feat(qualification): 资质库和资质匹配（查标第 4 步，规则集 2026.11-r4）

- 资质库（FR-M6-08）：增删改、证书扫描件（PDF/JPG/PNG，企业级密钥加密、签名下载）、
  late_for 按进行中项目的投标截止日提醒、审计；前端资质库页和对话框，侧栏入口
- 资质匹配（FR-M3-05）：证书类别词表（16 类，产品证书、人员证书不进匹配），
  QUAL.EXPIRED / LEVEL_LOW / NOT_COVERED；投标文字层按清单项定级，只有资质库记录的降一级，
  出处显示「依据：资质库记录」（查标页、报告模板 v2）；一类证书一个问题；评分项不逐条找响应的也查
- 响应错位规则不再把资质表的证书名称格当成照抄的要求
- 评测：qual_defects.py 派生资质情况表，D12 3/3、D18 2/2、规矩的资质表 0 误报；开发集不退化
- 决策 QL1–QL7；方案和落地记录 docs/architecture/qualification-plan.md，评测 check-eval.md §13

Co-Authored-By: Claude Opus 5.5 <noreply@anthropic.com>

evals/check/run_check.py

@@ -25,13 +25,14 @@ from bid_doctor.ai import prompts
 from bid_doctor.ai import service as ai_service
 from bid_doctor.ai.providers.base import near_limit
 from bid_doctor.ai.service import OutputIncomplete, provider
-from bid_doctor.check import applicability, deviation, findings, match, rules
+from bid_doctor.check import applicability, deviation, findings, match, qualification, rules
 from bid_doctor.checklist import response_mode
 from bid_doctor.checklist import price
 from bid_doctor.checklist.extract import amount_yuan
 from bid_doctor.core.config import get_settings
 from bid_doctor.core.db import TenantContext
 from bid_doctor.document.pipeline import text_layer
+from bid_doctor.qualification.service import Record
 
 EVALS = pathlib.Path(__file__).resolve().parents[1]
 sys.path.insert(0, str(EVALS))
@@ -175,6 +176,19 @@ def facts(tender: str, run: str, items: dict[UUID, dict[str, Any]]) -> rules.Fac
     )
 
 
+def library(kind: str) -> list[Record]:
+    """模拟的资质库（qualification-plan §5）：empty 空库；valid 每类一条、有效、等级最高；partial 只有 ISO 9001；
+    expired 每类一条、2020 年就过期。软著不进模拟（不查有效期）。"""
+    best = {"asc": "5级", "cn": "一级", "jia": "甲级"}
+    fams = [f for f in qualification.FAMILIES if f.key != "softcopy"]
+    if kind == "partial":
+        fams = [qualification.BY_KEY["iso9001"]]
+    if kind == "empty":
+        return []
+    to = dt.date(2020, 1, 1) if kind == "expired" else dt.date(2030, 12, 31)
+    return [Record(uuid4(), f.label, "certificate", best.get(f.levels or ""), "SIM-001", to) for f in fams]
+
+
 async def main() -> None:
     ap = argparse.ArgumentParser()
     ap.add_argument("bid")
@@ -187,6 +201,7 @@ async def main() -> None:
     ap.add_argument("--no-direct", action="store_true", help="不做偏离栏直读（对比用）")
     ap.add_argument("--no-mismatch", action="store_true", help="不做响应错位判断（对比用）")
     ap.add_argument("--modes", help="人工确认后的响应方式，如 technical=implicit,commercial=implicit")
+    ap.add_argument("--library", default="empty", choices=["empty", "valid", "partial", "expired"], help="模拟的资质库")
     args = ap.parse_args()
     d = OUT / args.bid
     manifest = json.loads((d / "manifest.json").read_text())
@@ -204,9 +219,8 @@ async def main() -> None:
                 [s for p in pages for s in p.sentences if s.location == "header_footer"],
             )
         )
-    hits, rules_cov = rules.run(
-        facts(manifest["tender"], args.checklist, items), docs, gold.sentences(manifest["tender"])
-    )
+    project_facts = facts(manifest["tender"], args.checklist, items)
+    hits, rules_cov = rules.run(project_facts, docs, gold.sentences(manifest["tender"]))
 
     def rule_rows(covered: set[tuple[str, int, str]]) -> list[dict[str, Any]]:
         return [
@@ -261,6 +275,7 @@ async def main() -> None:
     if decisions:
         match.apply_modes(results, items, decisions)
         match.scanned_fallback(results, items, decisions, docs)
+    qual_hits, qual_cov = qualification.run(all_items, results, docs, library(args.library), project_facts.deadline)
     rows = []
     for item_id, item in all_items.items():
         if item_id not in items:
@@ -308,7 +323,24 @@ async def main() -> None:
     }
     (out / "results.json").write_text(
         json.dumps(
-            {"summary": summary, "items": rows, "rules": rule_rows(covered), "rules_coverage": rules_cov},
+            {
+                "summary": summary,
+                "items": rows,
+                "rules": rule_rows(covered),
+                "rules_coverage": rules_cov,
+                "qualification": [
+                    {
+                        "code": h.code,
+                        "severity": h.severity,
+                        "title": h.title,
+                        "explanation": h.explanation,
+                        "source": h.detail["source"],
+                        "evidence": [{"volume": doc.label, "p": s.page_no, "text": s.text} for doc, s in h.evidence],
+                    }
+                    for h in qual_hits
+                ],
+                "qualification_coverage": {"library": args.library, **qual_cov.to_api()},
+            },
             ensure_ascii=False,
             indent=1,
         )