax_no")
+    if invoice.get("invoice_type") == "special" and not (invoice.get("address_phone") and invoice.get("bank_account")):
+        raise AppError("validation_failed", "增值税专用发票要填地址电话和开户行账号", field="bank_account")
+    plan = (
+        await session.execute(
+            select(Plan).where(Plan.code == "pro", Plan.active).order_by(Plan.version.desc()).limit(1)
+        )
+    ).scalar_one()
+    rid = uuid7()
+    r = ActivationRequest(
+        id=rid,
+        tenant_id=ctx.tenant_id,
+        applicant_user_id=ctx.user_id,
+        request_no=_request_no(rid),
+        plan_code=plan.code,
+        plan_version=plan.version,
+        invoice_info={**{k: v for k, v in invoice.items() if v not in (None, "")}, "tax_no": tax_no},
+    )
+    session.add(r)
+    await session.flush()
+    await session.refresh(r)
+    return r
+
+
+async def list_requests(session: AsyncSession, ctx: TenantContext) -> list[ActivationRequest]:
+    rows = await session.execute(select(ActivationRequest).order_by(ActivationRequest.created_at.desc()))
+    return list(rows.scalars())
+
+
+def _add_months(at: datetime, months: int) -> datetime:
+    y, m = divmod(at.month - 1 + months, 12)
+    year, month = at.year + y, m + 1
+    for day in (at.day, 30, 29, 28):  # 1 月 31 日加一个月 → 2 月最后一天
+        try:
+            return at.replace(year=year, month=month, day=day)
+        except ValueError:
+            continue
+    raise AssertionError("unreachable")
+
+
+async def activate(
+    session: AsyncSession, ctx: TenantContext, request_id: UUID, *, ops_id: UUID, months: int = PERIOD_MONTHS
+) -> Subscription:
+    """运营确认到账后开通（G8）。
+    - 当前是免费版或已过期：马上开始新一期，免费版剩下的额度清零，发放专业版额度；
+    - 当前专业版还没到期（续费）：新一期排队，从旧一期结束时开始，由定时任务生效、发放（旧一期剩下的不结转）。"""
+    r = (
+        await session.execute(select(ActivationRequest).where(ActivationRequest.id == request_id).with_for_update())
+    ).scalar_one()
+    if r.status not in OPEN:
+        raise AppError("invalid_transition", "这份申请已经处理过了")
+    plan = (
+        await session.execute(select(Plan).where(Plan.code == r.plan_code, Plan.version == r.plan_version))
+    ).scalar_one()
+    now = datetime.now(UTC)
+    cur = (
+        await session.execute(
+            select(Subscription).where(Subscription.tenant_id == ctx.tenant_id, Subscription.status == "active")
+        )
+    ).scalar_one_or_none()
+    renew = cur is not None and cur.plan_code != "free" and cur.ends_at is not None and cur.ends_at > now
+    if renew and await _renewal(session, ctx):
+        raise AppError("invalid_transition", "已经续过一期了，等它生效后再续")
+    start = cur.ends_at if renew and cur and cur.ends_at else now
+    sub = Subscription(
+        id=uuid7(),
+        tenant_id=ctx.tenant_id,
+        plan_code=plan.code,
+        plan_version=plan.version,
+        status="scheduled" if renew else "active",
+        source="manual",
+        starts_at=start,
+        ends_at=_add_months(start, months),
+        activation_request_id=r.id,
+    )
+    if not renew:
+        if cur is not None:  # 免费版（或别的生效中的一期）结束，剩下的额度清零
+            await _expire_balances(session, ctx, cur, reason=f"开通专业版（申请单 {r.request_no}），原套餐结束")
+            cur.status, cur.ends_at = "cancelled", now
+            await session.flush()
+        session.add(sub)
+        await session.flush()
+        await _grant(session, ctx, sub, plan, reason=f"专业版开通（申请单 {r.request_no}）")
+    else:
+        session.add(sub)
+        await session.flush()
+    r.status, r.handled_by_ops, r.handled_at = "activated", ops_id, now
+    await notify(
+        session,
+        ctx,
+        "subscription_activated",
+        {"request_no": r.request_no, "starts_at": start.isoformat(), "renewal": renew},
+        user_id=r.applicant_user_id,
+    )
+    await session.flush()
+    return sub
+
+
+async def reject(session: AsyncSession, ctx: TenantContext, request_id: UUID, *, ops_id: UUID, note: str) -> None:
+    r = (
+        await session.execute(select(ActivationRequest).where(ActivationRequest.id == request_id).with_for_update())
+    ).scalar_one()
+    if r.status not in OPEN:
+        raise AppError("invalid_transition", "这份申请已经处理过了")
+    r.status, r.ops_note, r.handled_by_ops, r.handled_at = "rejected", note, ops_id, datetime.now(UTC)
+    await notify(session, ctx, "activation_rejected", {"request_no": r.request_no}, user_id=r.applicant_user_id)
+
+
+async def _grant(session: AsyncSession, ctx: TenantContext, sub: Subscription, plan: Plan, *, reason: str) -> None:
+    for unit, amount in plan.quotas.items():
+        if unit not in LIVE_UNITS:
+            continue
+        acct = (
+            await session.execute(
+                select(QuotaAccount)
+                .where(QuotaAccount.tenant_id == ctx.tenant_id, QuotaAccount.unit == unit)
+                .with_for_update()
+            )
+        ).scalar_one_or_none()
+        if acct is None:
+            acct = QuotaAccount(id=uuid7(), tenant_id=ctx.tenant_id, unit=unit, balance=0)
+            session.add(acct)
+            await session.flush()
+        await _append(
+            session,
+            ctx,
+            acct,
+            kind="grant",
+            amount=amount,
+            key=f"grant:{sub.id}:{unit}",
+            subscription_id=sub.id,
+            reason=reason,
+        )
+
+
+async def _expire_balances(session: AsyncSession, ctx: TenantContext, sub: Subscription, *, reason: str) -> None:
+    accts = (
+        await session.execute(select(QuotaAccount).where(QuotaAccount.tenant_id == ctx.tenant_id).with_for_update())
+    ).scalars()
+    for acct in accts:
+        if acct.balance > 0:
+            await _append(
+                session,
+                ctx,
+                acct,
+                kind="expire",
+                amount=-acct.balance,
+                key=f"expire:{sub.id}:{acct.unit}",
+                subscription_id=sub.id,
+                reason=reason,
+            )
+
+
+async def _open_holds(session: AsyncSession, ctx: TenantContext) -> int:
+    return (
+        await session.execute(
+            text(
+                "SELECT count(*) FROM quota_entry h WHERE h.kind = 'hold' AND NOT EXISTS"
+                " (SELECT 1 FROM quota_entry r WHERE r.hold_entry_id = h.id AND r.kind IN ('settle', 'release'))"
+            )
+        )
+    ).scalar_one()
+
+
+# ---------------------------------------------------------------- 到期与续费生效（定时任务，决策 M6-5）
+
+REMIND_DAYS = (30, 7, 0)
+
+
+async def due(session: AsyncSession, now: datetime) -> list[tuple[UUID, UUID, str]]:
+    """跨企业找到期、该生效、该提醒的订阅：只拿编号（billing_due 是 bd_auth 所有的函数，data-model §2.3）。"""
+    rows = await session.execute(text("SELECT tenant_id, subscription_id, action FROM billing_due(:now)"), {"now": now})
+    return [(r[0], r[1], r[2]) for r in rows]
+
+
+async def apply_due(session: AsyncSession, ctx: TenantContext, sub_id: UUID, action: str, now: datetime) -> None:
+    sub = (
+        await session.execute(select(Subscription).where(Subscription.id == sub_id).with_for_update())
+    ).scalar_one_or_none()
+    if sub is None:
+        return
+    if action == "expire" and sub.status == "active":
+        if await _open_holds(session, ctx):
+            return  # 还有没了结的预扣：等它结算或退回后（下一次定时任务）再清零，否则退回的那 1 次会漏在余额里
+        await _expire_balances(session, ctx, sub, reason="套餐到期")
+        sub.status = "expired"
+        await session.flush()
+        nxt = (
+            await session.execute(
+                select(Subscription).where(
+                    Subscription.tenant_id == ctx.tenant_id,
+                    Subscription.status == "scheduled",
+                    Subscription.starts_at <= now,
+                )
+            )
+        ).scalar_one_or_none()
+        if nxt is None:
+            await notify(
+                session, ctx, "subscription_expired", {"ends_at": sub.ends_at.isoformat() if sub.ends_at else None}
+            )
+        else:
+            await _start(session, ctx, nxt)
+    elif action == "start" and sub.status == "scheduled":
+        cur = (
+            await session.execute(
+                select(Subscription).where(Subscription.tenant_id == ctx.tenant_id, Subscription.status == "active")
+            )
+        ).scalar_one_or_none()
+        if cur is None:  # 旧一期已经结束（或者本来就没有）：排队的这一期生效
+            await _start(session, ctx, sub)
+    elif action == "remind" and sub.status == "active" and sub.ends_at:
+        days = (sub.ends_at - now).days
+        marks = [d for d in REMIND_DAYS if days <= d]
+        if not marks or await _renewal(session, ctx):
+            return  # 已经续费了就不提醒
+        mark = min(marks)  # 提醒档位：30、7、当天各一次
+        sent = (
+            await session.execute(
+                select(func.count())
+                .select_from(Notification)
+                .where(
+                    Notification.kind == "subscription_expiring",
+                    Notification.payload["subscription_id"].astext == str(sub.id),
+                    Notification.payload["mark"].astext == str(mark),
+                )
+            )
+        ).scalar_one()
+        if not sent:
+            await notify(
+                session,
+                ctx,
+                "subscription_expiring",
+                {"subscription_id": str(sub.id), "mark": mark, "days": days, "ends_at": sub.ends_at.isoformat()},
+            )
+
+
+async def _start(session: AsyncSession, ctx: TenantContext, sub: Subscription) -> None:
+    plan = (
+        await session.execute(select(Plan).where(Plan.code == sub.plan_code, Plan.version == sub.plan_version))
+    ).scalar_one()
+    sub.status = "active"
+    await session.flush()
+    await _grant(session, ctx, sub, plan, reason="续费的新一期发放")
+
+
+async def void_for_closure(session: AsyncSession, ctx: TenantContext) -> None:
+    """注销账号：剩余额度作废（流水记「过期」），订阅都结束；开通申请和订阅记录保留（J4）。"""
+    subs = (
+        (
+            await session.execute(
+                select(Subscription).where(Subscription.status.in_(("active", "scheduled"))).with_for_update()
+            )
+        )
+        .scalars()
+        .all()
+    )
+    for sub in subs:
+        if sub.status == "active":
+            await _expire_balances(session, ctx, sub, reason="注销账号，剩余额度作废")
+        sub.status = "cancelled"
+    await session.flush()
+
+
+# ---------------------------------------------------------------- 运营操作（FR-M6-09；ops 进程在租户事务里调用）
+
+
+async def mark_paid(session: AsyncSession, ctx: TenantContext, request_id: UUID, *, ops_id: UUID) -> None:
+    r = (
+        await session.execute(select(ActivationRequest).where(ActivationRequest.id == request_id).with_for_update())
+    ).scalar_one()
+    if r.status != "submitted":
+        raise AppError("invalid_transition", "只有等待转账的申请能标记到账")
+    r.status, r.handled_by_ops, r.handled_at = "paid", ops_id, datetime.now(UTC)
+
+
+async def set_invoice(session: AsyncSession, ctx: TenantContext, request_id: UUID, invoice_no: str) -> None:
+    r = (
+        await session.execute(select(ActivationRequest).where(ActivationRequest.id == request_id).with_for_update())
+    ).scalar_one()
+    if r.status != "activated":
+        raise AppError("invalid_transition", "开通以后才能登记发票")
+    r.invoice_no, r.invoiced_at = invoice_no, datetime.now(UTC)
+
+
+async def adjust(
+    session: AsyncSession, ctx: TenantContext, *, unit: str, amount: int, reason: str, ops_id: UUID
+) -> QuotaEntry:
+    """人工调整额度（G6：MVP 不做线上加量包，运营按申请调）。原因必填；扣减不能扣成负数。"""
+    if not reason.strip():
+        raise AppError("validation_failed", "调整额度要写原因", field="reason")
+    if amount == 0:
+        raise AppError("validation_failed", "调整的数量不能是 0", field="amount")
+    sub, _ = await current_plan(session, ctx)
+    acct = (
+        await session.execute(
+            select(QuotaAccount)
+            .where(QuotaAccount.tenant_id == ctx.tenant_id, QuotaAccount.unit == unit)
+            .with_for_update()
+        )
+    ).scalar_one_or_none()
+    if acct is None:
+        acct = QuotaAccount(id=uuid7(), tenant_id=ctx.tenant_id, unit=unit, balance=0)
+        session.add(acct)
+        await session.flush()
+    if acct.balance + amount < 0:
+        raise AppError("validation_failed", f"余额只有 {acct.balance}，不能扣成负数", field="amount")
+    return await _append(
+        session,
+        ctx,
+        acct,
+        kind="adjust",
+        amount=amount,
+        key=f"adjust:{uuid7()}",
+        subscription_id=sub.id,
+        reason=reason.strip(),
+        actor_ops_id=ops_id,
+    )

server/src/bid_doctor/billing/tasks.py

@@ -0,0 +1,25 @@
+"""额度和套餐的定时任务（决策 M6-5）：worker 每小时跑一次 tick。"""
+
+from __future__ import annotations
+
+import logging
+from datetime import datetime
+from uuid import UUID
+
+from bid_doctor.billing import service
+from bid_doctor.core.db import TenantContext, tenant_tx
+
+log = logging.getLogger(__name__)
+SYSTEM = UUID(int=0)
+
+
+async def tick(now: datetime) -> None:
+    async with tenant_tx(TenantContext(tenant_id=SYSTEM, user_id=SYSTEM)) as s:
+        due = await service.due(s, now)
+    for tenant_id, sub_id, action in due:
+        ctx = TenantContext(tenant_id=tenant_id, user_id=SYSTEM, actor_name="系统")
+        try:
+            async with tenant_tx(ctx) as s:
+                await service.apply_due(s, ctx, sub_id, action, now)
+        except Exception:  # 一个企业出错不影响别的企业，下一次再试
+            log.exception("billing tick %s %s %s failed", tenant_id, sub_id, action)

server/src/bid_doctor/check/service.py

@@ -223,6 +223,7 @@ async def request_cancel(s: AsyncSession, run_id: UUID) -> CheckRun:
         raise AppError("job_finished")
     run.cancel_requested_at = datetime.now(UTC)
     await s.flush()
+    await s.refresh(run)  # 同解析的取消：触发器改过的列过期了，转 API 时不能再懒加载
     return run
 
 

server/src/bid_doctor/cli.py

@@ -26,6 +26,15 @@ def main() -> None:
     api.add_argument("--host", default="127.0.0.1")
     api.add_argument("--port", type=int, default=8009)
     api.add_argument("--reload", action="store_true")
+    ops = sub.add_parser("ops", help="启动运营后台接口（单独端口，只对内网开放）")
+    ops.add_argument("--host", default="127.0.0.1")
+    ops.add_argument("--port", type=int, default=8019)
+    admin = sub.add_parser("ops-admin", help="管理运营账号")
+    admin_sub = admin.add_subparsers(dest="admin_cmd", required=True)
+    create = admin_sub.add_parser("create", help="新建运营账号（会提示输入密码，打印 TOTP 二维码地址）")
+    create.add_argument("--username", required=True)
+    create.add_argument("--display-name", required=True)
+    create.add_argument("--role", default="admin", help="角色（现在只有 admin）")
     sub.add_parser("worker", help="启动后台任务进程")
     sub.add_parser("migrate", help="把数据库升级到最新版本")
     args = parser.parse_args()
@@ -34,6 +43,21 @@ def main() -> None:
         import uvicorn
 
         uvicorn.run("bid_doctor.app:create_app", factory=True, host=args.host, port=args.port, reload=args.reload)
+    elif args.cmd == "ops":
+        import uvicorn
+
+        uvicorn.run("bid_doctor.ops.app:create_ops_app", factory=True, host=args.host, port=args.port)
+    elif args.cmd == "ops-admin":
+        import getpass
+
+        from bid_doctor.ops.auth import create_admin
+
+        password = getpass.getpass("密码（至少 12 位）：")
+        if password != getpass.getpass("再输一次："):
+            raise SystemExit("两次输入的密码不一样")
+        uri = asyncio.run(create_admin(args.username, args.display_name, password, args.role))
+        print("用身份验证器 App 添加这个账号（只显示这一次）：")
+        print(uri)
     elif args.cmd == "worker":
         from bid_doctor.worker import run_worker
 

server/src/bid_doctor/core/config.py

@@ -20,6 +20,8 @@ class Settings(BaseSettings):
     # api / worker 用 bd_app（受行级安全策略约束）；迁移用 bd_owner
     database_url: str = "postgresql+psycopg://bd_app:dev-app@127.0.0.1:54329/bid_doctor"
     migrate_database_url: str = "postgresql+psycopg://bd_owner:dev-owner@127.0.0.1:54329/bid_doctor"
+    # 运营后台的跨企业查询用 bd_ops（绕过行级安全策略，只读 + 运营账号表）；对某个企业的操作仍走 bd_app（决策 M6-2）
+    ops_database_url: str = "postgresql+psycopg://bd_ops:dev-ops@127.0.0.1:54329/bid_doctor"
     valkey_url: str = "redis://127.0.0.1:63799/0"
     gotenberg_url: str = "http://127.0.0.1:3109"
 
@@ -49,6 +51,16 @@ class Settings(BaseSettings):
     # 每次调用的输出上限（token）。输出用到 92% 以上就按截断处理、拆小重跑（ai/providers/base.near_limit）
     ai_max_output_tokens: int = 8192
 
+    # 专业版对公转账的收款信息（决策 M6-6）：不进代码；没配时开通申请里显示「（待定）」，生产环境必须配
+    payee_name: str = ""
+    payee_bank: str = ""
+    payee_account: str = ""
+
+    # 运营后台（决策 M6-4）：只放行这些来源地址（CIDR）；会话时长；前端单独部署时的来源
+    ops_allowed_ips: list[str] = Field(default_factory=lambda: ["127.0.0.1/32", "::1/128"])
+    ops_session_ttl_hours: int = 8
+    ops_cors_origins: list[str] = Field(default_factory=lambda: ["http://127.0.0.1:5174", "http://localhost:5174"])
+
     upload_part_size: int = 8 * 1024 * 1024
     download_url_ttl_s: int = 300
 
@@ -69,6 +81,10 @@ class Settings(BaseSettings):
                 raise ValueError("生产环境不能使用假模型")
             if not self.cookie_secure:
                 raise ValueError("生产环境必须开启 cookie_secure")
+            if not self.ops_allowed_ips or any(c in ("0.0.0.0/0", "::/0") for c in self.ops_allowed_ips):
+                raise ValueError("生产环境要给运营后台配置 IP 白名单（BD_OPS_ALLOWED_IPS），不能放开全部地址")
+            if not (self.payee_name and self.payee_bank and self.payee_account):
+                raise ValueError("生产环境要配置对公转账的收款信息（BD_PAYEE_NAME / BANK / ACCOUNT）")
         return self
 
 

server/src/bid_doctor/core/crypto.py

@@ -92,3 +92,43 @@ def verify_download(payload: str, exp: int, sig: str) -> bool:
         return False
     mac = hmac.new(_key(get_settings().secret_key, "download"), f"{payload}|{exp}".encode(), hashlib.sha256).digest()
     return hmac.compare_digest(base64.urlsafe_b64encode(mac).decode().rstrip("="), sig)
+
+
+# ---- 运营账号（决策 M6-4）：密码 scrypt；TOTP 密钥用主密钥加密存库
+
+
+def hash_password(password: str) -> str:
+    salt = os.urandom(16)
+    digest = hashlib.scrypt(password.encode(), salt=salt, n=2**14, r=8, p=1)
+    return "scrypt$16384$8$1$" + base64.b64encode(salt).decode() + "$" + base64.b64encode(digest).decode()
+
+
+def verify_password(password: str, stored: str) -> bool:
+    try:
+        _, n, r, p, salt, digest = stored.split("$")
+        got = hashlib.scrypt(password.encode(), salt=base64.b64decode(salt), n=int(n), r=int(r), p=int(p))
+    except (ValueError, TypeError):
+        return False
+    return hmac.compare_digest(got, base64.b64decode(digest))
+
+
+def seal_secret(value: bytes) -> bytes:
+    return _seal(_key(get_settings().master_key, "ops-totp"), value)
+
+
+def open_secret(sealed: bytes) -> bytes:
+    return _open(_key(get_settings().master_key, "ops-totp"), sealed)
+
+
+def totp(secret: bytes, at: float | None = None, step: int = 30) -> str:
+    """RFC 6238：6 位，30 秒一换（和常见的身份验证器 App 一致）。"""
+    counter = int((time.time() if at is None else at) // step)
+    mac = hmac.new(secret, counter.to_bytes(8, "big"), hashlib.sha1).digest()
+    offset = mac[-1] & 0x0F
+    code = (int.from_bytes(mac[offset : offset + 4], "big") & 0x7FFFFFFF) % 1_000_000
+    return f"{code:06d}"
+
+
+def verify_totp(secret: bytes, code: str, at: float | None = None) -> bool:
+    now = time.time() if at is None else at
+    return any(hmac.compare_digest(totp(secret, now + d * 30), code) for d in (-1, 0, 1))  # 前后各容 30 秒

server/src/bid_doctor/core/db.py

@@ -66,3 +66,21 @@ async def anonymous_tx() -> AsyncGenerator[AsyncSession]:
 async def set_tenant(session: AsyncSession, tenant_id: UUID) -> None:
     """注册时先建租户再写它的数据：在同一个事务里切换到新租户。"""
     await session.execute(text("SELECT set_config('app.tenant_id', :t, true)"), {"t": str(tenant_id)})
+
+
+@lru_cache
+def _ops_sessions() -> async_sessionmaker[AsyncSession]:
+    eng = create_async_engine(
+        get_settings().ops_database_url,
+        pool_size=4,
+        pool_pre_ping=True,
+        connect_args={"options": "-c search_path=app,public"},
+    )
+    return async_sessionmaker(eng, expire_on_commit=False)
+
+
+@asynccontextmanager
+async def ops_tx() -> AsyncGenerator[AsyncSession]:
+    """运营后台的跨企业查询（bd_ops，绕过行级安全策略）。只给 ops 进程用；对某个企业做的修改仍用 tenant_tx。"""
+    async with _ops_sessions()() as session, session.begin():
+        yield session

server/src/bid_doctor/core/errors.py

@@ -16,6 +16,8 @@ CODES: dict[str, tuple[int, str]] = {
     "session_revoked": (401, "登录已失效，请重新登录"),
     "csrf_failed": (403, "请求校验失败，请刷新页面后重试"),
     "forbidden": (403, "没有权限进行这个操作"),
+    "ops_ip_denied": (403, "这个地址不能访问运营后台"),
+    "ops_login_failed": (401, "用户名、密码或动态验证码不对"),
     "not_found": (404, "没有找到"),
     "phone_not_registered": (404, "这个手机号还没有注册"),
     "phone_already_registered": (409, "这个手机号已经注册"),
@@ -26,6 +28,9 @@ CODES: dict[str, tuple[int, str]] = {
     "job_already_running": (409, "任务正在进行"),
     "job_finished": (409, "任务已经结束"),
     "project_read_only": (409, "项目已递交或已归档，要先撤销才能修改"),
+    "plan_expired": (409, "套餐已到期，数据只读；续费到账后恢复"),
+    "activation_pending": (409, "已经有一份待处理的开通申请"),
+    "tenant_name_mismatch": (422, "企业名称不一致，请照上面的名称输入"),
     "not_superseded": (409, "这一条没有待确认的补遗更新"),
     "no_pending_value": (409, "这个字段没有待确认的补遗新值"),
     "document_role_not_parsable": (409, "这类文件不需要单独解析"),

server/src/bid_doctor/core/ids.py

@@ -1,16 +1,31 @@
-"""UUIDv7：按时间有序、不可猜测（架构 §9）。Python 3.14 起标准库自带 uuid.uuid7，这里兼容 3.12。"""
+"""UUIDv7：按时间有序、不可猜测（架构 §9）。Python 3.14 起标准库自带 uuid.uuid7，这里兼容 3.12。
+
+同一进程内单调递增（RFC 9562 §6.2 方法 2：同一毫秒内接着上一个加一）：额度流水按编号排序算余额，
+同一个事务里先后写的两条（开通时先清掉免费版余额、再发放专业版额度）顺序不能乱。
+"""
 
 from __future__ import annotations
 
 import os
+import threading
 import time
 import uuid
 
+_lock = threading.Lock()
+_last = 0
+
+
+def _stamp(value: int) -> int:
+    value = (value & ~(0xF << 76)) | (0x7 << 76)  # 版本 7
+    return (value & ~(0x3 << 62)) | (0x2 << 62)  # RFC 4122 变体
+
 
 def uuid7() -> uuid.UUID:
+    global _last
     ms = time.time_ns() // 1_000_000
-    rand = int.from_bytes(os.urandom(10), "big")
+    value = _stamp((ms & 0xFFFF_FFFF_FFFF) << 80 | int.from_bytes(os.urandom(10), "big"))
-    value = (ms & 0xFFFF_FFFF_FFFF) << 80 | rand
+    with _lock:
-    value = (value & ~(0xF << 76)) | (0x7 << 76)  # 版本 7
+        if value <= _last:  # 同一毫秒（或时钟回拨）：排在上一个后面，只动最低的 62 位随机部分
-    value = (value & ~(0x3 << 62)) | (0x2 << 62)  # RFC 4122 变体
+            value = _last + 1
+        _last = value
     return uuid.UUID(int=value)

server/src/bid_doctor/core/keys.py

@@ -9,6 +9,7 @@ from sqlalchemy.ext.asyncio import AsyncSession
 
 from bid_doctor.core.crypto import KEK_REF, new_data_key, unwrap_data_key
 from bid_doctor.core.db import TenantContext
+from bid_doctor.core.errors import AppError
 from bid_doctor.core.ids import uuid7
 
 
@@ -26,6 +27,17 @@ async def data_key(session: AsyncSession, ctx: TenantContext, project_id: UUID |
     ).first()
     if row:
         return unwrap_data_key(row[0])
+    destroyed = (
+        await session.execute(
+            text(
+                "SELECT 1 FROM data_key WHERE tenant_id = :t AND scope = :s "
+                "AND project_id IS NOT DISTINCT FROM :p AND destroyed_at IS NOT NULL LIMIT 1"
+            ),
+            {"t": ctx.tenant_id, "s": scope, "p": project_id},
+        )
+    ).first()
+    if destroyed:  # 项目删了、账号注销了（G10）：不再建新密钥，免得还在跑的任务把文件写回去
+        raise AppError("not_found")
     plain, wrapped = new_data_key()
     await session.execute(
         text(
@@ -45,3 +57,13 @@ async def destroy_project_key(session: AsyncSession, ctx: TenantContext, project
         ),
         {"t": ctx.tenant_id, "p": project_id},
     )
+
+
+async def destroy_tenant_keys(session: AsyncSession, ctx: TenantContext) -> None:
+    """注销账号：企业级和所有项目的密钥一起销毁（G10），备份里的文件随之不可读。"""
+    await session.execute(
+        text(
+            "UPDATE data_key SET wrapped_key = NULL, destroyed_at = now() WHERE tenant_id = :t AND destroyed_at IS NULL"
+        ),
+        {"t": ctx.tenant_id},
+    )

server/src/bid_doctor/core/storage.py

@@ -69,3 +69,7 @@ def upload_prefix(tenant_id: object, upload_id: object) -> str:
 
 def qualification_prefix(tenant_id: object, qualification_id: object) -> str:
     return f"t/{tenant_id}/q/{qualification_id}"
+
+
+def tenant_prefix(tenant_id: object) -> str:
+    return f"t/{tenant_id}"

server/src/bid_doctor/document/service.py

@@ -188,6 +188,7 @@ async def request_cancel(s: AsyncSession, job_id: UUID) -> ParseJob:
         raise AppError("job_finished")
     job.cancel_requested_at = datetime.now(UTC)
     await s.flush()
+    await s.refresh(job)  # 触发器改过的列（updated_at）过期了，转 API 时不能再懒加载
     return job
 
 

server/src/bid_doctor/identity/api.py

@@ -5,7 +5,7 @@ from typing import Any, Literal
 from fastapi import APIRouter, Request, Response
 from pydantic import BaseModel, Field
 
-from bid_doctor.identity import service, sms
+from bid_doctor.identity import closure, service, sms
 from bid_doctor.identity.deps import Auth, clear_session_cookies, set_session_cookies
 
 router = APIRouter(tags=["auth", "me"])
@@ -79,3 +79,24 @@ async def logout(p: Auth, response: Response) -> None:
 @router.get("/me")
 async def get_me(p: Auth) -> dict[str, Any]:
     return await service.me(p)
+
+
+class MeSmsCodeIn(BaseModel):
+    purpose: Literal["close_tenant"]
+
+
+@router.post("/me/sms-codes", status_code=202)
+async def send_my_sms_code(body: MeSmsCodeIn, p: Auth) -> dict[str, int]:
+    """登录后的二次确认（注销账号）：验证码发到自己的手机号，前端不用知道完整号码。"""
+    return {"resend_after_s": await sms.send(await closure.own_phone(p.ctx.user_id), body.purpose)}
+
+
+class CloseTenantIn(BaseModel):
+    sms_code: str = Field(pattern=CODE)
+    confirm_tenant_name: str = Field(min_length=1, max_length=100)
+
+
+@router.post("/tenant/close", status_code=202)
+async def close_tenant(body: CloseTenantIn, p: Auth, response: Response) -> None:
+    await closure.close(p, body.sms_code, body.confirm_tenant_name)
+    clear_session_cookies(response)

server/src/bid_doctor/identity/closure.py

@@ -0,0 +1,111 @@
+"""注销账号（J4、data-model §6.2，决策 M6-8）。MVP 一个企业只有一个成员，注销账号就是注销企业。
+
+请求里（同步）：核对短信验证码和企业名称 → 剩余额度作废、订阅结束 → 写审计 → 企业标「已注销」、吊销所有会话、
+成员身份改「已离开」→ 删登录方式、匿名化人（不再属于任何企业时）。这一步完成后手机号就可以重新注册。
+后台（close_tenant 任务）：逐个删项目（同删除项目）、删资质库和通知、抹掉审计内容、销毁全部密钥、清对象存储。
+开通申请、订阅、额度流水按财务要求保留（不含业务内容）。
+"""
+
+from __future__ import annotations
+
+from datetime import UTC, datetime
+from uuid import UUID
+
+from sqlalchemy import delete, select, text, update
+
+from bid_doctor.audit import service as audit
+from bid_doctor.billing import service as billing
+from bid_doctor.core import keys, queue
+from bid_doctor.core.authz import Permission, require
+from bid_doctor.core.crypto import decrypt_contact
+from bid_doctor.core.db import TenantContext, anonymous_tx, tenant_tx
+from bid_doctor.core.errors import AppError
+from bid_doctor.core.storage import storage, tenant_prefix
+from bid_doctor.identity import sms
+from bid_doctor.identity.models import LoginIdentity, Tenant, UserSession
+from bid_doctor.identity.service import Principal
+from bid_doctor.project import service as projects
+from bid_doctor.project.models import Project
+
+
+async def own_phone(user_id: UUID) -> str:
+    async with anonymous_tx() as s:
+        sealed = (
+            await s.execute(
+                select(LoginIdentity.contact_cipher).where(
+                    LoginIdentity.user_id == user_id, LoginIdentity.provider == "phone"
+                )
+            )
+        ).scalar_one_or_none()
+    if not sealed:
+        raise AppError("not_found")
+    return decrypt_contact(sealed)
+
+
+async def close(p: Principal, sms_code: str, confirm_tenant_name: str) -> None:
+    require(p.ctx, Permission.TENANT_CLOSE)
+    ctx = p.ctx
+    async with tenant_tx(ctx) as s:
+        tenant = (await s.execute(select(Tenant).where(Tenant.id == ctx.tenant_id))).scalar_one()
+        if confirm_tenant_name.strip() != tenant.name:
+            raise AppError("tenant_name_mismatch")
+    await sms.verify(await own_phone(ctx.user_id), "close_tenant", sms_code)
+    now = datetime.now(UTC)
+    async with tenant_tx(ctx) as s:
+        tenant = (await s.execute(select(Tenant).where(Tenant.id == ctx.tenant_id).with_for_update())).scalar_one()
+        await billing.void_for_closure(s, ctx)
+        await audit.record(s, ctx, "tenant.close", "tenant", tenant.id)
+        tenant.status = "closed"
+        await s.execute(text("UPDATE tenant SET closed_at = now() WHERE id = :t"), {"t": tenant.id})
+        await s.execute(
+            update(UserSession)
+            .where(UserSession.revoked_at.is_(None))
+            .values(revoked_at=now, revoke_reason="tenant_closed")
+        )
+        await s.execute(text("UPDATE membership SET status = 'left', left_at = now() WHERE status <> 'left'"))
+        await queue.enqueue(s, "close_tenant", {"tenant_id": str(tenant.id)}, lock=f"close:{tenant.id}")
+    # 人和登录方式是全局表：这个人不再属于任何企业时删登录方式（手机号可以重新注册）、匿名化
+    async with anonymous_tx() as s:
+        others = (
+            await s.execute(
+                text("SELECT count(*) FROM auth_list_memberships(:u) WHERE status = 'active'"), {"u": ctx.user_id}
+            )
+        ).scalar_one()
+        if not others:
+            await s.execute(delete(LoginIdentity).where(LoginIdentity.user_id == ctx.user_id))
+            await s.execute(
+                text(
+                    "UPDATE user_account SET display_name = '已注销用户', status = 'anonymized', anonymized_at = now()"
+                    " WHERE id = :u"
+                ),
+                {"u": ctx.user_id},
+            )
+
+
+async def finish(tenant_id: UUID) -> None:
+    """后台：删光业务数据。可以重复执行（任务重试、中途失败后再跑）。"""
+    ctx = TenantContext(tenant_id=tenant_id, user_id=UUID(int=0), actor_name="系统")
+    async with tenant_tx(ctx) as s:
+        status = (await s.execute(select(Tenant.status).where(Tenant.id == tenant_id))).scalar_one()
+        if status != "closed":
+            return
+        ids = list((await s.execute(select(Project.id))).scalars())
+    for pid in ids:  # 一个项目一个事务：大企业也不会一个事务跑太久
+        async with tenant_tx(ctx) as s:
+            p = (await s.execute(select(Project).where(Project.id == pid))).scalar_one_or_none()
+            if p is not None:
+                await projects.remove(s, ctx, p, actor_kind="system")
+    async with tenant_tx(ctx) as s:
+        await s.execute(text("DELETE FROM qualification"))
+        await s.execute(text("DELETE FROM notification"))
+        await s.execute(text("DELETE FROM feedback"))
+        # 审计只留动作、时间、对象编号：内容和姓名快照都抹掉（触发器只允许这一种修改）
+        await s.execute(
+            text(
+                "UPDATE audit_event SET before = NULL, after = NULL, actor_name = NULL,"
+                " content_scrubbed_at = coalesce(content_scrubbed_at, now())"
+                " WHERE before IS NOT NULL OR after IS NOT NULL OR actor_name IS NOT NULL"
+            )
+        )
+        await keys.destroy_tenant_keys(s, ctx)
+    storage().delete_prefix(tenant_prefix(tenant_id))

server/src/bid_doctor/identity/deps.py

@@ -7,15 +7,27 @@ from typing import Annotated
 
 from fastapi import Depends, Request, Response
 
+from bid_doctor.billing import service as billing
 from bid_doctor.core.config import get_settings
 from bid_doctor.core.crypto import new_token
-from bid_doctor.core.db import TenantContext
+from bid_doctor.core.db import TenantContext, tenant_tx
 from bid_doctor.core.errors import AppError
 from bid_doctor.identity.service import Principal, resolve, why_invalid
 
 SESSION_COOKIE = "bd_session"
 CSRF_COOKIE = "bd_csrf"
 SAFE_METHODS = {"GET", "HEAD", "OPTIONS"}
+# 套餐到期后只读（决策 M6-5）：这些写操作照常放行——退出、续费、删除项目、注销、通知已读、反馈、管理登录设备
+READ_ONLY_ALLOWED = {
+    ("POST", "/auth/logout"),
+    ("POST", "/activation-requests"),
+    ("DELETE", "/projects/{project_id}"),
+    ("POST", "/me/sms-codes"),
+    ("POST", "/tenant/close"),
+    ("POST", "/notifications/read"),
+    ("POST", "/feedback"),
+    ("DELETE", "/me/sessions/{session_id}"),
+}
 
 
 async def current_principal(request: Request) -> Principal:
@@ -34,9 +46,19 @@ async def current_principal(request: Request) -> Principal:
     if p is None:
         code, reason = await why_invalid(token)
         raise AppError(code, **({"reason": reason} if reason else {}))
+    if request.method not in SAFE_METHODS and (request.method, _route(request)) not in READ_ONLY_ALLOWED:
+        async with tenant_tx(p.ctx) as s:
+            if await billing.read_only(s, p.ctx):
+                raise AppError("plan_expired")
     return p
 
 
+def _route(request: Request) -> str:
+    route = request.scope.get("route")
+    path = str(getattr(route, "path", request.url.path))
+    return path.removeprefix("/api/v1")  # app.API_PREFIX（这里不 import app，避免循环）
+
+
 async def current_ctx(p: Annotated[Principal, Depends(current_principal)]) -> TenantContext:
     return p.ctx
 

server/src/bid_doctor/notification/api.py

@@ -1,15 +1,18 @@
 from __future__ import annotations
 
 from typing import Annotated, Any
+from uuid import UUID
 
-from fastapi import APIRouter, Header
+from fastapi import APIRouter, Header, Query
 from fastapi.responses import StreamingResponse
-from sqlalchemy import func, select
+from pydantic import BaseModel, Field
+from sqlalchemy import func, select, update
 
 from bid_doctor.core import events
 from bid_doctor.core.db import tenant_tx
 from bid_doctor.identity.deps import Ctx
 from bid_doctor.notification.models import Notification
+from bid_doctor.project.models import Project
 
 router = APIRouter(tags=["notifications"])
 
@@ -24,13 +27,56 @@ async def stream_events(ctx: Ctx, last_event_id: Annotated[str | None, Header()]
     )
 
 
+QUOTA_UNIT = {"parse": "解析", "check": "检查", "generate": "生成", "dedupe": "查重"}
+
+
+def _title(kind: str, payload: dict[str, Any]) -> str:
+    unit = QUOTA_UNIT.get(str(payload.get("unit")), "")
+    days = payload.get("days")
+    fixed = {
+        "parse_succeeded": "招标文件解析完成",
+        "parse_failed": "招标文件解析失败，额度已退回",
+        "check_succeeded": "投标文件检查完成",
+        "check_failed": "投标文件检查没有完成，不扣额度",
+        "report_succeeded": "检查报告已生成",
+        "report_failed": "检查报告生成失败",
+        "quota_80": f"本期{unit}额度已用到 80%",
+        "quota_100": f"本期{unit}额度已用完",
+        "subscription_activated": "续费已到账，新一期到期后接上" if payload.get("renewal") else "专业版已开通",
+        "subscription_expiring": "专业版今天到期" if days == 0 else f"专业版还有 {days} 天到期",
+        "subscription_expired": "专业版已到期，数据只读；续费后恢复",
+        "activation_rejected": f"开通申请 {payload.get('request_no') or ''} 被退回",
+    }
+    return fixed.get(kind, kind)
+
+
+def _link(kind: str, project_id: UUID | None, payload: dict[str, Any]) -> str | None:
+    if kind.startswith(("quota_", "subscription_", "activation_")):
+        return "/quota"
+    if project_id is None:
+        return None
+    if kind == "check_succeeded" and payload.get("run_id"):
+        return f"/projects/{project_id}/results/{payload['run_id']}"
+    if kind.startswith("report_"):
+        return f"/projects/{project_id}/report"
+    return f"/projects/{project_id}/checklist"
+
+
 @router.get("/notifications")
-async def list_notifications(ctx: Ctx, unread: bool | None = None) -> dict[str, Any]:
+async def list_notifications(
+    ctx: Ctx, unread: bool | None = None, cursor: UUID | None = None, limit: int = Query(default=20, ge=1, le=100)
+) -> dict[str, Any]:
     async with tenant_tx(ctx) as s:
-        q = select(Notification).where(Notification.user_id == ctx.user_id)
+        q = (
+            select(Notification, Project.name)
+            .outerjoin(Project, Project.id == Notification.project_id)
+            .where(Notification.user_id == ctx.user_id)
+        )
         if unread:
             q = q.where(Notification.read_at.is_(None))
-        rows = (await s.execute(q.order_by(Notification.created_at.desc()).limit(50))).scalars().all()
+        if cursor:
+            q = q.where(Notification.id < cursor)
+        rows = (await s.execute(q.order_by(Notification.id.desc()).limit(limit + 1))).all()
         n = (
             await s.execute(
                 select(func.count())
@@ -38,27 +84,35 @@ async def list_notifications(ctx: Ctx, unread: bool | None = None) -> dict[str,
                 .where(Notification.user_id == ctx.user_id, Notification.read_at.is_(None))
             )
         ).scalar_one()
-    titles = {
+    more = len(rows) > limit
-        "parse_succeeded": "招标文件解析完成",
+    rows = rows[:limit]
-        "parse_failed": "招标文件解析失败，额度已退回",
-        "check_succeeded": "投标文件检查完成",
-        "check_failed": "投标文件检查没有完成，不扣额度",
-        "report_succeeded": "检查报告已生成",
-        "report_failed": "检查报告生成失败",
-    }
     return {
         "unread_count": n,
-        "next_cursor": None,
+        "next_cursor": str(rows[-1][0].id) if more else None,
         "items": [
             {
                 "id": r.id,
                 "kind": r.kind,
-                "title": titles.get(r.kind, r.kind),
+                "title": _title(r.kind, r.payload or {}),
                 "project_id": r.project_id,
-                "link": f"/projects/{r.project_id}/checklist" if r.project_id else None,
+                "project_name": name,
+                "link": _link(r.kind, r.project_id, r.payload or {}),
                 "read_at": r.read_at,
                 "created_at": r.created_at,
             }
-            for r in rows
+            for r, name in rows
         ],
     }
+
+
+class ReadIn(BaseModel):
+    ids: list[UUID] | None = Field(default=None, max_length=200)
+
+
+@router.post("/notifications/read", status_code=204)
+async def mark_read(ctx: Ctx, body: ReadIn | None = None) -> None:
+    async with tenant_tx(ctx) as s:
+        q = update(Notification).where(Notification.user_id == ctx.user_id, Notification.read_at.is_(None))
+        if body and body.ids:
+            q = q.where(Notification.id.in_(body.ids))
+        await s.execute(q.values(read_at=func.now()))

server/src/bid_doctor/ops/app.py

@@ -0,0 +1,52 @@
+"""ops 进程：运营后台接口（决策 M6-2）。和 api、worker 同一个包、同一个镜像，单独端口；部署时这个端口只对内网开放，
+再加一层 IP 白名单（决策 M6-4）。用户端的 api 进程里没有这些接口。"""
+
+from __future__ import annotations
+
+import logging
+from collections.abc import Awaitable, Callable
+
+from fastapi import FastAPI, Request, Response
+from fastapi.middleware.cors import CORSMiddleware
+
+from bid_doctor.core import errors
+from bid_doctor.core.config import get_settings
+from bid_doctor.core.ids import uuid7
+
+OPS_PREFIX = "/ops/v1"
+
+
+def create_ops_app() -> FastAPI:
+    from bid_doctor.ops.auth import ip_allowed
+    from bid_doctor.ops.console_api import router
+
+    settings = get_settings()
+    logging.basicConfig(level=logging.INFO, format="%(levelname)s %(name)s %(message)s")
+    app = FastAPI(title="标博士运营后台接口", version="0.1.0", openapi_url=None, docs_url=None, redoc_url=None)
+    errors.install(app)
+
+    @app.middleware("http")
+    async def guard(request: Request, call_next: Callable[[Request], Awaitable[Response]]) -> Response:  # pyright: ignore[reportUnusedFunction]
+        rid = request.headers.get("x-request-id") or f"req_{uuid7().hex}"
+        request.state.request_id = rid
+        if not ip_allowed(request.client.host if request.client else None):
+            return errors.problem(request, "ops_ip_denied")
+        response = await call_next(request)
+        response.headers["X-Request-ID"] = rid
+        response.headers["Cache-Control"] = "no-store"
+        return response
+
+    app.add_middleware(
+        CORSMiddleware,
+        allow_origins=settings.ops_cors_origins,
+        allow_credentials=True,
+        allow_methods=["*"],
+        allow_headers=["*"],
+    )
+    app.include_router(router, prefix=OPS_PREFIX)
+
+    @app.get("/healthz", include_in_schema=False)
+    async def healthz() -> dict[str, str]:  # pyright: ignore[reportUnusedFunction]
+        return {"status": "ok"}
+
+    return app

server/src/bid_doctor/ops/auth.py

@@ -0,0 +1,180 @@
+"""运营后台的登录（决策 M6-4）：用户名 + 密码 + TOTP，IP 白名单；账号用命令行建，没有自助注册。
+
+会话令牌只发一次，库里存 SHA-256；cookie bd_ops_session（HttpOnly、SameSite=Strict）+ CSRF 头，和用户端同一套做法。
+"""
+
+from __future__ import annotations
+
+import base64
+import hmac
+import ipaddress
+import os
+from dataclasses import dataclass
+from datetime import UTC, datetime, timedelta
+from enum import StrEnum
+from typing import Annotated
+from urllib.parse import quote
+from uuid import UUID
+
+from fastapi import Depends, Request, Response
+from sqlalchemy import select, update
+
+from bid_doctor.core.config import get_settings
+from bid_doctor.core.crypto import (
+    hash_password,
+    new_token,
+    open_secret,
+    seal_secret,
+    sha256,
+    verify_password,
+    verify_totp,
+)
+from bid_doctor.core.db import ops_tx
+from bid_doctor.core.errors import AppError
+from bid_doctor.core.ids import uuid7
+from bid_doctor.core.valkey import hit_limit
+from bid_doctor.ops.models import OpsAdmin, OpsSession
+
+SESSION_COOKIE = "bd_ops_session"
+CSRF_COOKIE = "bd_ops_csrf"
+SAFE_METHODS = {"GET", "HEAD", "OPTIONS"}
+
+
+class OpsPermission(StrEnum):
+    """运营后台的权限点（只留结构）：每个接口都过检查点，前端菜单按它过滤。"""
+
+    TENANT_VIEW = "tenant.view"
+    QUOTA_ADJUST = "quota.adjust"
+    ACTIVATION_MANAGE = "activation.manage"
+    INVOICE_MANAGE = "invoice.manage"
+    FEEDBACK_VIEW = "feedback.view"
+    JOBS_VIEW = "jobs.view"
+    AUDIT_VIEW = "audit.view"
+
+
+# 角色 → 权限点。现在只有管理员；以后加运营、销售、运维等角色时只改这里（表里的 role 不加 CHECK）
+ROLE_PERMISSIONS: dict[str, frozenset[OpsPermission]] = {"admin": frozenset(OpsPermission)}
+ROLE_LABEL = {"admin": "管理员"}
+
+
+@dataclass(frozen=True, slots=True)
+class Operator:
+    id: UUID
+    username: str
+    display_name: str
+    session_id: UUID
+    role: str = "admin"
+
+    @property
+    def permissions(self) -> frozenset[OpsPermission]:
+        return ROLE_PERMISSIONS.get(self.role, frozenset())
+
+
+def require(op: Operator, permission: OpsPermission) -> None:
+    if permission not in op.permissions:
+        raise AppError("forbidden")
+
+
+def ip_allowed(ip: str | None) -> bool:
+    if not ip:
+        return False
+    addr = ipaddress.ip_address(ip)
+    return any(addr in ipaddress.ip_network(c, strict=False) for c in get_settings().ops_allowed_ips)
+
+
+async def create_admin(username: str, display_name: str, password: str, role: str = "admin") -> str:
+    """命令行建运营账号。返回 otpauth:// 地址，用身份验证器 App 扫码（只显示这一次）。"""
+    if len(password) < 12:
+        raise ValueError("密码至少 12 位")
+    if role not in ROLE_PERMISSIONS:
+        raise ValueError(f"没有这个角色：{role}（现有：{', '.join(ROLE_PERMISSIONS)}）")
+    secret = os.urandom(20)
+    async with ops_tx() as s:
+        s.add(
+            OpsAdmin(
+                id=uuid7(),
+                username=username,
+                display_name=display_name,
+                role=role,
+                secret_hash=hash_password(password),
+                totp_cipher=seal_secret(secret),
+            )
+        )
+    b32 = base64.b32encode(secret).decode().rstrip("=")
+    return f"otpauth://totp/{quote('标博士运营:' + username)}?secret={b32}&issuer={quote('标博士运营')}"
+
+
+async def login(username: str, password: str, code: str, ip: str) -> tuple[str, Operator]:
+    wait = await hit_limit(f"ops:login:{username}", 5, 900)  # 15 分钟内最多试 5 次
+    if wait:
+        raise AppError("rate_limited", retry_after_s=wait)
+    async with ops_tx() as s:
+        admin = (await s.execute(select(OpsAdmin).where(OpsAdmin.username == username))).scalar_one_or_none()
+        ok = (
+            admin is not None
+            and admin.status == "active"
+            and verify_password(password, admin.secret_hash)
+            and verify_totp(open_secret(admin.totp_cipher), code)
+        )
+        if not ok or admin is None:
+            raise AppError("ops_login_failed")
+        token = new_token()
+        sess = OpsSession(
+            id=uuid7(),
+            admin_id=admin.id,
+            token_hash=sha256(token),
+            ip=ip,
+            expires_at=datetime.now(UTC) + timedelta(hours=get_settings().ops_session_ttl_hours),
+        )
+        s.add(sess)
+        await s.flush()
+        return token, Operator(admin.id, admin.username, admin.display_name, sess.id, admin.role)
+
+
+async def logout(op: Operator) -> None:
+    async with ops_tx() as s:
+        await s.execute(update(OpsSession).where(OpsSession.id == op.session_id).values(revoked_at=datetime.now(UTC)))
+
+
+async def current_operator(request: Request) -> Operator:
+    token = request.cookies.get(SESSION_COOKIE, "")
+    if token and request.method not in SAFE_METHODS:
+        sent, expected = request.headers.get("x-csrf-token", ""), request.cookies.get(CSRF_COOKIE, "")
+        if not expected or not hmac.compare_digest(sent, expected):
+            raise AppError("csrf_failed")
+    if not token:
+        raise AppError("unauthenticated")
+    async with ops_tx() as s:
+        row = (
+            await s.execute(
+                select(OpsSession, OpsAdmin)
+                .join(OpsAdmin, OpsAdmin.id == OpsSession.admin_id)
+                .where(
+                    OpsSession.token_hash == sha256(token),
+                    OpsSession.revoked_at.is_(None),
+                    OpsSession.expires_at > datetime.now(UTC),
+                    OpsAdmin.status == "active",
+                )
+            )
+        ).first()
+    if row is None:
+        raise AppError("session_expired")
+    sess, admin = row
+    return Operator(admin.id, admin.username, admin.display_name, sess.id, admin.role)
+
+
+Op = Annotated[Operator, Depends(current_operator)]
+
+
+def set_cookies(response: Response, token: str) -> None:
+    s = get_settings()
+    age = s.ops_session_ttl_hours * 3600
+    response.set_cookie(SESSION_COOKIE, token, max_age=age, httponly=True, secure=s.cookie_secure, samesite="strict")
+    response.set_cookie(
+        CSRF_COOKIE, new_token(), max_age=age, httponly=False, secure=s.cookie_secure, samesite="strict"
+    )
+
+
+def clear_cookies(response: Response) -> None:
+    response.delete_cookie(SESSION_COOKIE)
+    response.delete_cookie(CSRF_COOKIE)

server/src/bid_doctor/ops/console.py

@@ -0,0 +1,336 @@
+"""运营后台的查询（FR-M6-09，m6-plan §2.2）：跨企业，用 bd_ops 只读（ops_tx）。
+
+不显示业务内容（决策 M6-7、红线 10）：项目名称、招标 / 投标原文、审计里的修改前后都不出现；
+反馈只给标题、理由、规则编号、提示词版本、页码。查看企业详情也写一条审计。
+"""
+
+from __future__ import annotations
+
+import re
+from typing import Any
+from uuid import UUID
+
+from sqlalchemy import text
+
+from bid_doctor.audit.models import AuditEvent
+from bid_doctor.core.crypto import phone_lookup_key
+from bid_doctor.core.db import ops_tx
+from bid_doctor.core.errors import AppError
+from bid_doctor.core.ids import uuid7
+
+PHONE = re.compile(r"^1[3-9]\d{9}$")
+
+TENANT_ROW = """
+SELECT t.id, t.name, t.status, t.created_at, s.plan_code, s.status AS plan_status, s.ends_at,
+       (SELECT a.balance FROM quota_account a WHERE a.tenant_id = t.id AND a.unit = 'parse') AS balance,
+       (SELECT count(*) FROM project p WHERE p.tenant_id = t.id) AS projects,
+       (SELECT li.contact_hint FROM membership m JOIN login_identity li ON li.user_id = m.user_id
+         WHERE m.tenant_id = t.id AND m.role = 'owner' AND li.provider = 'phone' LIMIT 1) AS phone_hint,
+       (SELECT count(*) FROM activation_request r WHERE r.tenant_id = t.id AND r.status IN ('submitted', 'paid'))
+         AS open_requests
+FROM tenant t
+LEFT JOIN LATERAL (
+  SELECT plan_code, status, ends_at FROM subscription x
+  WHERE x.tenant_id = t.id AND x.status IN ('active', 'expired')
+  ORDER BY (x.status = 'active') DESC, x.starts_at DESC LIMIT 1
+) s ON true
+"""
+
+
+def _tenant(r: Any) -> dict[str, Any]:
+    return {
+        "id": r.id,
+        "name": r.name,
+        "status": r.status,
+        "created_at": r.created_at,
+        "plan": {"code": r.plan_code, "expired": r.plan_status == "expired", "ends_at": r.ends_at},
+        "balance": r.balance,
+        "projects": r.projects,
+        "phone_hint": r.phone_hint,
+        "open_requests": r.open_requests,
+    }
+
+
+async def search_tenants(q: str) -> list[dict[str, Any]]:
+    """按企业名称（模糊）、手机号（精确，用 HMAC 查）、申请单号搜；不带条件时列最近注册的。"""
+    q = q.strip()
+    async with ops_tx() as s:
+        if PHONE.match(q):
+            where, params = (
+                "WHERE t.id IN (SELECT m.tenant_id FROM membership m JOIN login_identity li ON li.user_id = m.user_id"
+                " WHERE li.provider = 'phone' AND li.external_user_id = :v)",
+                {"v": phone_lookup_key(q)},
+            )
+        elif q.upper().startswith("KT-"):
+            where, params = (
+                "WHERE t.id IN (SELECT tenant_id FROM activation_request WHERE request_no = :v)",
+                {"v": q.upper()},
+            )
+        elif q:
+            where, params = "WHERE t.name ILIKE :v", {"v": f"%{q}%"}
+        else:
+            where, params = "", {}
+        rows = (await s.execute(text(TENANT_ROW + where + " ORDER BY t.created_at DESC LIMIT 50"), params)).all()
+    return [_tenant(r) for r in rows]
+
+
+async def tenant_detail(tenant_id: UUID, ops_id: UUID) -> dict[str, Any]:
+    async with ops_tx() as s:
+        head = (await s.execute(text(TENANT_ROW + "WHERE t.id = :t"), {"t": tenant_id})).first()
+        if head is None:
+            raise AppError("not_found")
+        p = {"t": tenant_id}
+        members = (
+            await s.execute(
+                text(
+                    "SELECT u.display_name, m.role, m.status, li.contact_hint, li.last_login_at FROM membership m"
+                    " JOIN user_account u ON u.id = m.user_id"
+                    " LEFT JOIN login_identity li ON li.user_id = m.user_id AND li.provider = 'phone'"
+                    " WHERE m.tenant_id = :t ORDER BY m.created_at"
+                ),
+                p,
+            )
+        ).all()
+        subs = (
+            await s.execute(
+                text(
+                    "SELECT x.plan_code, x.status, x.source, x.starts_at, x.ends_at, r.request_no FROM subscription x"
+                    " LEFT JOIN activation_request r ON r.id = x.activation_request_id"
+                    " WHERE x.tenant_id = :t ORDER BY x.starts_at DESC"
+                ),
+                p,
+            )
+        ).all()
+        entries = (
+            await s.execute(
+                text(
+                    "SELECT e.kind, e.amount, e.reason, e.ref_type, e.created_at, a.unit,"
+                    " e.actor_ops_id IS NOT NULL AS by_ops FROM quota_entry e"
+                    " JOIN quota_account a ON a.id = e.account_id WHERE e.tenant_id = :t ORDER BY e.id DESC LIMIT 30"
+                ),
+                p,
+            )
+        ).all()
+        jobs = (
+            await s.execute(
+                text(
+                    "SELECT 'parse_job' AS kind, status, count(*) FROM parse_job WHERE tenant_id = :t GROUP BY status"
+                    " UNION ALL SELECT 'check_run', status, count(*) FROM check_run WHERE tenant_id = :t"
+                    " GROUP BY status"
+                    " UNION ALL SELECT 'report_job', status, count(*) FROM report_job WHERE tenant_id = :t"
+                    " GROUP BY status"
+                ),
+                p,
+            )
+        ).all()
+        s.add(
+            AuditEvent(
+                id=uuid7(),
+                tenant_id=tenant_id,
+                actor_kind="ops",
+                actor_ops_id=ops_id,
+                action="ops.tenant.view",
+                object_type="tenant",
+                object_id=tenant_id,
+            )
+        )
+    stats: dict[str, dict[str, int]] = {}
+    for kind, status, n in jobs:
+        stats.setdefault(kind, {})[status] = n
+    return {
+        **_tenant(head),
+        "members": [
+            {"display_name": m[0], "role": m[1], "status": m[2], "phone_hint": m[3], "last_login_at": m[4]}
+            for m in members
+        ],
+        "subscriptions": [
+            {"plan_code": x[0], "status": x[1], "source": x[2], "starts_at": x[3], "ends_at": x[4], "request_no": x[5]}
+            for x in subs
+        ],
+        "quota_entries": [
+            {
+                "kind": e[0],
+                "amount": e[1],
+                "reason": e[2],
+                "ref_type": e[3],
+                "created_at": e[4],
+                "unit": e[5],
+                "by_ops": e[6],
+            }
+            for e in entries
+        ],
+        "jobs": stats,
+    }
+
+
+async def activation_requests(status: str | None) -> list[dict[str, Any]]:
+    async with ops_tx() as s:
+        rows = (
+            await s.execute(
+                text(
+                    "SELECT r.id, r.request_no, r.tenant_id, t.name, r.plan_code, r.status, r.invoice_info, r.ops_note,"
+                    " r.invoice_no, r.created_at, r.handled_at, li.contact_hint FROM activation_request r"
+                    " JOIN tenant t ON t.id = r.tenant_id"
+                    " LEFT JOIN login_identity li ON li.user_id = r.applicant_user_id AND li.provider = 'phone'"
+                    " WHERE CAST(:st AS text) IS NULL OR r.status = :st"
+                    " ORDER BY (r.status IN ('submitted', 'paid')) DESC, r.created_at DESC LIMIT 200"
+                ),
+                {"st": status},
+            )
+        ).all()
+    return [
+        {
+            "id": r.id,
+            "request_no": r.request_no,
+            "tenant": {"id": r.tenant_id, "name": r.name},
+            "plan_code": r.plan_code,
+            "status": r.status,
+            "invoice_info": r.invoice_info,
+            "ops_note": r.ops_note,
+            "invoice_no": r.invoice_no,
+            "applicant_phone_hint": r.contact_hint,
+            "created_at": r.created_at,
+            "handled_at": r.handled_at,
+        }
+        for r in rows
+    ]
+
+
+async def request_tenant(request_id: UUID) -> UUID:
+    async with ops_tx() as s:
+        t = (
+            await s.execute(text("SELECT tenant_id FROM activation_request WHERE id = :r"), {"r": request_id})
+        ).scalar_one_or_none()
+    if t is None:
+        raise AppError("not_found")
+    return t
+
+
+async def feedback(kind: str | None) -> list[dict[str, Any]]:
+    """误报 / 漏报（J5）：不显示招标 / 投标原文（M6-7），只给标题、理由、规则、提示词版本、页码。"""
+    async with ops_tx() as s:
+        rows = (
+            await s.execute(
+                text(
+                    "SELECT f.id, f.kind, f.source, f.note, f.object_type, f.created_at, t.name AS tenant_name,"
+                    " fi.title AS finding_title, fi.severity, fi.rule_code, fi.detector, fi.type AS finding_type,"
+                    " ci.title AS item_title, cr.rule_set_version, cr.prompt_versions,"
+                    " (SELECT array_agg(DISTINCT c.page_no ORDER BY c.page_no) FROM finding_citation fc"
+                    "   JOIN citation c ON c.id = fc.citation_id WHERE fc.finding_id = fi.id) AS pages"
+                    " FROM feedback f JOIN tenant t ON t.id = f.tenant_id"
+                    " LEFT JOIN finding fi ON f.object_type = 'finding' AND fi.id = f.object_id"
+                    " LEFT JOIN checklist_item ci ON ci.id = coalesce(fi.checklist_item_id,"
+                    "   CASE WHEN f.object_type = 'checklist_item' THEN f.object_id END)"
+                    " LEFT JOIN check_run cr ON cr.id = fi.check_run_id"
+                    " WHERE CAST(:k AS text) IS NULL OR f.kind = :k ORDER BY f.created_at DESC LIMIT 200"
+                ),
+                {"k": kind},
+            )
+        ).all()
+    return [
+        {
+            "id": r.id,
+            "kind": r.kind,
+            "source": r.source,
+            "note": r.note,
+            "object_type": r.object_type,
+            "tenant_name": r.tenant_name,
+            "title": r.finding_title or r.item_title,
+            "severity": r.severity,
+            "rule_code": r.rule_code,
+            "detector": r.detector,
+            "finding_type": r.finding_type,
+            "rule_set_version": r.rule_set_version,
+            "prompt_versions": r.prompt_versions,
+            "pages": r.pages or [],
+            "created_at": r.created_at,
+        }
+        for r in rows
+    ]
+
+
+async def failed_jobs() -> list[dict[str, Any]]:
+    """解析、检查、报告失败的任务：错误类别、错误码、阶段、耗时、模型调用次数；不含文档内容。"""
+    async with ops_tx() as s:
+        rows = (
+            await s.execute(
+                text(
+                    "SELECT j.kind, j.id, j.tenant_id, t.name, j.stage, j.error_class, j.error_code, j.error_detail,"
+                    " j.created_at, j.started_at, j.finished_at,"
+                    " (SELECT count(*) FROM ai_call a WHERE a.job_id = j.id) AS ai_calls FROM ("
+                    "   SELECT 'parse_job' AS kind, id, tenant_id, stage, error_class, error_code, error_detail,"
+                    "     created_at, started_at, finished_at FROM parse_job WHERE status = 'failed'"
+                    "   UNION ALL SELECT 'check_run', id, tenant_id, stage, error_class, error_code, error_detail,"
+                    "     created_at, started_at, finished_at FROM check_run WHERE status = 'failed'"
+                    "   UNION ALL SELECT 'report_job', id, tenant_id, NULL, NULL, error_code, NULL,"
+                    "     created_at, created_at, finished_at FROM report_job WHERE status = 'failed'"
+                    " ) j JOIN tenant t ON t.id = j.tenant_id ORDER BY j.created_at DESC LIMIT 200"
+                )
+            )
+        ).all()
+    return [
+        {
+            "kind": r.kind,
+            "id": r.id,
+            "tenant": {"id": r.tenant_id, "name": r.name},
+            "stage": r.stage,
+            "error_class": r.error_class,
+            "error_code": r.error_code,
+            "error_detail": r.error_detail,
+            "created_at": r.created_at,
+            "duration_s": (r.finished_at - r.started_at).total_seconds() if r.finished_at and r.started_at else None,
+            "ai_calls": r.ai_calls,
+        }
+        for r in rows
+    ]
+
+
+async def audit_events(tenant_id: UUID | None, action: str | None) -> list[dict[str, Any]]:
+    """审计：动作、对象、操作人、时间；修改前后的内容不给（业务内容）。"""
+    async with ops_tx() as s:
+        rows = (
+            await s.execute(
+                text(
+                    "SELECT e.id, e.tenant_id, t.name, e.actor_kind, e.actor_name, e.action, e.object_type,"
+                    " e.object_id, e.project_id, e.content_scrubbed_at, e.created_at, o.display_name AS ops_name"
+                    " FROM audit_event e JOIN tenant t ON t.id = e.tenant_id"
+                    " LEFT JOIN ops_admin o ON o.id = e.actor_ops_id"
+                    " WHERE (CAST(:t AS uuid) IS NULL OR e.tenant_id = :t)"
+                    " AND (CAST(:a AS text) IS NULL OR e.action LIKE :a || '%')"
+                    " ORDER BY e.created_at DESC LIMIT 200"
+                ),
+                {"t": tenant_id, "a": action},
+            )
+        ).all()
+    return [
+        {
+            "id": r.id,
+            "tenant": {"id": r.tenant_id, "name": r.name},
+            "actor_kind": r.actor_kind,
+            "actor_name": r.ops_name if r.actor_kind == "ops" else r.actor_name,
+            "action": r.action,
+            "object_type": r.object_type,
+            "object_id": r.object_id,
+            "project_id": r.project_id,
+            "scrubbed": r.content_scrubbed_at is not None,
+            "created_at": r.created_at,
+        }
+        for r in rows
+    ]
+
+
+async def summary() -> dict[str, int]:
+    async with ops_tx() as s:
+        row = (
+            await s.execute(
+                text(
+                    "WITH f AS (SELECT created_at FROM parse_job WHERE status = 'failed'"
+                    " UNION ALL SELECT created_at FROM check_run WHERE status = 'failed'"
+                    " UNION ALL SELECT created_at FROM report_job WHERE status = 'failed')"
+                    " SELECT (SELECT count(*) FROM activation_request WHERE status IN ('submitted', 'paid')),"
+                    " (SELECT count(*) FROM f WHERE created_at > now() - interval '7 days'),"
+                    " (SELECT count(*) FROM feedback WHERE created_at > now() - interval '7 days')"
+                )
+            )
+        ).one()
+    return {"open_requests": row[0], "failed_jobs_7d": row[1], "feedback_7d": row[2]}

server/src/bid_doctor/ops/console_api.py

@@ -0,0 +1,222 @@
+"""运营后台接口（/ops/v1，只挂在 ops 进程上，决策 M6-2）。跨企业的查询走 bd_ops；对某个企业的操作走它自己的租户事务，
+每个操作都写审计（操作人是运营账号）。"""
+
+from __future__ import annotations
+
+from typing import Any, Literal
+from uuid import UUID
+
+from fastapi import APIRouter, Request, Response
+from pydantic import BaseModel, Field
+
+from bid_doctor.audit import service as audit
+from bid_doctor.billing import service as billing
+from bid_doctor.core.config import get_settings
+from bid_doctor.core.db import TenantContext, tenant_tx
+from bid_doctor.ops import auth, console
+from bid_doctor.ops.auth import Op
+
+router = APIRouter()
+
+
+def _ctx(tenant_id: UUID, op: auth.Operator) -> TenantContext:
+    return TenantContext(tenant_id=tenant_id, user_id=UUID(int=0), actor_name=f"运营 · {op.display_name}")
+
+
+class LoginIn(BaseModel):
+    username: str = Field(min_length=1, max_length=60)
+    password: str = Field(min_length=1, max_length=200)
+    totp: str = Field(pattern=r"^\d{6}$")
+
+
+@router.post("/auth/login")
+async def login(body: LoginIn, request: Request, response: Response) -> dict[str, Any]:
+    ip = request.client.host if request.client else ""
+    token, op = await auth.login(body.username, body.password, body.totp, ip)
+    auth.set_cookies(response, token)
+    return _me(op)
+
+
+@router.post("/auth/logout", status_code=204)
+async def logout(op: Op, response: Response) -> None:
+    await auth.logout(op)
+    auth.clear_cookies(response)
+
+
+def _me(op: auth.Operator) -> dict[str, Any]:
+    return {
+        "id": op.id,
+        "username": op.username,
+        "display_name": op.display_name,
+        "role": op.role,
+        "role_label": auth.ROLE_LABEL.get(op.role, op.role),
+        "permissions": sorted(op.permissions),
+        "env": get_settings().env,
+    }
+
+
+@router.get("/me")
+async def me(op: Op) -> dict[str, Any]:
+    return _me(op)
+
+
+@router.get("/summary")
+async def summary(op: Op) -> dict[str, int]:
+    """菜单上的待办数：没权限的那一项给 0（菜单本来也不显示）。"""
+    counts = await console.summary()
+    allowed = {
+        "open_requests": auth.OpsPermission.ACTIVATION_MANAGE,
+        "failed_jobs_7d": auth.OpsPermission.JOBS_VIEW,
+        "feedback_7d": auth.OpsPermission.FEEDBACK_VIEW,
+    }
+    return {k: (v if allowed[k] in op.permissions else 0) for k, v in counts.items()}
+
+
+@router.get("/tenants")
+async def tenants(op: Op, q: str = "") -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.TENANT_VIEW)
+    return {"items": await console.search_tenants(q)}
+
+
+@router.get("/tenants/{tenant_id}")
+async def tenant(tenant_id: UUID, op: Op) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.TENANT_VIEW)
+    return await console.tenant_detail(tenant_id, op.id)
+
+
+class AdjustIn(BaseModel):
+    unit: Literal["parse"] = "parse"
+    amount: int = Field(ge=-10000, le=10000)
+    reason: str = Field(min_length=2, max_length=200)
+
+
+@router.post("/tenants/{tenant_id}/quota-adjustments", status_code=201)
+async def adjust(tenant_id: UUID, body: AdjustIn, op: Op) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.QUOTA_ADJUST)
+    ctx = _ctx(tenant_id, op)
+    async with tenant_tx(ctx) as s:
+        e = await billing.adjust(s, ctx, unit=body.unit, amount=body.amount, reason=body.reason, ops_id=op.id)
+        await audit.record(
+            s,
+            ctx,
+            "ops.quota.adjust",
+            "quota_entry",
+            e.id,
+            actor_kind="ops",
+            actor_ops_id=op.id,
+            after={"unit": body.unit, "amount": body.amount, "reason": body.reason},
+        )
+    return {"id": e.id, "amount": e.amount}
+
+
+@router.get("/activation-requests")
+async def requests(op: Op, status: str | None = None) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.ACTIVATION_MANAGE)
+    return {"items": await console.activation_requests(status)}
+
+
+class ActivateIn(BaseModel):
+    months: int = Field(default=billing.PERIOD_MONTHS, ge=1, le=36)
+
+
+class RejectIn(BaseModel):
+    note: str = Field(min_length=2, max_length=500)
+
+
+class InvoiceIn(BaseModel):
+    invoice_no: str = Field(min_length=2, max_length=60)
+
+
+async def _on_request(request_id: UUID, op: auth.Operator) -> TenantContext:
+    """申请所属企业的租户事务里做：开通、退回、到账、开票。"""
+    return _ctx(await console.request_tenant(request_id), op)
+
+
+@router.post("/activation-requests/{request_id}/paid")
+async def mark_paid(request_id: UUID, op: Op) -> dict[str, str]:
+    auth.require(op, auth.OpsPermission.ACTIVATION_MANAGE)
+    ctx = await _on_request(request_id, op)
+    async with tenant_tx(ctx) as s:
+        await billing.mark_paid(s, ctx, request_id, ops_id=op.id)
+        await audit.record(
+            s, ctx, "ops.activation.paid", "activation_request", request_id, actor_kind="ops", actor_ops_id=op.id
+        )
+    return {"status": "paid"}
+
+
+@router.post("/activation-requests/{request_id}/activate")
+async def activate(request_id: UUID, body: ActivateIn, op: Op) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.ACTIVATION_MANAGE)
+    ctx = await _on_request(request_id, op)
+    async with tenant_tx(ctx) as s:
+        sub = await billing.activate(s, ctx, request_id, ops_id=op.id, months=body.months)
+        await audit.record(
+            s,
+            ctx,
+            "ops.activation.activate",
+            "activation_request",
+            request_id,
+            actor_kind="ops",
+            actor_ops_id=op.id,
+            after={"months": body.months, "starts_at": sub.starts_at.isoformat(), "subscription_status": sub.status},
+        )
+    return {
+        "status": "activated",
+        "subscription": {"status": sub.status, "starts_at": sub.starts_at, "ends_at": sub.ends_at},
+    }
+
+
+@router.post("/activation-requests/{request_id}/reject")
+async def reject(request_id: UUID, body: RejectIn, op: Op) -> dict[str, str]:
+    auth.require(op, auth.OpsPermission.ACTIVATION_MANAGE)
+    ctx = await _on_request(request_id, op)
+    async with tenant_tx(ctx) as s:
+        await billing.reject(s, ctx, request_id, ops_id=op.id, note=body.note)
+        await audit.record(
+            s,
+            ctx,
+            "ops.activation.reject",
+            "activation_request",
+            request_id,
+            actor_kind="ops",
+            actor_ops_id=op.id,
+            after={"note": body.note},
+        )
+    return {"status": "rejected"}
+
+
+@router.post("/activation-requests/{request_id}/invoice")
+async def invoice(request_id: UUID, body: InvoiceIn, op: Op) -> dict[str, str]:
+    auth.require(op, auth.OpsPermission.INVOICE_MANAGE)
+    ctx = await _on_request(request_id, op)
+    async with tenant_tx(ctx) as s:
+        await billing.set_invoice(s, ctx, request_id, body.invoice_no)
+        await audit.record(
+            s,
+            ctx,
+            "ops.activation.invoice",
+            "activation_request",
+            request_id,
+            actor_kind="ops",
+            actor_ops_id=op.id,
+            after={"invoice_no": body.invoice_no},
+        )
+    return {"invoice_no": body.invoice_no}
+
+
+@router.get("/feedback")
+async def feedback(op: Op, kind: Literal["false_positive", "false_negative"] | None = None) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.FEEDBACK_VIEW)
+    return {"items": await console.feedback(kind)}
+
+
+@router.get("/failed-jobs")
+async def failed_jobs(op: Op) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.JOBS_VIEW)
+    return {"items": await console.failed_jobs()}
+
+
+@router.get("/audit-events")
+async def audit_events(op: Op, tenant_id: UUID | None = None, action: str | None = None) -> dict[str, Any]:
+    auth.require(op, auth.OpsPermission.AUDIT_VIEW)
+    return {"items": await console.audit_events(tenant_id, action)}

server/src/bid_doctor/ops/models.py

@@ -1,6 +1,7 @@
 from __future__ import annotations
 
-from sqlalchemy import FetchedValue
+from sqlalchemy import FetchedValue, LargeBinary
+from sqlalchemy.dialects.postgresql import INET
 from sqlalchemy.orm import Mapped, mapped_column
 
 from bid_doctor.core.columns import PK, DbTs, Ts, UuidCol
@@ -25,3 +26,29 @@ class Feedback(Base):
     created_by: Mapped[UuidCol]
     created_at: Mapped[DbTs]
     updated_at: Mapped[DbTs]
+
+
+class OpsAdmin(Base):
+    """运营账号（全局表，只有 bd_ops 能读写，决策 M6-4）。"""
+
+    __tablename__ = "ops_admin"
+    id: Mapped[PK]
+    username: Mapped[str]
+    display_name: Mapped[str]
+    secret_hash: Mapped[str]
+    role: Mapped[str] = mapped_column(server_default=FetchedValue())
+    totp_cipher: Mapped[bytes] = mapped_column(LargeBinary)
+    status: Mapped[str] = mapped_column(server_default=FetchedValue())
+    created_at: Mapped[DbTs]
+    updated_at: Mapped[DbTs]
+
+
+class OpsSession(Base):
+    __tablename__ = "ops_session"
+    id: Mapped[PK]
+    admin_id: Mapped[UuidCol]
+    token_hash: Mapped[bytes] = mapped_column(LargeBinary)
+    ip: Mapped[str] = mapped_column(INET)
+    created_at: Mapped[DbTs]
+    expires_at: Mapped[Ts]
+    revoked_at: Mapped[Ts | None]

server/src/bid_doctor/project/api.py

@@ -76,6 +76,12 @@ async def get_project(project_id: UUID, ctx: Ctx) -> dict[str, Any]:
         return await workbench.detail(s, ctx, project_id)
 
 
+@router.delete("/projects/{project_id}", status_code=204)
+async def delete_project(project_id: UUID, ctx: Ctx) -> None:
+    async with tenant_tx(ctx) as s:
+        await service.delete(s, ctx, project_id)
+
+
 @router.post("/projects/{project_id}/transitions")
 async def transition_project(project_id: UUID, body: TransitionIn, ctx: Ctx) -> dict[str, Any]:
     async with tenant_tx(ctx) as s:

server/src/bid_doctor/project/service.py

@@ -5,11 +5,12 @@ from __future__ import annotations
 from typing import Any
 from uuid import UUID
 
-from sqlalchemy import func, select
+from sqlalchemy import func, select, text
 from sqlalchemy.ext.asyncio import AsyncSession
 
 from bid_doctor.audit import service as audit
 from bid_doctor.billing import service as billing
+from bid_doctor.core import keys, queue
 from bid_doctor.core.authz import Permission, require
 from bid_doctor.core.db import TenantContext
 from bid_doctor.core.errors import AppError
@@ -52,6 +53,45 @@ async def get(s: AsyncSession, ctx: TenantContext, project_id: UUID) -> Project:
     return p
 
 
+async def delete(s: AsyncSession, ctx: TenantContext, project_id: UUID) -> None:
+    """删除项目（J4、G10，决策 M6-1）：彻底删除，不能恢复。同一个事务里：
+    写一条不含业务内容的审计 → 抹掉这个项目审计里的内容 → 删项目（下面的文件、清单、检查、报告级联删除）→ 销毁数据密钥。
+    对象存储里的文件由后台任务清理（密钥已销毁，清理前也读不出来）。额度流水保留（不加外键）。
+    正在解析、检查、生成报告时不删：先取消（预扣退回），否则任务会往已删除的项目里写。"""
+    require(ctx, Permission.PROJECT_DELETE)
+    p = await get(s, ctx, project_id)
+    running = (
+        await s.execute(
+            text(
+                "SELECT 1 FROM parse_job WHERE project_id = :p AND status IN ('queued', 'running')"
+                " UNION ALL SELECT 1 FROM check_run WHERE project_id = :p AND status IN ('queued', 'running')"
+                " UNION ALL SELECT 1 FROM report_job WHERE project_id = :p AND status IN ('queued', 'running')"
+                " LIMIT 1"
+            ),
+            {"p": p.id},
+        )
+    ).first()
+    if running:
+        raise AppError("job_already_running", "项目有正在进行的解析、检查或报告，先取消或等它完成再删除")
+    await remove(s, ctx, p)
+
+
+async def remove(s: AsyncSession, ctx: TenantContext, p: Project, *, actor_kind: str = "user") -> None:
+    """删除一个项目的业务内容（delete 和注销账号共用）。"""
+    await s.execute(
+        text(
+            "UPDATE audit_event SET before = NULL, after = NULL, content_scrubbed_at = now()"
+            " WHERE project_id = :p AND content_scrubbed_at IS NULL AND (before IS NOT NULL OR after IS NOT NULL)"
+        ),
+        {"p": p.id},
+    )
+    await audit.record(s, ctx, "project.delete", "project", p.id, project_id=p.id, actor_kind=actor_kind)
+    await s.delete(p)
+    await s.flush()
+    await keys.destroy_project_key(s, ctx, p.id)
+    await queue.enqueue(s, "purge_project_files", {"tenant_id": str(ctx.tenant_id), "project_id": str(p.id)})
+
+
 def ensure_editable(p: Project) -> None:
     if p.status in ("submitted", "archived"):
         raise AppError("project_read_only")

server/src/bid_doctor/worker.py

@@ -6,6 +6,7 @@ worker 直连数据库（Procrastinate 靠 LISTEN/NOTIFY 发现新任务，不
 
 from __future__ import annotations
 
+from datetime import UTC, datetime
 from uuid import UUID
 
 import procrastinate
@@ -42,6 +43,30 @@ async def generate_report(tenant_id: str, job_id: str) -> None:
     await runner.run(UUID(tenant_id), UUID(job_id))
 
 
+@app.task(name="purge_project_files", retry=3)
+async def purge_project_files(tenant_id: str, project_id: str) -> None:
+    """删除项目以后清对象存储（data-model §6.1）。密钥已经销毁，清不掉也读不出来；失败重试几次。"""
+    from bid_doctor.core.storage import project_prefix, storage
+
+    storage().delete_prefix(project_prefix(tenant_id, project_id))
+
+
+@app.task(name="close_tenant", retry=3)
+async def close_tenant(tenant_id: str) -> None:
+    from bid_doctor.identity import closure
+
+    await closure.finish(UUID(tenant_id))
+
+
+@app.periodic(cron="5 * * * *", periodic_id="billing_tick")
+@app.task(name="billing_tick", retry=False, queueing_lock="billing_tick")
+async def billing_tick(timestamp: int) -> None:
+    """每小时一次：到期清零、排队的续费生效、到期前 30 / 7 / 0 天提醒（决策 M6-5）。每个企业一个事务。"""
+    from bid_doctor.billing import tasks
+
+    await tasks.tick(datetime.fromtimestamp(timestamp, UTC))
+
+
 async def run_worker() -> None:
     async with app.open_async():
         await app.run_worker_async(concurrency=4, install_signal_handlers=True)

server/tests/conftest.py

@@ -19,6 +19,7 @@ os.environ.update(
         "BD_ENV": "test",
         "BD_DATABASE_URL": f"postgresql+psycopg://bd_app:dev-app@{PG}/bid_doctor_test",
         "BD_MIGRATE_DATABASE_URL": f"postgresql+psycopg://bd_owner:dev-owner@{PG}/bid_doctor_test",
+        "BD_OPS_DATABASE_URL": f"postgresql+psycopg://bd_ops:dev-ops@{PG}/bid_doctor_test",
         "BD_VALKEY_URL": os.environ.get("BD_TEST_VALKEY", "redis://127.0.0.1:63799/1"),
         "BD_STORAGE_DIR": tempfile.mkdtemp(prefix="bd-test-objects-"),
         "BD_AI_PROVIDER": "fake",
@@ -38,7 +39,7 @@ def _recreate_database() -> None:
     with psycopg.connect(f"postgresql://bd_owner:dev-owner@{PG}/postgres", autocommit=True) as conn:
         conn.execute("DROP DATABASE IF EXISTS bid_doctor_test WITH (FORCE)")
         conn.execute("CREATE DATABASE bid_doctor_test")
-        conn.execute("GRANT CONNECT ON DATABASE bid_doctor_test TO bd_app")
+        conn.execute("GRANT CONNECT ON DATABASE bid_doctor_test TO bd_app, bd_ops")
 
 
 @pytest.fixture(scope="session", autouse=True)

server/tests/test_billing_flow.py

@@ -0,0 +1,205 @@
+"""M6 剩下的 P0（m6-plan）：额度流水、80% / 100% 提醒、开通和续费、到期只读、删除项目、注销账号、通知已读。"""
+
+from __future__ import annotations
+
+from datetime import datetime, timedelta
+from typing import Any
+from uuid import UUID, uuid4
+
+import httpx
+import pytest
+from sqlalchemy import text
+
+from bid_doctor.billing import service as billing
+from bid_doctor.billing import tasks
+from bid_doctor.core.db import TenantContext, tenant_tx
+from tests.conftest import User, balance, project_with_tender, register, run_parse
+
+OPS = uuid4()  # 运营后台还没做：直接调 service，记一个运营编号
+INVOICE = {
+    "title": "测试集成公司",
+    "tax_no": "91320100MA1XXXXX0Y",
+    "invoice_type": "general",
+    "contact_name": "张工",
+    "contact_phone": "13800000000",
+}
+
+
+def ctx_of(u: User) -> TenantContext:
+    return TenantContext(tenant_id=UUID(u.tenant_id), user_id=UUID(int=0), actor_name="系统")
+
+
+async def activate(u: User, request_id: str) -> None:
+    async with tenant_tx(ctx_of(u)) as s:
+        await billing.activate(s, ctx_of(u), UUID(request_id), ops_id=OPS)
+
+
+async def entries(u: User, **params: Any) -> list[dict[str, Any]]:
+    r = await u.get("/quota/entries", params=params)
+    assert r.status_code == 200, r.text
+    return r.json()["items"]
+
+
+async def test_ledger_alerts_and_pages(user: User) -> None:
+    """流水：任务能对上项目和用途，余额逐条可核；用到 80%、100% 各提醒一次（免费版 3 次）。"""
+    project_id, doc_id = await project_with_tender(user)
+    assert (await run_parse(user, doc_id))["status"] == "succeeded"
+    rows = await entries(user)
+    assert [(r["kind"], r["amount"], r["balance_after"]) for r in rows] == [
+        ("settle", 0, 2),
+        ("hold", -1, 2),
+        ("grant", 3, 3),
+    ]
+    hold = rows[1]
+    assert hold["project"] == {"id": project_id, "name": hold["project"]["name"], "deleted": False}
+    assert hold["ref"]["type"] == "parse_job" and hold["ref"]["label"] == "招标文件"
+    assert rows[0]["hold_entry_id"] == hold["id"] and rows[2]["reason"] == "注册赠送"
+
+    # 分页：每页 1 条，接着上一页往后
+    first = (await user.get("/quota/entries", params={"limit": 1})).json()
+    second = (await user.get("/quota/entries", params={"limit": 1, "cursor": first["next_cursor"]})).json()
+    assert first["items"][0]["kind"] == "settle" and second["items"][0]["kind"] == "hold"
+
+    # 再解析两次：第 3 次时余额 0，80% 和 100% 一起提醒（每档只一次）
+    for _ in range(2):
+        r = await user.post(f"/documents/{doc_id}/parse-jobs", json={"expected_charge": 1})
+        from bid_doctor.document.pipeline import runner
+
+        await runner.run(UUID(user.tenant_id), UUID(r.json()["id"]))
+    assert await balance(user) == 0
+    kinds = [n["kind"] for n in (await user.get("/notifications")).json()["items"]]
+    assert kinds.count("quota_80") == 1 and kinds.count("quota_100") == 1
+    q = (await user.get("/quota")).json()
+    assert q["usage"]["tender"] == 3 and q["accounts"][0]["period_used"] == 3
+
+
+async def test_activation_renewal_expiry_read_only(app_client: httpx.AsyncClient) -> None:
+    u = await register(app_client, "开通测试公司")
+    bad = await u.post("/activation-requests", json={"invoice_info": {**INVOICE, "tax_no": "123"}})
+    assert bad.status_code == 422
+    special = await u.post("/activation-requests", json={"invoice_info": {**INVOICE, "invoice_type": "special"}})
+    assert special.status_code == 422 and special.json()["code"] == "validation_failed"
+    r = await u.post("/activation-requests", json={"invoice_info": INVOICE})
+    assert r.status_code == 201, r.text
+    req = r.json()
+    assert req["status"] == "submitted" and req["request_no"].startswith("KT-") and req["payment"]["payee_name"]
+    assert (await u.post("/activation-requests", json={"invoice_info": INVOICE})).json()["code"] == "activation_pending"
+    assert (await u.get("/quota")).json()["pending_request"]["id"] == req["id"]
+
+    # 运营开通：免费版剩下的 3 次清零，发放专业版 500 次
+    await activate(u, req["id"])
+    me = (await u.get("/me")).json()
+    assert me["plan"]["code"] == "pro" and me["plan"]["read_only"] is False
+    rows = await entries(u)
+    assert [(x["kind"], x["amount"]) for x in rows[:2]] == [("grant", 500), ("expire", -3)]
+    assert await balance(u) == 500
+    ends = datetime.fromisoformat(me["plan"]["ends_at"])
+    notes = [n["kind"] for n in (await u.get("/notifications")).json()["items"]]
+    assert "subscription_activated" in notes
+
+    # 续费：当前一期还没到期，新一期排队，从旧一期结束时开始
+    r2 = (await u.post("/activation-requests", json={"invoice_info": INVOICE})).json()
+    await activate(u, r2["id"])
+    q = (await u.get("/quota")).json()
+    assert q["renewal"] and datetime.fromisoformat(q["renewal"]["starts_at"]) == ends and await balance(u) == 500
+
+    # 到期前 30 天、7 天提醒各一次；重复跑不重复提醒（续过费的不提醒，先把排队的一期撤掉）
+    async with tenant_tx(ctx_of(u)) as s:
+        await s.execute(text("UPDATE subscription SET status = 'cancelled' WHERE status = 'scheduled'"))
+    for days in (25, 25, 5):
+        await tasks.tick(ends - timedelta(days=days))
+    reminders = [n for n in (await u.get("/notifications")).json()["items"] if n["kind"] == "subscription_expiring"]
+    assert [n["title"] for n in reminders] == ["专业版还有 5 天到期", "专业版还有 25 天到期"]
+
+    # 到期：余额清零，只读——新建项目被拒，开通申请、通知已读照常
+    await tasks.tick(ends + timedelta(minutes=1))
+    me = (await u.get("/me")).json()
+    assert me["plan"]["read_only"] is True and await balance(u) == 0
+    assert (await u.post("/projects", json={})).json()["code"] == "plan_expired"
+    assert (await u.post("/notifications/read", json={})).status_code == 204
+    assert (await u.get("/notifications", params={"unread": True})).json()["unread_count"] == 0
+    r3 = await u.post("/activation-requests", json={"invoice_info": INVOICE})
+    assert r3.status_code == 201
+    await activate(u, r3.json()["id"])  # 过期后续费：马上开始新一期
+    assert (await u.get("/me")).json()["plan"]["read_only"] is False and await balance(u) == 500
+
+
+async def test_delete_project(user: User) -> None:
+    project_id, doc_id = await project_with_tender(user)
+    queued = await user.post(f"/documents/{doc_id}/parse-jobs", json={"expected_charge": 1})
+    assert queued.status_code == 201
+    blocked = await user.delete(f"/projects/{project_id}")
+    assert blocked.status_code == 409 and blocked.json()["code"] == "job_already_running"
+    assert (await user.post(f"/parse-jobs/{queued.json()['id']}/cancel")).status_code in (200, 202)
+    from bid_doctor.document.pipeline import runner
+
+    await runner.run(UUID(user.tenant_id), UUID(queued.json()["id"]))  # 取消：预扣退回
+    assert (await run_parse(user, doc_id))["status"] == "succeeded"
+
+    r = await user.delete(f"/projects/{project_id}")
+    assert r.status_code == 204, r.text
+    assert (await user.get(f"/projects/{project_id}")).status_code == 404
+    # 流水还在，项目标「已删除」；没有净扣点的任务（取消的那次）照样对得上
+    rows = [x for x in await entries(user) if x["project"]]
+    assert rows and all(x["project"]["deleted"] and x["project"]["name"] is None for x in rows)
+    assert sum(x["amount"] for x in rows) == -1
+    async with tenant_tx(ctx_of(user)) as s:
+        key = (await s.execute(text("SELECT wrapped_key FROM data_key WHERE project_id = :p"), {"p": project_id})).one()
+        audit = (
+            await s.execute(
+                text(
+                    "SELECT count(*) FILTER (WHERE before IS NOT NULL OR after IS NOT NULL), count(*)"
+                    " FROM audit_event WHERE project_id = :p"
+                ),
+                {"p": project_id},
+            )
+        ).one()
+        from bid_doctor.core import keys
+        from bid_doctor.core.errors import AppError
+
+        with pytest.raises(AppError) as err:  # 删除后不再建新密钥（还在跑的任务写不回文件）
+            await keys.data_key(s, ctx_of(user), UUID(project_id))
+        assert err.value.code == "not_found"
+    assert key[0] is None and audit[0] == 0 and audit[1] >= 2
+
+
+async def test_close_tenant(app_client: httpx.AsyncClient) -> None:
+    u = await register(app_client, "注销测试公司")
+    project_id, doc_id = await project_with_tender(u)
+    assert (await run_parse(u, doc_id))["status"] == "succeeded"
+    from bid_doctor.core.crypto import phone_lookup_key
+    from bid_doctor.core.valkey import valkey
+
+    await valkey().delete(f"sms:rate:{phone_lookup_key(u.phone)}")  # 注册时刚发过一条，60 秒内不能再发
+    assert (await u.post("/me/sms-codes", json={"purpose": "close_tenant"})).status_code == 202
+    wrong = await u.post("/tenant/close", json={"sms_code": "000000", "confirm_tenant_name": "别的公司"})
+    assert wrong.status_code == 422 and wrong.json()["code"] == "tenant_name_mismatch"
+    bad_code = await u.post("/tenant/close", json={"sms_code": "111111", "confirm_tenant_name": "注销测试公司"})
+    assert bad_code.json()["code"] == "sms_code_invalid"
+    assert (await u.post("/me/sms-codes", json={"purpose": "close_tenant"})).status_code in (202, 429)
+    r = await u.post("/tenant/close", json={"sms_code": "000000", "confirm_tenant_name": "注销测试公司"})
+    assert r.status_code == 202, r.text
+    assert (await u.get("/me")).status_code == 401
+
+    from bid_doctor.identity import closure
+
+    await closure.finish(UUID(u.tenant_id))
+    await closure.finish(UUID(u.tenant_id))  # 重复执行没事
+    async with tenant_tx(ctx_of(u)) as s:
+        left = (
+            await s.execute(
+                text(
+                    "SELECT (SELECT count(*) FROM project),"
+                    " (SELECT count(*) FROM data_key WHERE wrapped_key IS NOT NULL),"
+                    " (SELECT count(*) FROM quota_entry), (SELECT status FROM tenant),"
+                    " (SELECT count(*) FROM audit_event WHERE actor_name IS NOT NULL OR after IS NOT NULL)"
+                )
+            )
+        ).one()
+    assert left[0] == 0 and left[1] == 0 and left[2] > 0 and left[3] == "closed" and left[4] == 0
+    # 手机号可以重新注册（新企业）
+    assert (await app_client.post("/auth/sms-codes", json={"phone": u.phone, "purpose": "register"})).status_code in (
+        202,
+        429,
+    )
+    del project_id

server/tests/test_ops_console.py

@@ -0,0 +1,181 @@
+"""运营后台（FR-M6-09，m6-plan §2，决策 M6-2 / M6-4 / M6-7）：独立进程、用户名 + 密码 + TOTP、IP 白名单；
+跨企业只读走 bd_ops，对某个企业的操作走它自己的租户事务并写审计；不显示业务内容。"""
+
+from __future__ import annotations
+
+import base64
+import itertools
+from collections.abc import AsyncIterator
+from urllib.parse import parse_qs, urlsplit
+
+import httpx
+import pytest
+from sqlalchemy import text
+from sqlalchemy.exc import ProgrammingError
+
+from bid_doctor.core.crypto import totp
+from bid_doctor.core.db import TenantContext, ops_tx, tenant_tx
+from tests.conftest import User, project_with_tender, register, run_parse
+from tests.test_billing_flow import INVOICE, entries
+
+_names = itertools.count(1)
+
+
+async def ops_client(ip: str = "127.0.0.1") -> httpx.AsyncClient:
+    from bid_doctor.ops.app import create_ops_app
+
+    transport = httpx.ASGITransport(app=create_ops_app(), client=(ip, 51000))
+    return httpx.AsyncClient(transport=transport, base_url="http://ops/ops/v1")
+
+
+async def new_admin() -> tuple[str, bytes]:
+    from bid_doctor.ops.auth import create_admin
+
+    username = f"ops{next(_names)}"
+    uri = await create_admin(username, "运营小王", "correct horse battery")
+    b32 = parse_qs(urlsplit(uri).query)["secret"][0]
+    return username, base64.b32decode(b32 + "=" * (-len(b32) % 8))
+
+
+@pytest.fixture
+async def ops() -> AsyncIterator[httpx.AsyncClient]:
+    username, secret = await new_admin()
+    async with await ops_client() as c:
+        r = await c.post(
+            "/auth/login", json={"username": username, "password": "correct horse battery", "totp": totp(secret)}
+        )
+        assert r.status_code == 200, r.text
+        c.headers["X-CSRF-Token"] = c.cookies["bd_ops_csrf"]
+        yield c
+
+
+async def test_login_needs_password_totp_and_allowed_ip() -> None:
+    username, secret = await new_admin()
+    async with await ops_client() as c:
+        bad = await c.post(
+            "/auth/login", json={"username": username, "password": "correct horse battery", "totp": "000000"}
+        )
+        assert bad.status_code == 401 and bad.json()["code"] == "ops_login_failed"
+        assert (await c.get("/me")).status_code == 401
+    async with await ops_client("10.1.2.3") as far:
+        denied = await far.post("/auth/login", json={"username": username, "password": "x", "totp": totp(secret)})
+        assert denied.status_code == 403 and denied.json()["code"] == "ops_ip_denied"
+    # 用户端的 bd_app 读不到运营账号表
+    async with tenant_tx(
+        TenantContext(tenant_id=__import__("uuid").uuid4(), user_id=__import__("uuid").UUID(int=0))
+    ) as s:
+        with pytest.raises(ProgrammingError):
+            await s.execute(text("SELECT 1 FROM ops_admin"))
+
+
+async def test_tenants_activation_and_adjust(ops: httpx.AsyncClient, app_client: httpx.AsyncClient) -> None:
+    u: User = await register(app_client, "运营测试甲公司")
+    project_id, doc_id = await project_with_tender(u)
+    assert (await run_parse(u, doc_id))["status"] == "succeeded"
+
+    found = (await ops.get("/tenants", params={"q": "运营测试甲"})).json()["items"]
+    assert [t["name"] for t in found] == ["运营测试甲公司"] and found[0]["balance"] == 2
+    assert (await ops.get("/tenants", params={"q": u.phone})).json()["items"][0]["id"] == u.tenant_id
+    detail = (await ops.get(f"/tenants/{u.tenant_id}")).json()
+    assert detail["projects"] == 1 and detail["jobs"]["parse_job"] == {"succeeded": 1}
+    assert "未命名项目" not in str(detail) and project_id not in str(detail)  # 不显示项目名称和编号
+
+    # 开通：用户提交 → 运营标记到账 → 开通 → 登记发票；全程写审计（操作人是运营）
+    req = (await u.post("/activation-requests", json={"invoice_info": INVOICE})).json()
+    listed = (await ops.get("/activation-requests", params={"status": "submitted"})).json()["items"]
+    assert req["id"] in [x["id"] for x in listed]
+    assert (await ops.get("/tenants", params={"q": req["request_no"]})).json()["items"][0]["id"] == u.tenant_id
+    assert (await ops.post(f"/activation-requests/{req['id']}/invoice", json={"invoice_no": "No.1"})).status_code == 409
+    assert (await ops.post(f"/activation-requests/{req['id']}/paid")).status_code == 200
+    r = await ops.post(f"/activation-requests/{req['id']}/activate", json={})
+    assert r.status_code == 200 and r.json()["subscription"]["status"] == "active", r.text
+    assert (await ops.post(f"/activation-requests/{req['id']}/invoice", json={"invoice_no": "No.1"})).status_code == 200
+    assert (await u.get("/me")).json()["plan"]["code"] == "pro"
+
+    # 再申请一份，运营退回（要写原因），用户看得到原因
+    r2 = (await u.post("/activation-requests", json={"invoice_info": INVOICE})).json()
+    assert (await ops.post(f"/activation-requests/{r2['id']}/reject", json={"note": ""})).status_code == 422
+    assert (
+        await ops.post(f"/activation-requests/{r2['id']}/reject", json={"note": "抬头和转账单位不一致"})
+    ).status_code == 200
+    mine = (await u.get("/activation-requests")).json()["items"]
+    assert mine[0]["status"] == "rejected" and mine[0]["ops_note"] == "抬头和转账单位不一致"
+
+    # 调额度：原因必填；不能扣成负数；流水里看得到
+    assert (
+        await ops.post(f"/tenants/{u.tenant_id}/quota-adjustments", json={"amount": 20, "reason": ""})
+    ).status_code == 422
+    too_much = await ops.post(f"/tenants/{u.tenant_id}/quota-adjustments", json={"amount": -9999, "reason": "测试扣减"})
+    assert too_much.status_code == 422
+    assert (
+        await ops.post(f"/tenants/{u.tenant_id}/quota-adjustments", json={"amount": 20, "reason": "试用补偿"})
+    ).status_code == 201
+    adj = (await entries(u))[0]
+    assert (adj["kind"], adj["amount"], adj["reason"]) == ("adjust", 20, "试用补偿")
+
+    events = (await ops.get("/audit-events", params={"tenant_id": u.tenant_id, "action": "ops."})).json()["items"]
+    actions = {e["action"] for e in events}
+    assert {
+        "ops.tenant.view",
+        "ops.activation.paid",
+        "ops.activation.activate",
+        "ops.activation.reject",
+        "ops.activation.invoice",
+        "ops.quota.adjust",
+    } <= actions
+    assert all(e["actor_kind"] == "ops" and e["actor_name"] == "运营小王" for e in events)
+
+
+async def test_feedback_and_failed_jobs_without_content(ops: httpx.AsyncClient, user: User) -> None:
+    from tests.test_check_flow import checked_project
+
+    project_id, _, run = await checked_project(user)
+    finding = (await user.get(f"/check-runs/{run['id']}/findings")).json()["items"][0]
+    r = await user.post(
+        "/feedback",
+        json={
+            "project_id": project_id,
+            "object_type": "finding",
+            "object_id": finding["id"],
+            "kind": "false_positive",
+            "note": "这不是问题（误报）",
+        },
+    )
+    assert r.status_code == 201
+    items = (await ops.get("/feedback", params={"kind": "false_positive"})).json()["items"]
+    mine = next(x for x in items if x["note"] == "这不是问题（误报）")
+    assert mine["title"] == finding["title"] and mine["rule_set_version"] and mine["pages"]
+    assert "quote" not in str(mine) and "text" not in mine  # 不带原文
+    async with ops_tx() as s:  # bd_ops 只读：改不了业务表
+        with pytest.raises(ProgrammingError):
+            await s.execute(text("UPDATE project SET name = 'x'"))
+    assert isinstance((await ops.get("/failed-jobs")).json()["items"], list)
+
+
+async def test_every_endpoint_checks_permission() -> None:
+    """角色只留结构：现在只有管理员（全部权限）；没定义的角色什么权限都没有，接口一律 403，/me 照常给出权限点。"""
+    username, secret = await new_admin()
+    async with ops_tx() as s:
+        await s.execute(text("UPDATE ops_admin SET role = 'sales' WHERE username = :u"), {"u": username})
+    async with await ops_client() as c:
+        r = await c.post(
+            "/auth/login", json={"username": username, "password": "correct horse battery", "totp": totp(secret)}
+        )
+        assert r.status_code == 200 and r.json()["permissions"] == [] and r.json()["role"] == "sales"
+        c.headers["X-CSRF-Token"] = c.cookies["bd_ops_csrf"]
+        for path in ("/tenants", "/activation-requests", "/feedback", "/failed-jobs", "/audit-events"):
+            assert (await c.get(path)).status_code == 403, path
+        assert (await c.get("/summary")).json() == {"open_requests": 0, "failed_jobs_7d": 0, "feedback_7d": 0}
+    async with await ops_client() as c:  # 管理员
+        username, secret = await new_admin()
+        me = (
+            await c.post(
+                "/auth/login", json={"username": username, "password": "correct horse battery", "totp": totp(secret)}
+            )
+        ).json()
+        assert (
+            me["role"] == "admin"
+            and me["role_label"] == "管理员"
+            and "audit.view" in me["permissions"]
+            and me["env"] == "test"
+        )